A recent scam has been brought to our attention and we want to make you aware. SECU Members are being contacted—from a phone number that may appear to be ours—and told that there’s something wrong with their account. The schemer will ask for personal identifiable information, such as your PIN or online banking log-in information.
Please note, these calls are not from a SECU team member and we will *never* ask you for personal information, such as this, over the phone. If you receive a call like this, please hang up immediately and call us at 410-487-7328 to report the call. If you have any additional questions or concerns, please feel free to send us a private message, and we can help you further
It's OK if you don't understand everything about #SocialSecurity, but you should know how to answer these questions before signing up for benefits.
https://mcdowellnews.com/business/investment/personal-finance/most-people-cant-answer-these-3-social-security-questions/article_503551ab-abb0-59c5-8dfe-078e5c8c3ee6.html
MCDOWELLNEWS.COM
Most People Can't Answer These 3 Social Security Questions
Sezzle, Klarna and Afterpay are showing up on more retailers' websites — with a promise of attracting Gen Z customers. Here's a closer look at their terms.
https://www.today.com/tmrw/buy-now-pay-later-future-online-shopping-t186062
TODAY.COM
Buy now, pay later programs are popular — but should you use them?
September 30th has been proclaimed State Employee Recognition Day in Maryland. We are so thankful for the hard work of each and every Maryland State employee, and we are so proud to be able to serve you.
Thank you so much for your patience. All SECU ATMs are back in service.
The SECU ATM network is currently down. We thank you for your patience, and we will update as soon as services are fully restored.
You only have until THIS FRIDAY, OCT. 16 to register for our Virtual Bingo night! Spaces are going fast.
THU, OCT 22 AT 6:00 PM EDT
Virtual Bingo Night with the SECU MD Foundation
💚 #SECUkindness Giveaway! 💚
We want you to help SECU spread kindness! From today through Oct. 23, we're going to be doing a DAILY GIVEAWAY! You have until October 23 to enter each giveaway.
💕 TODAY'S CHALLENGE: Paint some inspirational messages on rocks and leave them for strangers to find! Post a photo in the comments, and one winner will be selected to receive a $20 Amazon gift card!
* You may enter each day's contest once per person. You can enter each day's contest separately on that day's giveaway post. You have until October 23 to complete the task necessary to be entered to win.
Yesterday truly kicked off SECU's month-long giving campaign. We committed that on October 12th, we were going to aim to perform 3,000 Acts of Kindness in a single day.
Our entire staff went out into the world and gave blood, brought pizza to firefighters, bought books for teachers, picked up trash, and so much more. We are so proud to announce that by the end of the day, SECU employees completed OVER 4,300 ACTS OF KINDNESS IN A SINGLE DAY!
We aren't stopping there, and we want you to join us! All week, we're going to be sharing simple ways to spread kindness throughout your community, and we hope you can participate!
In a world where you can be anything, be kind. #SECUkindness
As a reminder, all SECU branches and offices are closed today. We will reopen tomorrow.
With so many Marylanders working from home AND many Maryland schools choosing virtual learning this semester, it can seem daunting to juggle both at the same time. Here are some tips to help.
https://www.thesimpledollar.com/financial-wellness/working-from-home-with-learning-kids
THESIMPLEDOLLAR.COM
8 Tips for Working From Home While Schooling Your Kids During Coronavirus - The Simple Dollar
We’re so excited that WMAR-2 News Baltimore featured our Kindness Kits and how we’re looking to spread kindness all month.
WMAR2NEWS.COM
Kindness Kits hope to start positive movement in Maryland
How it started ➡️ How it's going
On this day in 1951, SECU began operations in a niche in the hallway of the Miller Building in downtown Baltimore. We're so honored that we've had the chance to serve Marylanders since then, and we will continue to grow and improve.
(Black and white photo from the 1986 grand opening of our LaVale branch. Color photo from the 2020 opening of our newest branch in Clarksville.)
Being prepared financially can go along way to reducing stress and allowing you to enjoy the new life that you are bringing into the world.
#parenting
https://thinkfinance.io/eGeoqFRXls
THINKFINANCE.IO
6 Financial To-Do's for New Parents
💚 #SECUkindness Giveaway! 💚
We want you to help SECU spread kindness! From today through Oct. 23, we're going to be doing a DAILY GIVEAWAY! You have until October 23 to enter each giveaway.
💕 TODAY'S CHALLENGE: Make a family member breakfast in bed! Post a photo in the comments, and one winner will be selected to receive a $20 Amazon gift card!
* You may enter each day's contest once per person. You can enter each day's contest separately on that day's giveaway post. You have until October 23 to complete the task necessary to be entered to win.
Today is NATIONAL BOSS'S DAY, and all of our financial centers surprised and celebrated their managers with gifts, food, and appreciation! We're so thankful for each and every one of them.
Due to a planned system upgrade, SECU's online and mobile banking will be down from 11:30pm tonight (Saturday) until 6:00am tomorrow (Sunday). Thank you for your patience.
If your income or other aspects of your money management have been affected, or you worry they could be in the future, there are a few key steps you can take.
https://www.fool.com/the-ascent/personal-finance/articles/4-smart-money-moves-to-make-during-covid-19/
#personalfinance
FOOL.COM
4 Smart Money Moves to Make During COVID-19
On October 12th, SECU came together as an organization, and we committed to performing 3,000 acts of kindness in one week. And we spread that kindness!
Take a look at this video recap of all of the ways we spread kindness. We'd love if you'd join us and BE KIND, too! Remember to use #SECUkindness in all posts!
Fall is such a great time for safe, socially distanced outdoor activities in Maryland! One of our team members took her family apple picking at Larriland Farms.
What’s your favorite outdoor fall activity?
Your credit score doesn't need to take a hit because of COVID-19. By following a few tips, you can maintain and even improve your credit.
https://www.fool.com/the-ascent/credit-cards/articles/how-protect-your-credit-score-during-covid-19/
FOOL.COM
How to Protect Your Credit Score During COVID-19
September is College Savings Month, so here are some of the best ways to save for your child’s college expenses – and how to get them involved in the process.
https://blog.mint.com/student-finances/5-ways-to-save-for-college-now/
BLOG.MINT.COM
5 Ways to Save for College Now
Our 100% locally-based mortgage team wants to hear you say Welcome Home!
Take advantage of our below-market-rate Adjustable Rate Mortgages and lock in our historically low rates for 5 – 7 years on mortgages from $650,000 - $2,000,000. Our local team offers quick approvals, helping you move into your new home faster.
Learn more: http://bit.ly/SECU-Mortgage-ARM
Refinancing your home can seem tedious but it could help your budget in the long run.
https://blog.mint.com/housing/how-long-does-it-take-to-refinance-a-house/
BLOG.MINT.COM
How Long Does It Take to Refinance a House (+ 5 Ways to Speed Up the Process)
SECU is excited to be offering double the rewards when you Shop Local in Maryland this holiday season!
via WBAL-TV 11 Baltimore
https://www.wbaltv.com/article/shop-maryland-for-the-holidays-campaign-rewards-points-shopping-local/34484371
WBALTV.COM
Some Marylanders can get rewards points for shopping local
89% of Americans believe that a lack of financial education contributes to bigger social issues in America, including poverty, lack of job opportunities, and wealth inequality. #financialliteracy
https://fortune.com/2020/09/24/personal-financial-literacy-health-schwab/
FORTUNE.COM
Commentary: COVID shows why we need to make financial literacy a national priority
Now is a great time to buy a new or used car. Finance through SECU by the end of this year, and make no payments for 90 days.
✔️ Low rates
✔️ Quick approvals
✔️ No payment for 90 days
Learn more: https://www.secumd.org/personal/borrowing/auto-loans/drive-now-pay-later.aspx?utm_campaign=auto|auto-payment-delay-2020&utm_medium=social&utm_source=facebook-organic
If you have a stable job and strong finances, you could save thousands by getting a mortgage now and taking advantage of low interest rates.
https://www.thesimpledollar.com/mortgage/right-time-to-get-a-mortgage/
THESIMPLEDOLLAR.COM
Is Now the Right Time to Get a Mortgage? | The Simple Dollar
Local businesses need your help now more than ever.
That's why we're partnering with the Comptroller of Maryland to rally around our local shops and restaurants with the Shop Maryland for the Holidays campaign. For every dollar you spend at Maryland businesses with your points-eligible SECU credit card, you'll get 2x points.
*Learn more: secumd.org/shoplocal
Yesterday, in celebration of World Kindness Day, we donated snacks and treats to the inpatient staff at Kennedy Krieger Institute. We are so thankful every day for all that they do!
Many students think the federal government is responsible for doling out aid to students, but federal aid is actually distributed directly by the schools themselves.
#financialaid
https://blog.mint.com/student-finances/my-parents-cant-afford-college-anymore-what-should-i-do/
BLOG.MINT.COM
My Parents Can’t Afford College Anymore – What Should I Do?
Our Shady Grove branch (16707 Crabbs Branch Rd.) will be closed for the remainder of the day. The drive up ATM and Interactive Teller Machines will still be open. To find your nearest branch, visit secumd.org.
We're so proud to announce that through our Kindness campaign last month, we handed out over 1,200 free Kindness kits and raised over $50,000! These funds will go to help Marylanders in so many ways. In a world where you can be anything, be kind.
#secukindness
https://www.localdvm.com/news/maryland/secu-foundation-wraps-up-month-long-kindness-campaign/
LOCALDVM.COM
SECU foundation wraps up month-long Kindness campaign
Our Annapolis West Street branch will be closed tomorrow, Friday, November 13th. All other branches will have normal operating hours. To make an appointment, visit secumd.org/appointments.
Local businesses need your help now more than ever.
That's why we're partnering with the Comptroller of Maryland to rally around our local shops and restaurants with the Shop Maryland for the Holidays campaign. For every dollar you spend at Maryland businesses with your points-eligible SECU credit card, you'll get 2x points.
*Learn more: secumd.org/shoplocal
Find out why you should invest like Ashton Kutcher, spend wisely like Oprah, and negotiate like Melissa McCarthy.
#personalfinance
https://www.moneyunder30.com/personal-finance-celebrity-advice
MONEYUNDER30.COM
Personal Finance Advice From Some Of Your Favorite Celebrities
Now is a great time to buy a new or used car. Finance through SECU by the end of this year, and make no payments for 90 days.
✔️ Low rates
✔️ Quick approvals
✔️ No payment for 90 days
Learn more: https://www.secumd.org/personal/borrowing/auto-loans/drive-now-pay-later.aspx?utm_campaign=auto|auto-payment-delay-2020&utm_medium=social&utm_source=facebook-organic
Less than 17% of students were required to take at least one semester of personal finance in high school.
https://blog.mint.com/saving/spaving/
BLOG.MINT.COM
The “Spaving” Trap: How 58% of Americans Wastefully Spend to Save
All SECU branches are back open and running. If you'd like to make an appointment, you may do so at secumd.org/appointments.
A minor job in plumbing ranges from $125 to $350 and a big one, like a leaking pipe or faucet, can cost $500-800 on average.
https://yesiamcheap.com/how-to-care-for-home-appliances-and-systems-on-a-budge
YESIAMCHEAP.COM
How to Care for Home Appliances and Systems on a Budget
Kennedy Krieger Institute 's 2020 Festival of Trees starts TODAY and runs through November 29th! The event this year is virtual and FREE.
SECU has been hard at work on our tree for the event, and this year's theme is:
HOME IS WHERE THE HEART IS, and it is not to be missed. Register for your FREE ticket: https://festivaloftrees.kennedykrieger.org/ #FOT2020
Too many families saving for maternity leave rely heavily on estimates rather than doing the math to figure out specifics.
BLOG.MINT.COM
Saving for Maternity Leave: How to Financially Prepare Your Family
All SECU offices, branches, and call centers will be closed on Thursday, November 26th. We wish you and your family a very Happy Thanksgiving!
We have some exciting news! We've gladly been a partner of Kennedy Krieger Institute for years & this year's Festival of Trees is virtual and FREE!
SECU has been hard at work on our tree for the event, and this year's theme is:
HOME IS WHERE THE HEART IS, and it is not to be missed. Register for your FREE ticket: https://festivaloftrees.kennedykrieger.org/ #FOTMD #FOT2020
Nearly 60% of 22- to 38-year-olds surveyed report having less than $5,000 in savings. Moving back home may feel strange, but it has the potential to save you at least $1,000 a month.
https://www.thesimpledollar.com/save-money/young-americans-are-moving-back-home-this-is-how-much-they-can-save/
THESIMPLEDOLLAR.COM
Young Americans Are Moving Back Home. This Is How Much They Can Save - The Simple Dollar
SECU is hosting a virtual toy drive for the patients at Kennedy Krieger Institute, and we'd like to introduce you to one of their patients - Khalil.
Patients at Kennedy Krieger, like Khalil, who receive services from their Inpatient Units can benefit from developmental and sensory toys. Children use these toys in the hospital and at home to work on fine and gross motor skills to reach their developmental milestones and therapy goals.
We’ve gathered Amazon wish lists from their patients, now we just need your help to make holiday dreams come true for the kids! Click to check out their Wish List, purchase the toy(s) you want, and then select "Kennedy Krieger" in the list of delivery addresses! https://bit.ly/KennedyKrieger_SECU
We had such a blast tonight at our virtual concert with The Reagan Years - The East Coast’s Original 80s Tribute Band! Thank all of you who tuned in!
We just received word that some fraudulent emails were sent to several SECU members yesterday. To better protect yourself from online fraud, learn the warning signs of email scams and know what to look out for.
Nearly 25% of Millennials say they experience financial stress every single day.
https://blog.mint.com/personal-finance/financial-stress-survey/
MINT.INTUIT.COM
Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope
Due to scheduled maintenance, online and mobile banking will be unavailable on Thursday, December 3rd from 1am - 5am.
SECU is hosting a virtual toy drive for the patients at Kennedy Krieger Institute, and we'd like to introduce you to one of their patients - Katerina.
Kat’s interdisciplinary care team included doctors, nurses, therapists, and specialists from the Institute’s nursing, behavioral psychology, rehabilitation, child life, and physical and occupational therapy departments.
We’ve gathered Amazon wish lists from Kennedy Krieger's patients - now we just need your help to make holiday dreams come true for the kids! Click to check out their Wish List, purchase the toy(s) you want, and then select "Kennedy Krieger" in the list of delivery addresses! https://bit.ly/KennedyKrieger_SECU
For many, saying goodbye to rush-hour traffic and long commutes is a highlight of #retirement.
https://www.kiplinger.com/retirement/601371/10-things-youll-spend-less-on-in-retirement
KIPLINGER.COM
10 Things You'll Spend Less on in Retirement | Kiplinger
Earlier this year, you nominated your Healthcare Heroes that were going above and beyond during the pandemic. As the holidays approach and they continue to brave the front lines, we wanted to spread some more cheer and thank them for all they continue to do during this pandemic.
If you know a doctor, nurse, or any other medical worker in the state of Maryland who deserves to be recognized, please nominate them to win a gift card from SECU today:
https://secumd.formstack.com/forms/healthcare_heroes
Due to scheduled maintenance, SECU's online and mobile banking will be down this evening from 12am - 5am. Thank you for your patience.
Local businesses need your help now more than ever.
That's why we're partnering with the Comptroller of Maryland to rally around our local shops and restaurants with the Shop Maryland for the Holidays campaign. For every dollar you spend at Maryland businesses with your points-eligible SECU credit card, you'll get 2x points.
*Learn more: secumd.org/shoplocal
We were so proud to be able to donate sleep chairs for all 19 rooms of the University of Maryland Medical Center's Children's Hospital Pediatric Intensive Care Unit. This helps the parents and caregivers who spend long, uninterrupted hours at a critically-ill child’s bedside to have access to comfortable sleep chairs.
Thank you so much to the UMMC team for this great picture & for all of the amazing work you do!
Want to say a big THANK YOU to the Healthcare Hero in your life?
Earlier this year, you nominated your Healthcare Heroes that were going above and beyond during the pandemic. As the holidays approach and they continue to brave the front lines, we wanted to spread some more cheer and thank them for all they continue to do during this pandemic.
If you know a doctor, nurse, or any other medical worker in the state of Maryland who deserves to be recognized, please nominate them to win a gift card from SECU today:
https://secumd.formstack.com/forms/healthcare_heroes
Due to the icy conditions, all SECU financial centers, other than Salisbury, will be opening at 10am today. Salisbury will have normal business hours. Please, be safe out there!
Retiring early doesn’t mean you can never again work for income if you need it.
THESIMPLEDOLLAR.COM
Is Early Retirement a Good Idea? - The Simple Dollar
With our employee and member safety as our top priority, we will be closing all SECU financial centers at 2:30pm today due to the winter storm. Everyone please be safe out there.
We are so excited to announce that we've made it even easier for you to do many of your basic banking services right from the comfort of your own home. Introducing the SECU Virtual Financial Center.
In this self-service online space, our Virtual Member Advisor will walk you through all of the things you can do from your smartphone, tablet, or computer.
You can:
- Schedule virtual appointments with SECU Member Advisors
- Use basic services such as paying bills, changing your address, and more
- Learn how to open up new accounts or apply for a loan
- Donate to the SECU MD Foundation
- and so much more!
We can't wait to see you! https://secuvirtualcenter.org/
“Remember that the happiest people are not those getting more, but those giving more. - H. Jackson Brown Jr.
This holiday season, the SECU team volunteered to adopt seven different families via United Way of Central Maryland and other local organizations for the holiday season. We love doing this every year and hope it brightens the holidays for others.
Due to power work being done in the neighborhoods, our ATM and Teller Services are currently down at both our Greenbelt location (6011 Greenbelt Rd.) as well as our UMCP location (8300 Baltimore Ave.). To find the ATM/Teller Services closest to you, visit: https://www.secumd.org/branches-atms
This is the LAST WEEK to nominate your Healthcare Hero!
Earlier this year, you nominated your Healthcare Heroes that were going above and beyond during the pandemic. As the holidays approach and they continue to brave the front lines, we wanted to spread some more cheer and thank them for all they continue to do during this pandemic.
If you know a doctor, nurse, or any other medical worker in the state of Maryland who deserves to be recognized, please nominate them to win a gift card from SECU today:
https://secumd.formstack.com/forms/healthcare_heroes
All SECU financial centers, call centers, and offices will close at 1pm on December 24th and will be closed all day December 25th. We hope you have a happy and safe holiday!
Due to a water main break in the area, the lobby at our Chadwick financial center at 7173 Security Blvd. will be closed today. The teller services and ATMs will still be available in the vestibule. To find the branch nearest to you, please visit https://www.secumd.org/branches-atms.aspx
If money is extremely tight right now, here are some moves that can buy you more breathing room. #personalfinance
https://www.fool.com/the-ascent/personal-finance/articles/im-living-paycheck-paycheck-during-pandemic-what-should-i-do/
FOOL.COM
I'm Living Paycheck to Paycheck During the Pandemic. What Should I Do?
Just a reminder that all SECU financial centers, call centers, and offices will close at 1pm on December 24th and will be closed all day December 25th. We hope you have a happy and safe holiday!
"Regardless of how much experience you have with managing your finances, a common psychological challenge I see when it comes to managing money is low self-esteem."
https://blog.mint.com/relationships/self-compassion-the-only-thing-holding-you-back-from-mastering-your-money/
MINT.INTUIT.COM
Self-compassion: The only thing holding you back from mastering your money
We are so excited to announce that we've made it even easier for you to do many of your basic banking services right from the comfort of your own home. Introducing the SECU Virtual Financial Center.
In this self-service online space, our Virtual Member Advisor will walk you through all of the things you can do from your smartphone, tablet, or computer.
You can:
- Schedule virtual appointments with SECU Member Advisors
- Use basic services such as paying bills, changing your address, and more
- Learn how to open up new accounts or apply for a loan
- Donate to the SECU MD Foundation
- and so much more!
We can't wait to see you! https://secuvirtualcenter.org/
If you're not sure how your retirement prospects are shaping up, it's time for a walk-through of what it really takes to earn the retirement income you need.
#personalfinance #reirement
https://www.fool.com/retirement/2020/11/16/what-it-really-takes-to-generate-60000-retirement/
FOOL.COM
What It Really Takes to Generate $60,000 in Retirement Income Annually | The Motley Fool
Now it's even easier for you to do many of your basic banking services right from the comfort of your own home. Introducing the SECU Virtual Financial Center.
Here, you can:
- Schedule virtual appointments with SECU Member Advisors
- Use basic services such as paying bills, changing your address, and more
- Learn how to open up new accounts or apply for a loan
- Donate to the SECU MD Foundation
- and so much more!
We can't wait to see you!
https://secuvirtualcenter.org/?utm_campaign=branch-promo|vfc-2021&utm_medium=social&utm_source=facebook-organic
Reminder that all SECU offices, branches, and call centers will close at 3pm today, and be closed all day tomorrow (New Year's Day). We hope you all have a happy and safe New Year's Eve. BRING ON 2021!
SECU's Dale Skinner talks about how small businesses can plan now ahead of the new year.
BIZJOURNALS.COM
Help Desk: Leveraging financial challenges into opportunities in 2021
Baltimore Business Journal
December 30, 2020 at 8:00 PM ·
By reflecting on lessons from 2020, small businesses can more aptly plan ahead for a more successful year, says Dale Skinner, senior commercial lender for SECU - Maryland.
#creditunion #finances #smallbusiness
Baltimore Business Journal
December 30, 2020 at 8:00 PM ·
By reflecting on lessons from 2020, small businesses can more aptly plan ahead for a more successful year, says Dale Skinner, senior commercial lender for SECU - Maryland.
#creditunion #finances #smallbusiness
Look. If you're a #student, that Student ID you have is like GOLD. You can save money on so many sites (hello Spotify, Apple, and Samsung). Here's how.
https://blog.mint.com/student-finances/which-companies-offer-discounts-for-students/
MINT.INTUIT.COM
Which Companies Offer Discounts for Students
Late Tuesday, December 29th, the IRS announced they are starting to issue the 2nd round of Economic Impact Payments aka stimulus payments to some taxpayers. We know there are lots of questions surrounding these payments, so here are some FAQs:
1. How much is the 2nd stimulus payment?
Authorized by the newly enacted COVID-relief legislation, the second round of payments, or “EIP 2,” is generally $600 for singles and $1,200 for married couples filing a joint return. In addition, those with qualifying children will also receive $600 for each qualifying child. Dependents who are 17 and older are not eligible for the child payment.
2. Will SECU be able to tell members when to expect their payments if receiving one?
As of 12/30, the IRS is reporting that the link used during the last round of payments, “Get My Payment”, is being updated with new information and the IRS anticipates the tool will be available in a few days. Once updated, the link allows for the entry of personal information and then shows individual Economic Impact Payment status. Due to the high volume of inquiries, there may be delays accessing the link. The IRS is the only source for information on future payment dates.
https://www.irs.gov/coronavirus/economic-impact-payment-information-center#paymentnot
3. How are the credits being issued to members?
The IRS has reported they will issue ACH credits to the same account used on the 2019 tax filing or issue a check. The IRS has stated that ACH credits will be issued first, followed by checks being mailed. The IRS will be issuing credits on a rolling schedule and has stated that it could be several months before all payments are distributed. The Department of the Treasury is currently stating that they hope to have a “large majority of payments issued within the next two weeks”.
4. When will I receive my stimulus payment?
113 million payments released 12/29.
Expected to be completed by week of 1/24.
147 million payments in 28 days from signing of legislation.
5. When will paper checks start to be issued?
Checks will be mailed daily and the volume expected is 5 to 7 million checks per week. The first batch went out on 12/30/20. Another 7 million checks are expected to be mailed out in the next 3-4 weeks.
6. Is the IRS contacting people by phone to get their bank information?
Definitely not. There are a number of scams targeting consumers. The IRS says to be on the lookout and avoid anyone who:
• Asks you to sign over your economic impact payment check to them.
• Asks by phone, email, text, or social media for verification of personal and/or banking information saying that the information is needed to receive or speed up your economic impact payment.
• Suggests you can get a tax refund or economic impact payment faster by working on your behalf. This scam could be conducted by social media or even in person.
Due to scheduled online maintenance, our online and mobile banking services will be unavailable from 12-6am on Sunday, January 10th. Thank you for your patience.
The secret to saving money on clothes? It’s all about making them last longer.
https://www.thepennyhoarder.com/save-money/how-to-make-clothes-last-longer/?aff_sub2=homepage
THEPENNYHOARDER.COM
10 Simple Ways to Make Your Clothes Last Longer
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn more:
https://www.secumd.org/personal/credit-cards/balance-transfer.aspx?utm_campaign=credit-card|visa-balance-transfer-2021&utm_medium=social&utm_source=facebook-organic&utm_content=mom
Love SECU? Tell a friend! If they join, we’ll give you both a $25 bonus. The more friends you refer, the more bonuses you can receive. Earn up to $250 a month. Share your SECU today!
Learn More: https://www.secumd.org/about-us/membership/referral-program.aspx?utm_campaign=membership|refer-a-friend-2020&utm_medium=social&utm_source=facebook-organic
Wondering about your Stimulus Payment? Here are some Frequently Asked Questions.
You can also always check the IRS Economic Impact Payment website for details and more information: https://www.irs.gov/coronavirus/economic-impact-payment-information-center?fbclid=IwAR0KyYMnu6vwzMS3RlsA76x0MTigT7oHtjcctVdCcIQ-i4JRrwjyvadL8_w#paymentnot
"Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that." - Martin Luther King, Jr.
All SECU offices, financial centers, and call centers will be closed on Monday, January 18th in observation of Martin Luther King Jr. Day.
Who else is making financial resolutions for 2021? 🙋 Don't just say you want to "pay down debt". Make a defined plan for how you will get there. #personalfinance
https://independenttribune.com/business/investment/personal-finance/avoid-these-vague-financial-resolutions-in-2021/article_1c8fa9fe-768c-5f26-a9ef-fe807e9e97c3.html
INDEPENDENTTRIBUNE.COM
Avoid These Vague Financial Resolutions in 2021
❄️ BEAR THE COLD! ❄️
This year, the Special Olympics Maryland Polar Bear Plunge has gone virtual, but that's not stopping us! Whether you plunge in your bathtub or the ocean, we want you to join Team SECU in plunging! You can do this in two ways:
1. Join as a team member, raise funds, and plunge virtually (bonus points if you record it) OR
2. Donate to the cause.
Your funds help support the over 8,000 athletes throughout the state of Maryland.
https://support.somd.org/team/333209
We are so thankful whenever our members shout out specific SECU team members they have had great experiences with! 🙌
Tracy Miner recommends SECU - Maryland.
December 28, 2020 at 9:49 AM ·
Had a great experience with Julian a teller at SECU. He’s always super friendly, helpful and accurate. Please include his name for a bonus or employee award. Always happy to see his smiling face.
Had a great experience with Julian a teller at SECU. He’s always super friendly, helpful and accurate. Please include his name for a bonus or employee award. Always happy to see his smiling face.
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn More: http://www.secumd.org/transfernow
Whether you buy new or used, keeping your car for longer can have a big impact on your financial life.
https://halfbanked.com/save-more-money/
HALFBANKED.COM
5 Hard-But-Worth-It Ways to Save More Money - Half Banked
Sometimes it's a decision that one person will go back to school. Sometimes it's not a decision at all. Whatever the reason for going to one household income, here are seven strategies that can help.
https://www.thesimpledollar.com/financial-wellness/going-from-two-incomes-to-one-income/
THESIMPLEDOLLAR.COM
Tips for Families Going From Two Household Incomes to One | The Simple Dollar
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn more: https://www.secumd.org/personal/credit-cards/balance-transfer.aspx
Reminder that all SECU offices, financial centers, and call centers will be closed today in observation of Martin Luther King Jr. Day.
All SECU financial centers (except Salisbury) have a one hour delayed opening, opening at 10 AM. 
Just as fad diets fail, an unrealistic or extreme #budget will more than likely discourage your teen and they will quit.
https://blog.mint.com/family/how-to-teach-your-teen-to-budget-like-a-pro/
MINT.INTUIT.COM
How to Teach Your Teen to Budget Like a Pro
If you are not used to keeping track of your money, this is a good time to start.
https://www.entrepreneur.com/article/362430
ENTREPRENEUR.COM
The 10 financial goals you should have for 2021
Before you start visiting open houses and bookmarking your favorite homes for sale, you should find out how much house you can afford.
https://www.thesimpledollar.com/mortgage/what-is-a-prequalification/
THESIMPLEDOLLAR.COM
What Is Mortgage Prequalification? | The Simple Dollar
So proud to support Plunge Maryland!
Plunge Maryland
January 21 at 4:30 PM ·
Thank you to our corporate sponsor, SECU - Maryland for supporting athletes like Michael Heup and #ChoosingToInclude this Plunge season! Because of sponsors like SECU, Special Olympics Maryland can provide year-round competition free of charge to our 8,716 athletes! Get involved by signing up to Plunge virtually at PlungeMD.com today!
The Special Olympics Maryland Polar Bear Plunge went virtual this year, but that didn't stop us! ❄️ Check out all of the ways that Team SECU plunged, and thank you for helping us to raise over $5,000! #PlungeMD
Due to the frozen precipitation in our area, all financial centers and call centers (except for Salisbury) will have a delayed opening today, opening at 10am. Please be safe.
🎓 ATTENTION STUDENTS! 🎓
The SECU MD Foundation doesn’t believe that cost should be a barrier in furthering your education. We are proud to support the next generation of professionals achieving their dreams through our Scholarship Program. Now in its 15th year, we are awarding $115,000 in scholarships to members attending a 2 or 4-year college, university, trade, or technical school for the fall 2021 semester. Learn more about the Scholarship Program including how to apply at https://www.secumd.org/2021scholarship
Love SECU? Tell a friend! If they join, we’ll give you both a $25 bonus. The more friends you refer, the more bonuses you can receive. Earn up to $250 a month. Share your SECU today!
Learn More: https://www.secumd.org/about-us/membership/referral-program.aspx?utm_campaign=membership|refer-a-friend-2020&utm_medium=social&utm_source=facebook-organic
UPDATE: Our branches in Lavale and Hagerstown will be closed today. All other branches (except Salisbury) will be opening at 10am today.
A “no-spend month” sounds strict, but there are no hard-and-fast rules.
https://richmond.com/business/investment/personal-finance/how-to-nail-a-no-spend-month/article_37461aae-f2d2-5171-b4ec-940671cbdcf3.html
RICHMOND.COM
How to nail a no-spend month
Our financial center in Salisbury (1101 Mt. Hermon Rd.) will be closed for the remainder of the day and for all of tomorrow (Thursday). Stay tuned for more updates. To find the next closest branch or ATM to you, please visit: https://www.secumd.org/branches-atms.aspx
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn more: https://www.secumd.org/personal/credit-cards/balance-transfer.aspx
The Special Olympics Maryland Polar Bear Plunge went virtual this year, but that didn't stop us! ❄️ Check out all of the ways that Team SECU plunged, and thank you for helping us to raise over $5,000! #PlungeMD
Due to the frozen precipitation in our area, all financial centers and call centers (except for Salisbury) will have a delayed opening today, opening at 10am. Please be safe.
All SECU offices, branches, and call centers will be closed on Monday, February 15th in observation of President's Day.
It’s no secret that millennials face some systemic financial challenges. The good news is they have have caught up in some measures.
https://money.com/millennials-student-debt-retirement-savings
MONEY.COM
Millennials Need to Save Extra if They Want to Retire Like Their Parents and Grandparents
Did you know that 2021 marks the 15th year we're giving out scholarships? We talked to some past scholarship winners to hear where they are now.
Applications are now open! Submit your scholarship application before April 30th! https://www.secumd.org/2021scholarship
Applying for a SECU loan is easy through our Virtual Financial Center!
https://secuvirtualcenter.org/
February is Black History Month, and we'd like to highlight some notable Marylanders.
Today, we're featuring DR. LILLIE MAY CARROLL JACKSON.
Lillie May Carroll Jackson was born in Baltimore in 1889, just twenty-four years after slavery was abolished. She attended Baltimore’s Colored High and Training School (now Coppin State University). After graduating in 1908, she began teaching second grade at the Biddle Street School.
Lillie had a commitment to fighting segregation. Known to Baltimoreans as the “Mother of Freedom,” she skillfully used picketing and protests as part of a non-violent resistance strategy to eliminate Jim Crow segregation and discrimination laws locally and nationally.
Under her leadership, the Baltimore branch of the NAACP became one of the country's largest branches and won many important legal victories for civil rights.
Inducted into the Maryland Hall of Fame in 1986, Lillie Carroll Jackson was named, “Marylander of the Century” by the Baltimore Sun in 1999.
Due to the weather conditions in our area, all financial centers (except Salisbury) will have a delayed opening at 11am. We will update our social media pages with any changes.
🎓 ATTENTION STUDENTS! 🎓
The SECU MD Foundation doesn’t believe that cost should be a barrier in furthering your education. We are proud to support the next generation of professionals in achieving their dreams through our Scholarship Program. Now in its 15th year, we are awarding $115,000 in scholarships to members attending a 2 or 4-year college, university, trade, or technical school for the fall 2021 semester. Learn more about the Scholarship Program including how to apply at https://www.secumd.org/2021scholarship
Due to the weather, we've made the decision to close all branches, except for Salisbury, today on February 18th. Our Virtual Financial Center (https://secuvirtualcenter.org/) and call center will still be available for your needs. Everyone be safe out there.
Due to the weather conditions in our area, all financial centers and call centers will have a delayed opening at 11am. We will update our social media pages with any changes.
On Sunday, February 28, the Anne Arundel County NAACP and Work Life Behavioral Health LLC. have partnered together again for the 2nd Annual Minority Money Matters event.
The theme of this year's event is entitled - "FINANCIAL SUSTAINABILITY AND SUCCESS IN THE AGE OF COVID". SECU's own Kelly Garisto will be a part of the panel offering her valuable knowledge, so make sure to tune in!
https://www.facebook.com/events/161984545464898
🤑 It's America Saves Week! 🤑 Over the course of this week, we'll be covering money-related topics from a relatable, down-to-earth, positive perspective.
Today's focus: SAVE TO REDUCE DEBT
It’s time that we recognize that by paying down their debt, Americans ARE saving! Actively reducing your debt means you’re saving on interest, avoiding late fees, and maintaining or increasing your credit score.
Getting out of debt may seem insurmountable, but there's a few easy steps you can take to start finding your way out of debt: https://www.bankrate.com/finance/debt/ways-to-get-out-of-debt/
SECU can help you along your path to savings! If you'd like to speak to a Member Advisor to see how they can help, fill out our Individual Guidance Form. https://bit.ly/SECUCallBack
#ReduceDebt #ASW2021
We've heard the word "mortgage", but not everyone knows what it is and what it involves.
https://www.consumerfinance.gov/ask-cfpb/what-is-a-mortgage-en-99/#:~:text=A%20mortgage%20is%20an%20agreement,a%20home%20you%20already%20own.
CONSUMERFINANCE.GOV
What is a mortgage?
February is Black History Month, and we'd like to highlight some notable Marylanders.
Today, we're featuring JAMES E. LEWIS.
James was born in 1923 and grew up in East Baltimore. In 5th grade, he received specialized arts education and was noted as a standout pupil both for art and singing. While still in high school, Lewis had been awarded a Carnegie Institute grant to study at the Maryland Institute College of Art, but the school was highly segregated at the time and thus he was prohibited from attending. Luckily, a compromise was made with the school to allow an advanced student, American artist Charles Cross, to tutor him in private sessions. He graduated from Dunbar High with the highest average in the arts.
He later received both a Bachelor and Masters in Fine Arts. In 1950, he received an offer to teach at Morgan State University. Lewis was also a personal collector of art. He was known to have collected the works of his students, buying them to inspire them to keep producing art.
🤑 It's America Saves Week! 🤑 Over the course of this week, we'll be covering money-related topics from a relatable, down-to-earth, positive perspective.
Today's focus: SAVE TO RETIRE
It’s never too soon to prepare for retirement. In fact, the earlier you start to prepare the easier it is to save. Very few Americans have a plan for retirement savings that will actually cover their desired lifestyle, but it's not out of reach.
Check out this article on ways to boost your retirement savings at any age: https://www.merrilledge.com/article/10-tips-to-help-you-boost-your-retirement-savings-whatever-your-age-ose
SECU can help you along your path to savings! If you'd like to speak to a Member Advisor to see how they can help, fill out our Individual Guidance Form. https://bit.ly/SECUCallBack
#Save2Retire #ASW2021
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn more: https://www.secumd.org/personal/credit-cards/balance-transfer.aspx
Due to scheduled online maintenance, our online and mobile banking will be unavailable on Wednesday, March 3rd from 12am-6am. Thank you for your patience.
Happy birthday, Dr. Seuss! What is your favorite Dr. Seuss book?
Our service members risk their lives to protect our nation, and they often need to relocate quickly. So we’re proud to offer our lifelong VA Home Loan program, which features:
- $0 down payments
- No private mortgage insurance
- Competitive rates
Apply now: https://www.secumd.org/VAMortgage
Living paycheck to paycheck is difficult, but there are still ways you can save money - even if just a bit.
https://www.equifax.com/personal/education/covid-19/how-save-money-escape-paycheck-to-paycheck/
EQUIFAX.COM
How to Save Money When You Live Paycheck to Paycheck | Equifax
"Here’s to strong women: may we know them, may we be them, may we raise them.” - Unknown
SECU is so proud to have so many strong and amazing women on our team, and today, on International Women’s Day (and everyday), we celebrate them!
(NOTE: This photo is from one year ago today. We can’t wait to all be together in-person again.)
Due to scheduled maintenance, our Zelle functionality will be unavailable on Sunday, March 7th from 12am-6am. Thank you for your patience.
Your savings account probably isn't going to grow by $1,000 overnight -- and that's okay.
https://www.fool.com/the-ascent/banks/articles/want-to-boost-your-savings-4-expert-tips-to-get-started/
FOOL.COM
Want to Boost Your Savings? 4 Expert Tips to Get Started
🎓 ATTENTION STUDENTS! 🎓
The SECU MD Foundation doesn’t believe that cost should be a barrier in furthering your education. We are proud to support the next generation of professionals in achieving their dreams through our Scholarship Program. Now in its 15th year, we are awarding $115,000 in scholarships to members attending a 2 or 4-year college, university, trade, or technical school for the fall 2021 semester. Learn more about the Scholarship Program including how to apply at https://www.secumd.org/2021scholarship
Today is NATIONAL HUG A G.I. DAY!
March 4 is the only day on the calendar that’s also a military command - march forth! - so it’s only appropriate that this be the day that we celebrate the servicemen and servicewomen in our lives with National G.I. Day. Soldiers in the U.S. military — including members of the Army, Air Forces, and Marines — have been referred to as G.I.s since 1940, and today is the day that we celebrate everything they do for us with a big hug, either literal or metaphorical.
Celebrate the G.I. or veterans in your life in the comments below!
🎓 ATTENTION STUDENTS! 🎓
The SECU MD Foundation doesn’t believe that cost should be a barrier in furthering your education. We are proud to support the next generation of professionals in achieving their dreams through our Scholarship Program. Now in its 15th year, we are awarding $115,000 in scholarships to members attending a 2 or 4-year college, university, trade, or technical school for the fall 2021 semester. Learn more about the Scholarship Program including how to apply at https://www.secumd.org/2021scholarship
💚 STIMULUS PAYMENT UPDATE💚
The IRS has now updated their site to say “Some Americans may see the direct deposit payments as pending or as provisional payments in their accounts before the official payment date of March 17.” This means that March 17 is the first official date that some people will start to see cleared payments in their accounts.
However, please keep in mind that payments are being sent out on a rolling schedule, so not all payments will be available on that date.
For all updated info, please visit the IRS site: https://www.irs.gov/coronavirus/get-my-payment
Think you could see yourself with a few kids tugging at your pant leg in the near (or not-so-near) future? Being a parent is a rewarding experience, but it can also be an extremely expensive one.
https://www.fool.com/the-ascent/personal-finance/articles/5-financial-steps-you-should-take-before-having-kids/
FOOL.COM
5 Financial Steps You Should Take Before Having Kids
We are currently experiencing issues with members using Zelle from their desktop or mobile devices. We are actively working on this and it will hopefully be resolved shortly. Thank you for your patience.
On Wednesday, March 10th, Congress passed the third round of Economic Impact Payments, also known as stimulus payments or checks, to eligible individuals. We understand how important these stimulus payments are to you and your families.
Here are some frequently asked questions and answers regarding these payments.
Did you place more online orders than you can count in 2020? If your quarantine habits were even a tiny bit like this author's, you could turn that clutter into money.
https://morganton.com/business/investment/personal-finance/turn-your-quarantine-clutter-into-money/article_7e368d81-5a07-5bab-b225-1c884e6db50d.html
MORGANTON.COM
Turn Your Quarantine Clutter Into Money
We will stand together to #StopAsianHate.
🎓 ATTENTION STUDENTS! 🎓
The SECU MD Foundation doesn’t believe that cost should be a barrier in furthering your education. We are proud to support the next generation of professionals in achieving their dreams through our Scholarship Program. Now in its 15th year, we are awarding $115,000 in scholarships to members attending a 2 or 4-year college, university, trade, or technical school for the fall 2021 semester. Learn more about the Scholarship Program including how to apply at https://www.secumd.org/2021scholarship
Transfer Your Balance, Find Balance. Right now when you transfer a balance from a non-SECU credit card to your SECU credit card, you’ll lock in a 7.99% balance transfer rate—that never changes. And, as with all SECU credit cards, there are no transfer fees.
Learn more: https://www.secumd.org/personal/credit-cards/balance-transfer.aspx
The lifestyle you live when you retire can vary greatly depending on how much pre-planning you put into the process.
https://statesville.com/business/investment/personal-finance/4-steps-to-catapult-you-to-retirement-success/article_a31ae4d7-53a9-5592-b007-38d4e2ea523a.html
STATESVILLE.COM
4 Steps to Catapult You to Retirement Success
