I try to assist many people in my volunteer work with their career search. This is advice I would echo! #moneytipsfromjames
https://www.cnbc.com/2020/10/01/the-first-steps-you-should-take-if-you-lose-your-job-.html
CNBC.COM
Layoffs aren't stopping. Here are the first steps you should take if you lose your job
If you are playing YOLO with your personal assets, you may want to read this short article... I see people wait far too long to get their estate in order, build a retirement nest egg, or consider insurance only after there is a death close to home. I can help if you would like to talk. #moneytipsfromjames
https://www.kiplinger.com/personal-finance/601418/5-all-too-common-financial-sins-and-how-to-atone-for-them
KIPLINGER.COM
5 All-Too-Common Financial ‘Sins’ … and How to Atone for Them | Kiplinger
The implications of this election will be very interesting this year. Do you feel prepared to capitalize based on either outcome? #moneytipsfromjames
https://www.marketwatch.com/story/how-trump-and-biden-tax-policies-could-affect-your-paycheck-tax-return-investment-portfolio-and-nest-egg-2020-09-21?mod=personal-finance
MARKETWATCH.COM
How Trump and Biden tax policies could affect your paycheck, tax return, investment portfolio and nest egg
Identity theft. Phony contact tracing. Learn how to avoid these and other COVID-19 fraud attempts and what to do if you’re a victim. #moneytipsfromjames
NEXTAVENUE.ORG
Real or Fake? How to Spot COVID-19 Scams
From the classic piggy bank to dedicated savings accounts, here are some tips for teaching your kids or grandkids the value of a dollar. #moneytipsfromjames
TIME.COM
Why Parents Should Start Small When Teaching Their Kids About Saving
I was lucky that by coincidence, my uncle was traveling on a business trip and not in his office at WTC 19 years ago; however, so many people lost a loved one on this tragic day. There is not a 9/11 that goes by when I don't feel pain for what was such an unnecessary and tragic day. Hug and kiss those close to you today. #attitudeofgratitude #moneytipsfromjames
Regardless of who you want to win, it is exciting for Nashville and our new neighborhood of Belmont/Waverly to be hosting the debate this week! I snapped this on my morning run today.
National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement? #moneytipsfromjames
This is an even-handed and basic breakdown of permanent (vs. term) insurance, including the pros and cons. I have been getting more questions recently from my clients about this and am happy to help walk through what is best for you. #moneytipsfromjames
https://www.thestreet.com/personal-finance/insurance/life-insurance/what-is-cash-value-life-insurance-15132766
THESTREET.COM
What Is Cash Value Life Insurance and How Does It Work?
Over-shopping is based on the premise that you are SPENDING more than MAKING, and this can only be measured with numbers and progress towards goals. If you are shopping too much online, you could benefit from financial planning. #moneytipsfromjames
CNBC.COM
Shopping too much online? Here's how to cut back
Tax-loss harvesting may help lower your tax bill, but is it the right strategy for you and your goals? I can consult with your tax professional and evaluate your situation.
AMERIPRISEADVISORS.COM
A smart tax strategy for stocks
If you want to gift money to your kids, that is one thing (know your tax limits though); however, we are often asked by our clients about gifting their house to their kids. You might want to think hard about that! #moneytipsfromjames
https://www.kiplinger.com/retirement/estate-planning/601697/should-i-start-gifting-money-or-even-my-house-to-my-kids
KIPLINGER.COM
Should I Start Gifting Money (or Even My House) to My Kids? | Kiplinger
Learn how we can help you achieve your financial goals, today and tomorrow. Reach out today to schedule your complimentary initial consultation. #moneytipsfromjames
Trying to choose between two big home projects? Start on the one with the best return.
#moneytipsfromjames
https://www.marketwatch.com/story/you-have-ample-savings-so-why-are-you-scared-of-running-out-of-money-2020-09-29?mod=personal-finance
We work with some clients that have a smaller nest egg in retirement, but ample income; while other clients have a large nest egg, but they come to us because they are still uncomfortable. The psychology of money is real... how does it affect you? #moneytipsfromjames
MARKETWATCH.COM
You have ample savings. So why are you scared of running out of money?
With just two months left in 2020, the IRS has released the new tax brackets for 2021. Adjusted for inflation, next year's tax rates will jump about 1%. #moneytipsfromjames
CNBC.COM
Here are the new income tax brackets for 2021
Investors are still watching and waiting for any movement on a new stimulus package, according to Ameriprise Chief Market Strategist David Joy. #moneytipsfromjames
NEWSROOM.AMERIPRISE.COM
Markets React to Rising Virus Cases and Stimulus Uncertainty | Ameriprise Newsroom
The CARES Act waived RMDs in 2020 but they’re reinstated for 2021. I can review your RMDs to help you avoid a big tax penalty.
AMERIPRISEADVISORS.COM
RMDs are back for 2021
This #blackhistorymonth, we remember 2021 as the 60th anniversary of the Freedom Riders, black and white activists who helped end segregation. Who inspires you?
A new administration and its policy priorities could have an impact your finances. Let’s schedule time to review your portfolio and ensure you’re set up for success – no matter what a changing political landscape might bring. #moneytipsfromjames
FORBES.COM
How President Joe Biden Will Impact Your Personal Finances
As I return from the paternity leave of my second son, this article becomes all the more relevant to those who also have young children. While kids can learn many beneficial financial lessons from their parents, they can also absorb negative ones. Consider these common family money mistakes and how to avoid them. #moneytipsfromjames
HUFFPOST.COM
12 Money Mistakes You're Teaching Your Kids
Pay down debt or save? I can help you make choices that reflect your goals, financial situation and risk tolerance.
AMERIPRISEADVISORS.COM
4 considerations for savings and debt
2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021. #moneytipsfromjames
