Intelliloan is a mortgage banker. This means that, unlike mortgage brokers, they close mortgages in their own name, using their own funds. Intelliloan is also a direct lender. This means they are familiar with your local area and know the value of local buildings. When you arrange your loan, you are dealing with them directly; thus eliminating the middleman. Intelliloan serves customers in 13 states: Arizona, California, Florida, Illinois, Pennsylvania, Massachusetts, Michigan, Minnesota, Oregon, Washington, Nevada, Connecticut, and District of Columbia.
Intelliloan has been around since 1993, giving them 20 years’ experience in the mortgage lending business. They have been members of the Better Business Bureau since 1999 and have an A+ rating.
Whether the prevailing rate is high or low, Intelliloan strives to get its clients the lowest rate available. Since their mortgage specialists don’t operate on commission, there is no incentive for them to offer anything but cheap rates.
Intelliloan is an approved Fannie Mae seller servicer. This means that we can provide you with extra benefits. If you are a first-time buyer and cannot afford a hefty down payment, you may qualify for a loan that is underwritten by the Federal Housing authority and approved by the Department of Housing and Urban Development.
Intelliloan is a private company. They do not hire offshore talent so your mortgage specialist won’t be working from an open-plan call center in a far, distant country. They will be employed locally and have an understanding of you, your needs and your lifestyle.
Metropolitan Home Mortgage, Inc. doing business as Intelliloan, NMLS #3290. Arizona licensed Mortgage Banker, lic. #0907461. Licensed by the California Department of Corporations under the California Residential Mortgage Lending Act. Florida licensed Mortgage Lender, lic. # MLD423. llinois Residential Mortgage Licensee. Massachusetts Residential Mortgage Lender, lic. # MC3290. Michigan licensed Mortgage Lender, lic. # FL0015148. Minnesota Residential Mortgage Originator, lic. # FL0015148. Oregon Mortgage Banker, lic. # ML3692. Metropolitan Home Mortgage, Inc. (Washington CLA- CL3290). Nevada Broker License #3759, 8430 W. Lake Mead Blvd. #128, Las Vegas NV 89128 conducting business as a mortgage lender and as a mortgage broker. Connecticut licensed Mortgage Lender, lic. #ML3290. District of Columbia, licensed Mortgage Lender, lic. #MLB 3290. Licensed by the Pennsylvania Department of Banking and Securities as a Mortgage Lender, lic. #40659.