J.L. Thomas & Company is a brokerage general agency for life insurance planning, long term care insurance planning, annuity planning, and disability insurance planning in Cleveland OH. They have partnerships with over 30 different insurance companies which helps their clients chose the most competitive coverage option. They are specialists in impaired risk underwriting, which helps clients with medical issues obtain insurance at the most competitive rates. They have in-house experts specializing in advanced case design for estate planning, business continuation planning, and end of life care planning. Their experts hold designations/credentials in MSFS, CFP, CLU, ChFC, CLTC, and LUTCF.