Improve affordability
The per-person cost of health care is at the highest level in history, exceeding an average of $11,000 annually. UnitedHealth proposes reducing health-care cost increase trends nearer to the general inflation rate to save the government $1.5 trillion.
BENEFITSPRO.COM
UnitedHealth Group outlines its own path for health care reform | BenefitsPRO
CMS touts lower premiums and benefits of Medicare Advantage plans...Over 94% of Medicare Advantage plans will offer additional telehealth benefits, up from about 58% of plans offering telehealth benefits in 2020.
HEALTHCAREFINANCENEWS.COM
CMS touts lower premiums and benefits of Medicare Advantage plans
The Part D Senior Savings Model – which was announced on March 11, 2020 – is a voluntary model that tests the impact on insulin access and care by participating Part D enhanced alternative plans offering lower out-of-pocket costs, at a maximum $35 copay for a month’s supply, for a broad range of insulins.
CMS.GOV
President Trump Announces Lower Out of Pocket Insulin Costs for Medicare’s Seniors | CMS
The basic employer-driven health care benefit sys tem that we live with today is a legacy of World
War II- and for the first 60 years, it worked well. The ma jority of healt h care costs were
covered by the health plans, premiums were largely paid by employers,
and low copays and deductibles were manageable for most. However, over the past 20 years, the cost
of health care has gone up significantly, with increasing premiums, deductibles and out-of-pocket
costs.
BENEFITSSELLINGDIGITAL.COM
BenefitsPRO - October 2020 - page14
Are you turning 65 or new to Medicare?
This year, keep more money in your pocket—with an affordable monthly plan premium.
With a Humana Part B Giveback Plan, your Part B premium may be reduced each month.* This could mean more dollars in your Social Security check! Plus, enjoy all the benefits you’ve come to expect with Humana.
No matter how you look at it, a Humana plan is a smart way to keep your monthly healthcare budget in check.
*Not available in all states and counties.
SMARTINSIGHTS.BROADRIDGE.COM
A message from your local agent
Christian health shares market themselves as a cheaper alternative, but have no obligation to actually pay health care bills. Life under them is marked with fear and worry.
PROSPECT.ORG
My Year Without Health Insurance
2021 Social Security COLA announced
The increase, despite coming in the midst of a global pandemic, might be one of the lowest ever.
BENEFITSPRO.COM
2021 Social Security COLA announced | BenefitsPRO
The 2021 Medicare Open Enrollment Period begins on October 15th and runs through December 7th 2020. You can use the Open Enrollment Period to Change, Add, or Drop Medicare Coverage for 2021. Call, Text, or email our office for a FREE Consultation. Direct: (813) 995-2821, Mobile: (813) 361-7855.
Some employers would benefit if their older employees go on Medicare, and people in their 60s would have some safety net if they can't find a job with benefits. Provider revenues might take a hit because of lower Medicare reimbursement.
MANAGEDHEALTHCAREEXECUTIVE.COM
Biden's Proposal to Lower Medicare Eligibility to 60: Winners and Losers
Medicare Part B premiums are rising in 2021 by more than double the Social Security COLA bump...
USATODAY.COM
Medicare Part B premiums are rising in 2021 by more than double the Social Security COLA bump
Humana is here to help make getting care more affordable with our $0 premium plans. Your plan may offer such benefits as a credit, prescription drug coverage, an over-the-counter medication allowance, and more. Ask a licensed sales agent how Humana may save you money.
SMARTINSIGHTS.BROADRIDGE.COM
A message from your local agent
The 2021 Medicare Annual Election Period ends on December 7, 2020. This is your chance to change, add, or drop Medicare coverage for the 2021 Plan Year. Call or email our office today. email: info@kemptonfinancial.com.
KEMPTON FINANCIAL GRP LLC
The standard Part B premium amount in 2021 is $148.50. Most people pay the standard Part B premium amount. If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you'll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.
MEDICARE.GOV
Part B costs | Medicare
Happy Holidays!!
KEMPTONFINANCIAL.COM
May your Holiday be full of love, joy, laughter and cheer as we prepare for the New Year!
Outside of Medicare and Medicaid, there is little to no price regulation in the private insurance market, which includes employer-sponsored plans and those available through the federal marketplace (or a state-based one). This means that the ultimate cost to consumers for any given service can vary wildly even before taking into consideration things like deductibles and copays through insurers.
CNBC.COM
Hospitals must now post prices online (in consumer-friendly format). Here’s how you can benefit
Veteran Owned Business
The financial stress impacts just one part of Medicare - Part A, which pays for hospital bills. Unlike other parts of Medicare, Part A is funded mainly through the Medicare payroll tax; parts B and D are financed through a combination of general government revenue and enrollee premiums.
The Medicare trustees projected last year that the Hospital Insurance Trust Fund will become insolvent in 2024 - less than three years from now. Just last week, the Congressional Budget Office (CBO) forecast a somewhat longer insolvency date due to an improving economic outlook - 2026. But we will have to wait and see what the Medicare trustees have to say a bit later this year.
THETELEGRAM.COM
Column: What you need to know about Medicare’s solvency problem, and how to fix it | The Telegram
If you’re planning to work past 65, or plan to remain on your spouse’s employer plan, you may be considering whether or not you should still enroll in Medicare. You will still have an Initial Enrollment Period when you turn 65, but depending on the health coverage you currently have, you may also be able to delay enrollment.
Find health coverage now...Enroll through May 15
You can enroll in or change plans now, or see if you qualify for Medicaid or CHIP. Take the necessary Steps Now.
Call us @ (813) 995-2821 for a Free No Obligation Quote.
KEMPTON FINANCIAL GRP LLC
Are you Turning 65 or new to Medicare? Humana is here for you and your Medicare needs. I can accommodate customer service questions, answer members’ questions, and review your Medicare coverage virtually or over the phone.
SMARTINSIGHTS.BROADRIDGE.COM
A message from your local agent
Staying connected with fellow veterans and others in your community is good for your health. Use the helpful tips and resources (https://populationhealth.humana.com/resources/loneliness-support-for-veterans/) to maintain a healthy routine.
SMARTINSIGHTS.BROADRIDGE.COM
A message from your local agent
Additional financial assistance to help ObamaCare enrollees afford their health insurance premiums will become available starting April 1, the Department of Health and Human Services (HHS) announced ...
THEHILL.COM
Expanded ObamaCare subsidies will become available April 1, Biden officials say
A Humana Medicare Advantage Dual Eligible Special Needs Plan (DSNP) includes Medicare coverage and works with Medicaid , so you can get the benefits you need, and more. It may include:*
• A personal home care assistant
• Prescription drug coverage
• An over-the-counter medication allowance
It isn’t only the plan you get from Humana, it’s also the listening and attention to your needs.
*Not all benefits listed may be available on all plans or in a single plan benefits package.
SMARTINSIGHTS.BROADRIDGE.COM
A message from your local agent
