I have originated residential mortgage loans for over 20 years. I love working with borrowers and making the financial part of the Real Estate transaction as easy and cost effective as possible. My value proposition is I am honest, I have integrity, I will communicate on a regular basis, I will assist with any challenges and provide solutions, I will do the best job possible for my clients, I will be available 24/7 whenever possible, I will assist others in reaching their goals, I will invest time in my profession and my personal skills/knowledge and I will be accountable for all my actions while striving to live by Romans 12:18.