There are more than 64 million Americans currently enrolled in Medicare. But getting educated and properly prepped for your initial enrollment (or after a change in circumstances) can be daunting. Join us for this live webinar on 10/15/2020, as seasoned financial advisor Jerry Lynch and Medicare specialist Bob Wasky tackle the Medicare behemoth, providing guidance on how to maximize your benefits while managing your costs.
https://attendee.gotowebinar.com/register/3150891771997556493
While "retirement is the wonderful time in life when you get to do whatever you want," many retirees fear needing long-term care and not being able to afford it—or having to wipe out their savings in order to pay for it. Watch seasoned financial advisor Jerry Lynch and long-term care specialist Greg Bushwell as they tackle the who, what, why, how and how much of long-term care protection.
https://youtu.be/xCasxg0FT24
YOUTUBE.COM
JFL Total Wealth Management's Navigating Long-Term Care Protection
While "retirement is the wonderful time in life when you get to do whatever you want," many retirees fear needing long-term care and not being able to afford it—or having to wipe out their savings in order to pay for it. Join seasoned financial advisor Jerry Lynch and long-term care specialist Greg Bushwell as they tackle the long-term care landscape and costs, and review how planning for long-term care will benefit you and your family, both emotionally and financially.
https://register.gotowebinar.com/register/6195443867177856013
While low interest rates are great for cheap mortgages, they can have a negative impact on your investments. Those investors with a heavy emphasis on fixed income can find themselves unable to generate the type of returns they want or need. At 1%, it takes about 70 years to double your money—at 0.5%, that time grows to 139 years. Read more in the JFL Total Wealth Management August newsletter.
https://s3.amazonaws.com/static.contentres.com/media/documents/a48e0d73-ed67-4363-940f-b2629ac132c3.pdf
The volatile market of the last two quarters of 2020 has left many investors on edge. In JFL Total Wealth Management's latest webinar installment, Jerry Lynch and Jeanne Kane address the impact the COVID pandemic has had on the economy and your investment portfolio.
We’ll also look at how this economic downturn compares historically to others and what investment strategies you can leverage to best weather the storm.
YOUTUBE.COM
2020 Mid-Year Investor Update
Buying your first house is a nerve-racking experience--JFL Total Wealth Management breaks down "rules of thumb" for home budgeting and what expenses you can expect beyond your down payment.
This video is the latest installment of our multi-part "Laying Your Financial Foundation" series designed to help 20- and 30-year olds develop solid habits for financial success. #financialadvisor #firsthome
YOUTUBE.COM
Laying Your Financial Foundation: Buying Your First House
With Election Day only 19 days away, learn more from JFL Total Wealth Management’s Jerry Lynch CFP® about former VP Joe Biden’s proposed tax policies and proactive tax planning you may want to consider before the end of 2020.
https://youtu.be/Y7PQ3T8rTKo
YOUTUBE.COM
JFL Total Wealth Management: Tax Planning for a Biden Administration
As more grandparents get involved with college tuition assistance and 529 plans, it is important to coordinate your funding with the parents’ tuition payments—using your 529 funds during freshman and sophomore years could adversely affect financial aid packages.
https://www.nj.com/news/2020/10/will-this-529-plan-hurt-chances-for-financial-aid.html
Calculating Required Minimum Distributions (RMD’s) from your 401(k) plan can be confusing—and penalties can add up if you don’t do it correctly. Here are some tips for managing the process.
NJ.COM
I didn’t take my RMD. What should I do now?
Catch JFL Total Wealth Management’s Jeanne Kane CFP® as she addresses the roller coaster ride investors have endured through Q3 of 2020, as well as how next week’s big election could impact you financially.
https://youtu.be/83amxXBVnPA
YOUTUBE.COM
JFL Total Wealth Management Q3 2020 Economic Update
With the 2020 election finally upon us tomorrow, here is some helpful advice that we echo in the JFL offices regularly—keep your head, focus long-term, don’t make rash choices and stick to your financial plan during times of uncertainty.
NYTIMES.COM
Stressed About the Election? Don’t Take It Out on Your Investments
After one of the most contentious presidential elections in history, investors are understandably wondering what the future holds. Read JFL’s latest newsletter issue for strategies to consider.
https://s3.amazonaws.com/static.contentres.com/media/documents/8def2903-6607-49d1-8e31-7e0b7db445c4.pdf
Are you one of the millions of retirees paralyzed by information overload on Medicare options? You’re not alone according to this recent article—but you need to review your plan annually, especially Part D drug plan, before the December 7th deadline. And visit JFLTotalWealth.net/webinars to watch JFL’s recent webinar addressing Medicare 101.
https://www.nytimes.com/2020/11/13/business/medicare-advantage-retirement.html?referringSource=articleShare
NYTIMES.COM
When Medicare Choices Get ‘Pretty Crazy,’ Many Seniors Avert Their Eyes
Federal employees’ benefits are often coveted for their generous retirement package, but don’t think those retirement benefits are free to them and paid for at our expense.
https://www.nj.com/news/2021/01/why-dont-government-workers-pay-social-security-tax.html
NJ.COM
Why don’t government workers pay Social Security tax?
The prospect of paying for your child (or grandchild) to attend college is stomach-churning—4 years at a private school is expected to cost $400,000+ by the time today’s toddlers enter in 15 years. Join us for this live webinar on 1/28/2021 at 10am EST, as seasoned financial advisor Jeanne Kane CFP® and financial aid specialist Julie Gross navigate the maze of saving and paying for college.
https://attendee.gotowebinar.com/register/5150318484998187536
What can investors expect in 2021? Hopefully a little less of the roller coaster ride. Join JFL's Jerry Lynch CFP® and Jeanne Kane CFP® for a review of the 2020 markets, as well as what investors can expect with the newly united Congress and White House. They will also address the relationship between news and market returns, and demonstrate the importance of diversification and staying disciplined. #2021investing https://attendee.gotowebinar.com/register/148377307493465356
Many Americans are terrified that their taxes are going to increase soon with President Biden in the White House. But there’s a lot more to the story—only taxes for those making $400,000 are on the table. If you fall in this category, protect yourself with various buckets of retirement funds.
https://www.nj.com/news/2021/01/how-can-i-protect-my-money-from-upcoming-tax-changes.html
NJ.COM
How can I protect my money from upcoming tax changes?
There has been a flurry of activity during President Biden's first week in office and it's hard to track what changes (or proposed changes) may have a direct impact on your financial plan or investments in 2021. Join JFL's Jerry Lynch CFP® and Jeanne Kane CFP® for a review of the 2020 markets, followed by guidance on what areas are most likely to be impacted in 2021 and what investors can do to prepare.
https://youtu.be/dqVQ0fdTX58
YOUTUBE.COM
JFL Total Wealth Management's "2021 Investor Outlook"
The 2020 tax filing season opened on February 15th. While many Americans think of taxes in terms of preparing 1040's for the April 15th deadline, tax planning throughout the year is equally as important. With many new tax laws enacted in 2020 due to the COVID-19 pandemic, it is important to be aware of how these impact your personal tax situation, and what strategies you can leverage during 2021 to maximize your tax bracket.
https://s3.amazonaws.com/static.contentres.com/media/documents/68209ee5-ae91-40c1-856a-01e768eecf39.pdf
Two pillars of financial planning are tax strategizing/planning and saving for retirement. IRA’s and Roth IRA’s fall at the juncture of both. Learn more about making these investment accounts work best for your personal financial situation.
https://s3.amazonaws.com/static.contentres.com/media/downloadables/images/documents/7f5c0e90-0ae6-4f36-a6c1-425f9fedd32b.pdf
