Top 20 in the country in 2013 and top 40 in 2012 in total volume closed by Union Bank. Consistently a top producing loan officer with 80% of my business coming from referrals and repeat clients. As a Mortgage Banker and Broker, I have the knowledge and experience that allows me to provide the best loan options to my clients, specific to their individual needs - offering residential, commercial, multi-family and construction loans.