Happy Friday everyone!
As we navigate through the current state of things, one of our best strategies is to keep our clients and the general public educated.
Many consumers believe the Fannie and Freddie guidance is a blanket allowance to just stop paying their mortgage for 12 months without notifying the mortgage company – they are not aware…
This requires approval
They have to prove they have been impacted
It is UP TO twelve months, not an automatic year of relief.
This may lead to defaults and consumers lacking creditworthiness.
ARTICLE LINK: https://fortune.com/2020/03/23/mortgage-deferment-forbearance-modification-coronavirus/?fbclid=IwAR1x2CZarpNeQOA7wCohD8YiTZMc_58-yoXoM4BI5HcDMRavqC3r1_kCnuU
Jeanine Robbins
Branch Manager
Nmls#198078
480-626-3044
#TheLoanAngel #GenevaFinancial #ScottsdaleBranch #HomeLoansPoweredByHumans
Thank you Geneva Financial LLC Family! #EmployeeAppreciationDay #TheLoanAngel #TheMortgageChick #BeAGoodHuman #AZMortgageAngels #ScottsdaleBranch #ScottsdaleRealtor #HomeLoansPoweredByHumans
Jeanine Robbins
Branch Manager
NMLS #198078
480-626-3044
https://genevafi.com/mortgage-rates-blog/market-update-march-2020
GENEVAFI.COM
Market Update March 2020 — Geneva Financial Home Loans
Gordon Parks, one of the greatest photographers of the twentieth century, was a humanitarian with a deep commitment to social justice. In 1969 he became the first African American to write and direct a major Hollywood studio feature film. He also became the first African-American photographer for Life and Vogue magazines. He left behind an exceptional body of work that documents American life and culture from the early 1940s into the 2000s, with a focus on race relations, poverty, civil rights, and urban life. Parks was also a distinguished composer, author, and filmmaker who interacted with many of the leading people of his era—from politicians and artists to athletes and other celebrities.
#BlackHistoryMonth #TheLoanAngel #AZMortgageAngels #GenevaFinancial #ScottsdaleBranch #HomeLoansPoweredByHumans #GenevaGivesBack
Jeanine Robbins
NMLS #198078
480-626-3044
The point of any refinancing strategy is to successfully identify and meet specific financial goals, which owning a home helps you do. Answering these questions is a great way to start. https://bit.ly/2TYgnQ4
CROSSCOUNTRYMORTGAGE.COM
crosscountrymortgage.com
An FHA Cash-Out Refinance could be a less expensive way to borrow money than other methods. The answers to these questions will help you decide if this type of loan is right for you. https://bit.ly/3nzqBCL
When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals and looking online. https://bit.ly/3q5zXb0
As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. https://bit.ly/2JZO1Ug
Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with these steps. https://bit.ly/2MxB3Ol
CROSSCOUNTRYMORTGAGE.COM
Financing a Fixer-Upper | CrossCountry Mortgage
Whether you’re shopping on Amazon or deciding what to have delivered for dinner from DoorDash, it’s good to have choices. It’s even better when you’re considering a mortgage. https://bit.ly/38ZSoHd
Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!
