This pandemic leaves a lot of seniors isolated, confused, and lonely. It's important to communicate any way you can . . .by phone, video messaging, or in person when possible. It doesn't have to be a family member . . .it can be the mother or father of a friend . . .your elderly neighbors may need someone to pick up a prescription, buy some groceries, or run a simple errand. Such help will mean the world to someone who isc afraid to wander out . . .and just knowing there are people who will help will give them comfort.
We're all on this together . . .do what you can to ease the fears of our elderly.
If you know someone who needs assistance home but they don't think they can afford it, call us. We help seniors obtain state, federal, and veteran's benefits to pay for home healthcare, assisted living, memory care or skilled care.
Hoosier Senior Solutions
317 564 5056
If you or a loved one are facing long-term healthcare . . .at home, assisted living, memory care, or even nursing home care . . .there may be financial assistance to reduce the cost of that care.
Many people make poor healthcare choices based on finances . . .the fear that they cannot afford that care without becoming completely impoverished. For married couples, that fear is multiplied. . .mant are concerned they will use all their resources for the care of one spouse, leaving the other with no resources and a substantially reduced income upon the death of the first to die. There are specific rules that apply to this situation, allowing for access to benefits to make sure the surviving spouse has sufficient income and assets to maintain their lifestyle.
In addition, veterans, their spouses, or their surviving spouses could receive over $26,000 per year TAX FREE to help pay for home healthcare, indpendent or assisted living, and even nursing or memory care expenses.
At Hoosier Senior Solutions we assist families with obtaining benefits to pay for care . . .benefits that could include paying family members to provide that care. Call us today for a free consultation.
Just got back from speaking in Peoria, IL at The Senior Symposium. It is fun to help families solve the complexities associated with paying for long-term healthcare costs. Many families make poor decisions for their loved one's care based on economics. Yet, no senior will be denied care regardless of their ability to pay . . .and benefits are available to all.
You DO NOT need to spend down all of your assets or lose your house to access these benefits. If married, there are special rules to ensure your spouse does not become impoverished while paying for your care. And, if you served in the military, there may be up to $26,000 per year available to help pay for home healthcare, assisted living, nursing home or memory care . . .for both veterans and their spouses (or surviving spouses).
If you or a loved one are needing assistance or care, let us know . . .we can answer your questions and let you know what benefits are available to offset expenses.
Thanks to all my Facebook friends who are taking the time to LIKE this page. Most of us will have to deal with the process of helping an aging parent or relative who needs care . . at home, in assisted living, memory care, or a skilled nursing facility. However, most have no idea who pays for what and when. Let us help you through this process by reviewing your particular set of facts and how they apply to helping pay for care . . .whether by you or other family members, professional home care agencies, or even communities that specialize in caring for the elderly. No one wants to go broke paying for care . . or lose their home to the state. Neither is necessary . . .keep your estate plans and desires and minimize your out-of-pocket expenditures within the rules and regulations of the state you live in. Let us show you how. Call us at 317-564-5066 to learn more.
Hoosier Senior Solutions
If you or a loved one are facing the need for help at home, assisted living, memory care, or even skilled care, let us direct you through the maze of questions about financial, legal, and even care solutions. When does Medicare pay? Medicare supplement insurance? Medicaid at home or in a nursing home? Long-term care insurance? VA benefits because of your or your spouse's service to our country? Or, more importantly, how much do I have to pay? Will I have to sell my house? Can I give away some or all of my assets to my children, grandchildren, school or church? We can answer these questions and help you apply for benefits for yourself or your loved one to get the level of care they need while meeting their legal obligation for their share of the cost. Call us today at 317-564-5056 to learn more. We provide a free consultation to determine what programs may be available to assist in paying for care as well as a free review of legal documents that will be needed to implement your estate plan withing the parameters of paying for that care.
Happy Thanksgiving to all our clients and friends. We hope you enjoy time with family and friends and remember all of things you have to be grateful for.
