Can bars and restaurants be held accountable for drunk driving accidents?
KPRLAW.COM
The Rules On Liquor Liability
Who can be held accountable when dogs bite?
KPRLAW.COM
Overview Of RI’s Rules For Dog Bite Claims
Whether on foot or on bike, data shows night travel is only getting more dangerous.
KPRLAW.COM
2 Huge Reasons Night Commutes Bring Risk
Do you own your own business? Has your business been affected by COVID-19? Have you reviewed your insurance policies to determine if you have coverage for the interruption to your business?
In Rhode Island and Massachusetts certain types of businesses have been ordered to close their doors and/or restrict how they do business. For instance, restaurants have been required to close their dine-in services, stores have been required to close completely unless they provide essential products. Business Interruption Coverage or Civil authority coverage may provide some type of recourse for you.
Business interruption coverage generally allows a business to recover certain losses in the event that the business suffers physical damage or loss that prevents it from operating its business, whereas civil authority coverage, generally allows a business to recover losses when the government issues an order that closes a business or prevents it from normal operations. Business interruption coverage could be available to a business that closed its doors to remediate possible COVID-19 contamination. Civil authority coverage, could be available if a government authority prohibited operation of a business.
Some policies sold to businesses operating in the restaurant industry may expressly address losses caused by illness. Some businesses may have event cancellation coverage available to them. It is important to determine whether your policy has business interruption coverage, if it has an express exclusion for pandemic-related losses or whether it ambiguous. In Rhode Island, the law is well settled that in situations in which the language of an insurance policy is susceptible to more than one reasonable interpretation, it is strictly construed against the insurer. Therefore, it is important that you have your insurance policy reviewed to determine if you possibly have a claim. Almost all insurance policies require the insured to provide prompt notice of a potential claim. Therefore, it is imperative that you review your insurance policy now and provide notice immediately to your insurance company of your claim. If you would like to have your insurance policy reviewed please contact the attorneys at KPR Law at 401-831-2900 and we will be happy to schedule a conference to discuss your business.
In this uncertain time you can be sure that the attorneys at KPR Law are here for you. We will be bringing you a new "Legal Speak of The Week" soon! Is there a certain topic you would like us to cover? Do you have legal questions you want answered? Let us know below!
We are also available for phone conferences if you would prefer to call with a questions, 401-831-2900.
KPR Law has been selected as one of the Best Medical Malpractice Law Firms in Providence!
KPRLAW.COM
KPR Law Selected as One of Best Medical Malpractice Law Firms in RI | Kiernan, Plunkett & Redihan
Bed sores can appear after a period of immobility and have serious consequences. They could be signs of abuse or neglect.
KPRLAW.COM
In Nursing Homes, Bed Sores Form Quickly
Congratulations to Attorney Brittanee Donley for being selected to the Super Lawyers Rising Star list. Only 2.5 percent of the lawyers in Rhode Island are selected to receive this honor.
KPRLAW.COM
Super Lawyers | Kiernan, Plunkett & Redihan
KPRLAW.COM
Voting in Rhode Island: Where, When and How | Kiernan, Plunkett & Redihan
Reckless truck drivers are not the only risk Rhode Island drivers must be aware of.
KPRLAW.COM
How Can Cargo Cause A Crash?
People can receive relief when another person's negligence has caused them harm.
KPRLAW.COM
Injuries May Require People To Pursue Compensation
