Deciding between renting and owning? Consider the facts before choosing:
🏘️ When you RENT:
- Your monthly payment will likely increase.
- You are limited in customizing your home.
- You will likely pay rent, fees and a security deposit.
- You build your landlord's wealth.
🔑 When you OWN:
- Your monthly payment is locked in.
- You have the freedom to customize your home.
- You will likely own a down payment and closing costs.
- You build your own wealth.
No matter which route you pick, it's important to make an educated decision based on the following questions:
💲 What can you afford?
🏠 How long do you plan to stay in the home?
❓ Do you want stability or flexibility?
🛠️ Can you afford to be responsible for home repairs/maintenance?
🥇 What are your financial, career and family goals?
Still on the fence? Let's talk about it.
Send me a message to discuss your options!
Out of all the awards I have won over the years this one might be my favorite. They are all special but this one really hits home. I am very passionate about recognizing women leaders and their success and I love showing other women that if I can do it, so can they. To everyone who told me I wouldn’t make it in this arena, thank you for giving me more momentum and motivation. To be in the top 50 female mortgage bankers in the country is truly an honor. We will continue to raise the bar for women and men in the industry. Not only do we get the job done, but we raise children and take care of our families too!
Finding these strange COVID-19 days still full of hope and promise with being able to help so many new people fulfill their financial home goals. Thank you to all my wonderful clients who have continued to share with their family, friends and coworkers their positive experience with my services. A referral is the highest compliment you can give. #mortgagefamily
It is truly an honor to be recognized on the prestigious Scotsman Guide Top Originators list for 2019, ranking 205th for funded volume across the country. Thank you to everyone who helped make this possible!
Wyndham Capital Mortgage - NMLS #2948
So you want to buy a house. Great! Now what? Use my quick hit list to gather the main documents you'll need:
📄 Tax returns
📄 Pay stubs, W-2s or other proof of income
📄 Bank statements and other assets
📄 Credit history
📄 Photo ID
📄 Renting history
Ready to get started? Send me a message!
WHAT’S THE DIFFERENCE?
PRE-QUALIFICATION is the first step in the mortgage process. This is where you meet informally with a loan officer to go over your income and liabilities. Based on the information you provide, you’ll be able to give you a rough estimate as to how much money you'll be able to borrow. That estimate is not a sure thing, however.
During the formal mortgage PRE-APPROVAL process, you’ll fill out a mortgage application and provide some documents that detail your income and credit. From here, a home loan amount can be determined.
BOTTOM LINE: If you’re ready to start your search now, let Wyndham Capital get you started the right way with our Automated Pre-Approvals. Real-time, property-specific approvals available anywhere and anytime. Send me a message to get started now!
We love to hear this feedback! Communication is our key to success! Please call or email me to see how we can help save you both time and money on your purchase or refinance.
Today, I'll be talking about something that's probably in your home already: plants. It's always a great way to liven up your home. A bit of greenery keeps you in touch with nature and makes your living areas comfortable and cozy. However, it's important to think about two important factors when it comes to plants: air quality and pet-friendliness.
1. Air Quality. Did you know some houseplants can actually improve air quality? As you probably remember from grade school biology, plants give off oxygen and take in CO2. Aloe Vera, Lady Palm, and Bamboo are just three examples of house plants that make your air particularly breathable.
2. Plants & Pets. Did you know some plants are toxic to pets? Dogs and cats can get very sick from common houseplants. Check out the ASPCA for a list of toxic greenery. In the meantime, choose a Boston fern or spider plant -- they are non-toxic for felines and canines.
Have any other questions about home tips & tricks? Send me a message today!
Even if you plan to call in the experts to do major work on your home, there's always a time when you can perform a simple fix or take a closer look at potential issues in your home.
There are several tools you should have to help. These items make sure you can reach your roof; repair holes in walls; hang pictures on your walls; and numerous other home repair and design jobs.
· Ladder
· Tape measure
· Pliers, standard and vise-grip
· Screwdrivers, screws, nuts, and bolts
· Level
· Stud finder
· Hammer, nails
· Wire cutters
· Cordless drill
· Utility blades
· Putty knife and spackle
You don't have to be a handyperson to be a homeowner -- but in a pinch, it helps to have the tools. At Wyndham Capital, we're your go-to source for financial information. Send me a message about your home financing now!
Another 5 star review from a happy customer! 😊
Thank you Andreas!
I am beyond grateful to have a job that I love and am able to make a positive impact on people's lives. Thank you to all of my friends, family and colleagues for an unbelievable year, shattering all records. I am so thankful and so exited for what lies ahead!
https://www.linkedin.com/posts/wyndham-capital-mortgage_wyndhamcapital-mortgage-topproducer-activity-6758451205858459648-Sg6h
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Wyndham Capital Mortgage on LinkedIn: #wyndhamcapital #mortgage #topproducer | 32 comments
HOW TO LABEL YOUR BREAKER BOX:
You may have to use your breaker box if a circuit is tripped, or to shut off power to certain areas of your home to perform repairs.
Step 1: Turn on whatever you can in your home.
Step 2: Turn off one breaker.
Step 3: Note what items in your home lose power.
Step 4: Label the breaker with the items.
Step 5: Repeat for all remaining breakers.
BONUS TIP: Use real names for items and areas. For example, label a breaker "south-facing bedroom," instead of "baby's room," to avoid confusion among emergency crews or anyone not familiar with your home. Be sure to label using permanent marker so it doesn't fade.
Your home is your most valuable financial asset. Don't hesitate to be in touch if you need help to keep it safe. Send me a message today!
