When you need insurance for you or your business, you want the most value for the price. Finding the right combination of coverages and premium rate can take a lot of your time. So at Insurance Management Service we do the research for you. We are an independent insurance agency so we don t narrow our search to one carrier. And because we are the largest insurance agency in Southwestern Michigan we can compare the coverage options, discounts and rates of numerous partner insurance companies.The companies we represent are among the most financially solid, customer-focused insurance carriers. Our licensed agents know which fit you best, and what new coverages and premium savings are available. They also live and work in Southwestern Michigan, so they understand what is important to include in your policy for your auto, home, recreational toys, health, life or business.