Social Security has been a fact of retirement life since 1935. Are you eligible for benefits?
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9 Facts About Social Security
Some simple, inexpensive energy-saving tips that may help you save money.
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A Penny Saved is Two Pennies Earned
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
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Coaches
There are benefits and limitations when using a living trust. #LivingTrust
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A Living Trust Primer
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
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Financial Aid for Students 101
The average #retirement lasts for 18 years. Are you prepared to fill that many days?
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18 Years’ Worth of Days
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
An ILIT could play a role in your estate strategy.
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A Primer on Irrevocable Life Insurance Trusts
Here are a few key factors to consider when naming an executor for your estate.
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And the Executor Is
What did it take to become the richest man in Babylon?
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The Richest Man in Babylon
Some diets lighten nothing but your wallet. Here’s a few to avoid. #diets #fads #health
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Money Draining Food Myths
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
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Social Security: Five Facts You Need to Know
Have a strategy for discussing healthcare with your parents. #AgingParents
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Caring for Aging Parents
Consider a bucket plan to go with your bucket list. #RetirementSavings
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A Bucket Plan to Go with Your Bucket List
Could you find acres of diamonds in your own backyard? Watch this video.
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Acres of Diamonds
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
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Immediate vs. Deferred Annuities
Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.
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Yours, Mine and Ours: Estate Strategies for Second Marriages
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
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Monthly Market Insights | November 2020
$100 not spent is more like $143. Intrigued? #taxes #saving
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Stop Wasting Money
#CollegeTuition #PaymentPlans help families pay tuition bills over time instead of all at once. Generally, payments are monthly and must be completed before the end of the associated academic term.
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College Payment Plans: An Alternative To Student Loans
#Retirement planning year-end strategies
They’re called #year-end planning strategies. But you certainly don’t want to wait until the last few days of the year to buff up your #FinancialPlan. Here are some strategies and tactics to consider taking now.
USATODAY.COM
5 financial moves you need to make before the end of 2020
Secrets of the Temple: How the Federal Reserve works. #FederalReserve
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How the Federal Reserve Works
Shopping small makes a big difference. Here’s why. It feels like the second Halloween ended, sneaky elves got to work stocking the shelves and lighting up the streets with all things Christmas. Ho, ho, wait — it’s not...
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Supporting Small Business is the Best Gift You Can Give Your Community
What should you look for in a personal finance app?
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What to Look for in Personal Finance Apps
The truth is a little more complicated with these personal finance idioms.
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The Latte Lie and Other Myths
Consider a bucket plan to go with your bucket list.
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A Bucket Plan to Go with Your Bucket List
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
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Buying vs. Leasing a Car
Just entering retirement? Here's what you need to know.
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9 Facts About Retirement
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
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Choosing a Business Structure
Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
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A House Divided
Does it make more sense to push back #retirement, or not to retire at all?
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Should You Ever Retire?
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
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Mortgages in Retirement
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
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Monthly Market Insights | December 2020
If you don’t have an #estatestrategy, here’s some reasons why you should.
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Why Everyone Needs an Estate Strategy
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
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The Average American Budget
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
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The Financial Literacy Crisis
You face sequence of returns risk. Know what it is? #investing #investmentrisk
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The Investment Risk No One’s Ever Heard Of
What does it actually cost to raise a child? You might be surprised.
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The Half Million Dollar Baby
Childhood attitudes and habits can determine your child's health in his or her adult years.
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Raising Healthy Children
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
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Understanding the Basics of Medigap Policies
The market is as unpredictable as the weather. We’re here to help you prepare.
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Forecast
Buying a home may be your largest financial commitment. Which loan is best for your situation?
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Fixed or Variable Mortgage, Which Should You Pick?
Do your kids have the right stuff for college? #CollegePrep
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Countdown to College
Warmest wishes during this holiday season from everyone at Hopwood Financial!
The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. #IRA
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IRA Withdrawals that Escape the 10% Tax Penalty
Have you used a junk-drawer approach to manage your investments? #InvestmentStrategy
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The Junk Drawer Approach to Investing
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
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Social Security: Five Facts You Need to Know
Does your business have a retirement strategy that fits your short, long-term needs?
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Choosing a Retirement Plan that Fits Your Business
Happy New Year and Welcome 2021!
Take an inside look into Simplified Employee Pension plans.
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Is a SEP-IRA Right for Your Business?
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
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Monthly Market Insights | January 2021
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
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What If You Get Audited?
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
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Understanding the SECURE Act
Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.
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How Retirement Spending Changes With Time
Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.
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Retiring the 4% Rule
There are billions in unclaimed dollars in the US. Is some of that yours?
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Surprise! You’ve Got Money!
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
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Monthly Market Insights | January 2021
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
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What If You Get Audited?
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
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Year-End Charitable Gifting and You
Saving for college doesn’t have to be as complicated as college itself.
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Saving for College 101
Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.
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How Retirement Spending Changes With Time
Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.
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Retiring the 4% Rule
There are billions in unclaimed dollars in the US. Is some of that yours?
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Surprise! You’ve Got Money!
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
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Mastering Mobile Lingo
It’s safe to say that life is not the same as it was a year ago and with that comes different issues that need new solutions. While no one has a crystal ball, there are things that we can expect to change permanently. Here are some of the things we need to prepare for in the “new normal"
USATODAY.COM
The pandemic altered financial behaviors for many. Here's what we can expect to change for good.
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
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Five Most Overlooked Tax Deductions
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
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The Economic Journey of Your Morning Coffee
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
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Year-End Charitable Gifting and You
Have you heard these three common misconceptions about #SocialSecurity?
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Don't Buy The Hype
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
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Creative Ways to Motivate Your Employees
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
HOPWOODFINANCIAL.COM
Mastering Mobile Lingo
It’s safe to say that life is not the same as it was a year ago and with that comes different issues that need new solutions. While no one has a crystal ball, there are things that we can expect to change permanently. Here are some of the things we need to prepare for in the “new normal"
USATODAY.COM
The pandemic altered financial behaviors for many. Here's what we can expect to change for good.
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
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Five Most Overlooked Tax Deductions
We all want to know, “What’s next for the financial markets?” But no one knows for sure.
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Where Is the Market Headed?
Considering alternative investments? It’s critical to sort through the complexity. #video
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Alternative Investments - Going Mainstream
Have you heard these three common misconceptions about #SocialSecurity?
HOPWOODFINANCIAL.COM
Don't Buy The Hype
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
HOPWOODFINANCIAL.COM
Creative Ways to Motivate Your Employees
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
HOPWOODFINANCIAL.COM
Mastering Mobile Lingo
A few strategies that may help you maximize your Social Security income. #SocialSecurity #Retirement
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Social Security: Maximizing Benefits
Tax time can be a good time to give your household budget a checkup.
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Budget Check Up: Tax Time Is the Right Time
The truth is a little more complicated with these personal finance idioms.
HOPWOODFINANCIAL.COM
The Latte Lie and Other Myths
We all want to know, “What’s next for the financial markets?” But no one knows for sure.
HOPWOODFINANCIAL.COM
Where Is the Market Headed?
Considering alternative investments? It’s critical to sort through the complexity. #video
HOPWOODFINANCIAL.COM
Alternative Investments - Going Mainstream
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
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Building Your Legacy
Hopwood Financial Services, Inc. updated their info in the about section.
There are billions in unclaimed dollars in the US. Is some of that yours?
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Surprise! You’ve Got Money!
When you choose to take Social Security might impact your retirement income. Find out how. #socialsecurity #retire
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Social Security: The $64,000 Question
Three important questions to consider before you start taking #SocialSecurity.
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Three Key Questions to Answer Before Taking Social Security
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
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When Should You Take Social Security
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
HOPWOODFINANCIAL.COM
Building Your Legacy
Hopwood Financial Services, Inc. updated their info in the about section.
There are billions in unclaimed dollars in the US. Is some of that yours?
HOPWOODFINANCIAL.COM
Surprise! You’ve Got Money!
Children with special needs may need ongoing help after theirparents are gone.
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4 Steps to Protecting a Child with Disabilities
As complex as the details of taxes can be, the income tax process is fairly straightforward.
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How Income Taxes Work
How much is enough for your emergency fund?
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Your Emergency Fund: How Much Is Enough?
Three important questions to consider before you start taking #SocialSecurity.
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Three Key Questions to Answer Before Taking Social Security
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
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When Should You Take Social Security
Do your kids have the right stuff for college? #CollegePrep
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Countdown to College
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
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Monthly Market Insights | March 2021
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
HOPWOODFINANCIAL.COM
Financial Aid for Students 101
Children with special needs may need ongoing help after theirparents are gone.
HOPWOODFINANCIAL.COM
4 Steps to Protecting a Child with Disabilities
As complex as the details of taxes can be, the income tax process is fairly straightforward.
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How Income Taxes Work
Considering crowdfunding? Take time to do the research first. #Crowdfunding
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Crowdfunding—Capital for the 21st Century
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
HOPWOODFINANCIAL.COM
Creative Ways to Motivate Your Employees
Do your kids have the right stuff for college? #CollegePrep
HOPWOODFINANCIAL.COM
Countdown to College
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
HOPWOODFINANCIAL.COM
Monthly Market Insights | March 2021
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
HOPWOODFINANCIAL.COM
Financial Aid for Students 101
#Retirement is actually an ideal time to write a manifesto. Retirement is your time — your time to be who you want to be. You may be hampered by #finances, but your time and beliefs are your own and retirement is a perfect time to embody and promote your own ideals. In retirement, you are not defined by the work you do for money, this is your time to be defined by you.
NEWRETIREMENT.COM
What is Your Retirement Manifesto? | NewRetirement
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
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Changing Unhealthy Behaviors
Three tips for giving smart from the heart.
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Charitable Giving: Smart from the Heart
How many credit cards do you have?
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Spotting Credit Trouble
Considering crowdfunding? Take time to do the research first. #Crowdfunding
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Crowdfunding—Capital for the 21st Century
A growing cohort of #WallStreet strategists believes it’s time for investors to position for a new #inflationary regime.
BARRONS.COM
Short and Hot: How Investors Can Play This Economic Cycle
How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.
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The Three Keys to a Great Password
#Investors will be watching joint testimony to #Congress by #FederalReserve Chairman Jerome Powell and #TreasurySecretary Janet Yellen on Tuesday and Wednesday amid concerns over how much further the recent surge in #TreasuryYields can run.
INVESTING.COM
Top 5 Things to Watch in Markets in the Week Ahead By Investing.com
Business owners should consider a succession plan sooner rather than later.
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Succeeding at Business Succession
#Retirement is actually an ideal time to write a manifesto. Retirement is your time — your time to be who you want to be. You may be hampered by #finances, but your time and beliefs are your own and retirement is a perfect time to embody and promote your own ideals. In retirement, you are not defined by the work you do for money, this is your time to be defined by you.
NEWRETIREMENT.COM
What is Your Retirement Manifesto? | NewRetirement