Even if you are ill or diagnosed with a terminal condition, you can sign up for life insurance, although it may cost more or have a lower payout. Life insurance is cheapest when you're young and healthy.
Depending on the state, different laws regulate how initial group premium rates are determined for individual companies. Some rely on a process known as medical underwriting, while other used a modified community rating.
What’s the difference? Medicare is taxpayer-funded health care insurance provided for seniors and managed by the federal government. Medicaid is taxpayer-funded health care insurance provided to special groups, such as those with disabilities or low incomes.
Good dental insurance allows for two exams a year. Your job is to make sure that you're brushing your teeth the right way in between those exams. Here are the mistakes to avoid: https://bit.ly/3hdJUz5
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Common Teeth Brushing Mistakes You Frequently Do
Some of the most common types of health insurance are group, individual, short-term medical, Medicare supplement, and long-term care insurance.
Does everyone in your family have their long-term care issues worked out? You don't want to be the burden.
The right type of life insurance policy can provide benefits and savings. The Jones Insurance Group can help find a perfect policy to meet both of those goals. Call to set up a policy review today: 864-660-3535 https://bit.ly/3hEV7bE
Would you believe that up to 50 percent of your doctor or hospital bills may contain mistakes that end up costing you money? To save money on health care costs, it is wise to read bills carefully. Common errors include mistakes in an account number or claims with incomplete information.
Because the regulations for Medicaid vary among the states, it can be a confusing mess, especially if you move. We have the trained staff to help you navigate the system no matter where you live.
The best time to set up your long term care plans is when you're young and healthy. Here's what those plans should look like: https://bit.ly/2ZLZagd
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What Is Long-Term Care?
Life insurance policies should be reviewed and updated as life events occur. They can also be written into a will as part of a total estate or settled individually on a person outside the will.
Even when there are no significant changes to Medicare as a whole, your individual plan may have updates or changes. If you're enrolled in Medicare, you'll receive an Annual Notice of Change letting you know of any differences. It's important to read this thoroughly, so you know what's happening with your coverage.
If you’re self-employed and seeking health insurance, it’s worth taking time to talk with an experienced healthcare insurance broker. Some self-employed individuals in certain professions may qualify for select group insurance plans.
Jones Insurance Group would like to wish you a Happy National Chocolate Day!!! What is your favorite chocolate treat?
Are you ever confused by all your different options when you're reviewing health insurance policies? We can help you weigh the options between co-pays and deductibles.
Want to make sure that you have the best chance of getting your Medicaid application approved? Then you need a Medicaid specialist. They’ll go over your situation with you to present your application in the best possible light for approval.
You want to do your research when buying a car. That will help you get a good deal. Here's what that will look like: https://bit.ly/3kjipFE
Make sure your life insurance policy is paid on time every month. Failure to pay could result in a suspension of coverage or even the cancellation of the policy.
After creating a company to provide mutual fire insurance, statesmen, author and scientist Benjamin Franklin started the first life insurance company, the Presbyterian Ministers' Fund in 1759.
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Text JIG to 85100 for all your insurance needs and to stay up-to-date on education classes, latest insurance news, community events, and more
Singer and songwriter Pete Seeger said, “Any darn fool can make something complex; it takes a genius to make something simple.” We don’t claim to be geniuses, but we can explain the intricacies of Medicare in simple terms that are easy to comprehend. #JIG #JonesInsurance #jonesinsgrouptr #yeahthattr #educate #learn #teach #insurance #insuranceagency #medicalcard #coverage #medicare #seniorhealth #insurancequote #medicareadvantage #medicaresupplement #ma #pdp #drugplan #insurancehealth
Text JIG to 85100 for all your insurance needs and to stay up-to-date on education classes, latest insurance news, community events, and more.
When does a high deductible insurance policy, with low annual premium costs, make sense on a tight budget? This type of policy can work well for young individuals, or couples, who have no pre-existing medical conditions and who are in excellent health. #JIG #JonesInsurance #jonesinsgrouptr #yeahthattr #insurance #insuranceagency #coverage #health #aca #affordablecareact #healthinsurance #healthcare #insurancecoverage #insurancehealth #educate #teach #learn
Text JIG to 85100 for all your insurance needs and to stay up-to-date on education classes, latest insurance news, community events, and more
December 15 is the deadline for health insurance coverage! Make sure you contact our team and get the coverage you need now before its too late. https://bit.ly/3jfvqz8
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Text JIG to 85100 for all your insurance needs and to stay up-to-date on education classes, latest insurance news, community events, and more
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Long-Term Care | Travelers Rest, SC | Jones Insurance Group, LLC
Community rating is one way that insurance companies determine initial group health insurance rates. This requires insurers to charge all individuals living in the same geographical area the same premium, regardless of age or health condition.
We wish you all a very Happy Thanksgiving! What are you most thankful for this year? #HappyThanksgiving #JIG #JonesInsurance #jonesinsgrouptr #yeahthattr #insuranceagent #lifeinsurance #healthinsurance #insurancebroker #business #investment #homeinsurance #businessinsurance #autoinsurance #insuranceclaim #lifeinsurance #finance #realestate #commercialinsurance #auto #openenrollment #entrepreneur #medicare #protection #financialplanning #retirement #insurancecompany #financialadvisor #accidentpolicy #educate #learn #teach
Text JIG to 85100 for all your insurance needs and to stay up-to-date on education classes, latest insurance news, community events, and more
“Set peace of mind as your highest goal, and organize your life around it.” —Brian Tracy #QuoteOfTheDay
Let Jones Insurance Group give you the peace of mind that comes with insurance tailored to your family's needs. Call today to get an assessment. 864-660-3535
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Text JIG to 85100 for all your insurance needs and to stay up to date on education classes, latest insurance news, community events, and more
When choosing a personal health insurance plan, one thing to consider is whether or not your family’s doctors are going to be covered in the plan’s network. This is important, as otherwise you may end up having to switch your healthcare providers. #JIG #JonesInsurance #jonesinsgrouptr #yeahthattr #insurance #insuranceagency #coverage #health #aca #affordablecareact #healthinsurance #healthcare #insurancecoverage #healthinsurance #insuranceeducation
Text JIG to 85100 for all your insurance needs and to stay up to date on education classes, latest insurance news, community events, and more
In 1996, President Bill Clinton signed the Health Insurance Portability and Accountability Act (HIPAA) into law, helping to protect patient privacy. #JIG #jonesinsgrouptr #yeahthattr #insuranceeducation
Text JIG to 85100 for all your insurance needs and stay up to date on education classes, latest insurance news, community events, and more.
Is Medicare Advantage right for you? Weigh the pros and cons below: https://bit.ly/36aWADB
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Text JIG to 85100 for all your insurance needs and to stay up to date on education classes, latest insurance news, community events, and more.
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Medicare Advantage Plans: Advantages & Disadvantages - Healthline.com
ROP (or return of premium) life insurance is a type of term life insurance where at the end of the guaranteed term period the carrier will return or refund all premiums paid. This gives your coverage a net zero cost, but it can be up to three times as expensive at the onset as other policies.
Working for years, you have earned your Medicare coverage. It’s as simple as that. But Medicare alone isn’t going to cover all of the needs that you may have, so you should consider an additional, supplement policy so that you can be sure that, whatever happens, you have the protection you need.
