What are Koch, Sylvia and Associates - Ameriprise Financial Services, LLC(Springfield, IL) store hours?

Koch, Sylvia and Associates - Ameriprise Financial Services, LLC store hours are as follows: Mon-Thu: 8:00AM - 4:30PM, Fri: 8:00AM - 3:00PM, Sat-Sun: Closed.

Koch, Sylvia and Associates - Ameriprise Financial Services, LLC on montega, Springfield, IL

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We are currently accepting new clients. If you or someone you care about is interested in a complimentary consult take 2 minutes to follow this link, send us an email, and we can set up an appointment that fits your schedule. https://www.ameripriseadvisors.com/team/koch-sylvia-and-associates/ AMERIPRISEADVISORS.COM Ameriprise Advisor

If you or someone you know is facing unemployment or uncertainty, I can help explore provisions of the CARES Act and other options to meet your needs. AMERIPRISEADVISORS.COM 7 actions to take if you’re unemployed

Staying focused amidst uncertainty can help you reach your future financial goals.

AMERIPRISE NATIONAL DAY OF SERVICE AND FOOD DRIVE We are excited to announce that our office is participating in the Ameriprise Financial National Day of Service to help alleviate hunger in our community. We will also place a collection box for The Central Illinois Foodbank in our office starting October 1, 2020 through November 11, 2020. Please join us in volunteering: Date and Time: Thursday, November 12, 2020 1 pm to 3 pm OR Friday, November 13, 2020 9 am to 11 am Location: Central Illinois Foodbank 1937 E Cook St Springfield RSVP by calling 217-787-2435 and let us know what t-shirt size you prefer for the event. If you have friends or family members who would also like to participate, please feel free to invite them. The Foodbank does have a STRICT mask-on policy for all volunteers and asks that all individuals maintain 6 feet social distancing guidelines per CDC guidelines.

Shop local is more than a slogan. Local businesses add value to our community in many ways and our support is critical to helping them thrive. Together, we can continue to help them succeed. Let’s talk. #communitystrong

If you’re saving for a new deck, an upgraded kitchen or any other home improvement project, we can help you plan to achieve these goals.

Stock market losses can lead to emotional investing decisions. But we here to help you navigate all market conditions. If you’re concerned, let’s talk about the options you have to stay on track toward your goals. MONEY.USNEWS.COM How to Recover After Loss in the Stock Market

Work toward your financial goals with personalized advice you can trust, and online tools to track your progress.

COAT DRIVE Our Ameriprise Financial office is collecting new and gently used coats, gloves, hats and scarves for underprivileged children in the Springfield area. With your contribution we will again have a great response and help numerous children in our own backyard. We are collecting clothes items to help those less fortunate in our community stay warm this winter. Please consider donating your gently used and/or new winter coats, hats, gloves and scarves for the children of our area. You may drop your items off at our office, 2621 Montega Drive, Suite A (in the Montvale area, off of Iles Avenue). We will be collecting items until Friday, November 20th. Our office hours are 8 am to 4:30 pm Monday through Thursday and 8 am to 3 pm on Fridays. Donated items will be distributed to students at several local schools. Due to Covid, we do ask that you please put your items in a plastic bag. Thank you, very much, for your support!

If you have health insurance enrollment before the year ends, we can help you select coverage options that are consistent with your needs and financial goals. AMERIPRISEADVISORS.COM Health insurance checklist: How to choose

October is National Cyber Security Awareness Month. This month and every month, it’s important to be alert and aware of threats to your investments and personal information. AMERIPRISE.COM 5 types of fraud to watch out for

In a new Ameriprise videocast, experts share insights on drivers of the economy and capital markets, including COVID-19 developments, corporate profit trends, monetary policy actions and federal policy proposal. AMERIPRISE.COM Videocast: Election impacts for investors

No matter what the future may bring, we have tools to help you prepare. Let’s set up a 30-minute meeting to evaluate where you are right now and how you can make progress towards achieving your goals in this challenging environment.

Together, we can track your progress and update your strategies as circumstances change. Let's work to keep you moving toward your goals, in any market conditions.

Last week, U.S. stocks reached their highest gains in months. What will the start of third-quarter earnings season bring? Ameriprise Chief Market Strategist David Joy shares his insights. NEWSROOM.AMERIPRISE.COM Investors Focus on Third Quarter Earnings Season | Ameriprise Newsroom

Regularly rebalancing your long-term investments can help keep your risk tolerance and asset allocation aligned and keep you on track to your goals.

National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?

Ready to take the first steps toward reaching your financial goals? Here are a few ideas to help get you started.

What will the increasing infection rates and the upcoming election bring to the U.S. markets? Ameriprise Chief Market Strategist David Joy shares his perspective. NEWSROOM.AMERIPRISE.COM Stocks Delivered Another Week of Gains Despite Mixed Data and Virus Concerns | Ameriprise Newsroom

Wishing you a safe, fun and spooky Halloween!

Don’t forget to set your clocks back this weekend. What will you do with your extra hour?

We're proud to be associated with Ameriprise – a firm that earned a Hearts & Wallets Top Performer™ recognition in “unbiased, puts my interests first.” This designation reflects our commitment to ensuring that our work together is personalized to you, based on your individual financial goals. Learn more at: https://bit.ly/2ArNjde

Investors are still watching and waiting for any movement on a new stimulus package, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets React to Rising Virus Cases and Stimulus Uncertainty | Ameriprise Newsroom

Job Opportunity: Financial Planning Assistant Looking for an individual to assist us in continuing our exceptional client relationships. As a team member, duties include assisting in successful Ameriprise Financial planner's practice with administrative duties, scheduling appointments, gathering and preparing financial data, coordinating marketing events, greeting clients, and providing readily available information to clients. Through gained experience the opportunity to become a financial advisor is possible. If interested please forward resumes to steven.r.koch@ampf.com. KOCH, SYLVIA AND ASSOCIATES Planning Assistant

Tax-loss harvesting may help lower your tax bill, but is it the right strategy for you and your goals? We can consult with your tax professional and evaluate your situation. AMERIPRISEADVISORS.COM A smart tax strategy for stocks

Without a final outcome, the election implications for investors remain unclear. Ameriprise Chief Market Strategist David Joy shares his perspective for this uncertain period. NEWSROOM.AMERIPRISE.COM The Country and Investors Await Election Results | Ameriprise Newsroom

Charitable tax deductions, penalty-free early IRA withdrawals, remote care coverage and other CARES Act benefits to consider before year’s end. KIPLINGER.COM 5 CARES Act Benefits to Take Advantage of Before Year’s End | Kiplinger

Why worry about tomorrow when you can plan for it? Personal financial advice can help.

The timing of election results and the impacts to the markets remains unclear, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Election Week is Here: How Markets Might React | Ameriprise Newsroom

Whether you’re currently a caregiver or want to be prepared for the possibility, I can help you navigate the financial implications. AMERIPRISEADVISORS.COM Caring for aging parents

We participated in the Ameriprise National Day of Service again this year and want to thank the Central Illinois Foodbank for hosting us again. COVID-19 made volunteering different by minimizing the number of volunteers to allow proper social distancing - the assembly line and conveyor belts did the trick! Now the real fun! Can you guess who is behind all those masks?

Reduce your expenses, focus on your total portfolio, and other tips for boosting retirement income in the era of low interest rates. KIPLINGER.COM Boost Your Retirement Income in 3 Steps | Kiplinger

Trying to choose between two big home projects? Start on the one with the best return.

In a new Ameriprise videocast, experts share insights on economic drivers, the stock market, policy implications and year-end tax considerations. AMERIPRISE.COM Video: Insights for election and COVID-19 conditions

Congratulations to Steve for first being nominated, and now a FINALIST for the First Citizen Award. Thank you for all of your service to the Springfield community! https://www.sj-r.com/news/20201121/first-citizen-finalists-announced?utm_source=SFMC&utm_medium=email&utm_campaign=The%20State%20Journal-Register%20daily%202020-11-22&utm_content=GTDT_SJR&utm_term=112220

Financial setbacks are more common than you might expect. Find out what it takes to overcome them and how setbacks sometimes leave people better off financially. AMERIPRISEADVISORS.COM The path to a financial comeback

Passing down your financial wisdom can be an enduring gift. What’s one tip you’d share with future generations? FORBES.COM Best Ways For Grandparents To Teach Grandkids About Money

Investors are looking past the presidential election and toward a future with a safe and effective COVID-19 vaccine, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets Overcome Two Significant Hurdles | Ameriprise Newsroom

Working toward your long-term financial goals starts with making the next right move.

Does your portfolio align with your financial goals? Here’s what to look for in your employer’s savings plan. AMERIPRISEADVISORS.COM 401k in-service withdrawals

Happy Thanksgiving! While 2020 has been a challenging year, it’s also shown us how much we still have to be grateful for. What are you thankful for?

Markets are being buffeted by opposing forces, which are likely to be resolved in the relative near-term, according to Ameriprise Chief Market Strategist David Joy. NEWSROOM.AMERIPRISE.COM Markets Facing Three Significant Headwinds | Ameriprise Newsroom

What are the benefits of an IRA? It depends on where you are in your journey towards retirement. Let's connect and make sure you’re maximizing your retirement savings options. AMERIPRISEADVISORS.COM A smart strategy for retirement income and taxes

Retirement planning is even more important during the last five years before you retire. If you’re approaching that five-year countdown, let’s talk. AMERIPRISEADVISORS.COM Strategic moves 5, 2 and 1 year from retirement

If you’ve changed jobs recently, I can help you decide how to manage retirement savings from your previous employer. AMERIPRISEADVISORS.COM Options for your retirement assets after a job change

The Dow Jones Industrial Average closed above 30,000 for the first-time last week. Ameriprise Chief Market Strategist David Joy weighs in on investor’s NEWSROOM.AMERIPRISE.COM Investors Look to the Future with Optimism | Ameriprise Newsroom

I’m highly honored and very humbled to have been selected as one of the two finalists for the SJ-R First Citizen Award. Congratulations to Kathryn Harris for winning the award! In this Holiday season, please consider volunteering a few hours to the charity of your choice and/or make a financial donation. It’s the best gift you will ever make. https://www.sj-r.com/news/20201129/koch-uses-talent-and-treasures-to-help-others?fbclid=IwAR21D7UJMZ8MOC4L0B5kHc-EvveLIV6ajkGVDMTycG5l9Kg2LEev97Jh6ZE SJ-R.COM Koch uses talent and treasures to help others

It can be a tough balance to strike – providing for your children while also assisting in their journey to financial independence. Here are some tips on helping them navigate their road to self-sufficiency. KIPLINGER.COM How to Not Financially Paralyze Your Children | Kiplinger

Running out of money in retirement is a scary prospect – but can be avoided. Here are a few things you can do to help your savings last as long as possible. USATODAY.COM More than 40% of Social Security beneficiaries worry they'll outlive their savings. How to avoid that fate

Giving back can be rewarding. We can help you create a charitable giving plan that reflects your values and takes tax considerations into account. AMERIPRISE.COM What's your giving path?

Despite a poor November jobs report, markets ended on a high note last week with anticipation of an upcoming stimulus package. NEWSROOM.AMERIPRISE.COM When Bad News Becomes Good News | Ameriprise Newsroom

It’s not too early to help your employees get in financial shape for 2021. Year end is an opportune time to focus on financial matters and start setting goals for the coming year. We’re here to help. #financialwellness

Are you saving your cash for college in the most efficient way possible? REALSIMPLE.COM 4 in 10 Parents Saving for College Are Making This Really Expensive Mistake

Negotiations over additional economic stimulus and government funding in the U.S. continue without resolution. Ameriprise Chief Market Strategist David Joy weighs in on investor’s response. NEWSROOM.AMERIPRISE.COM Investors Await News on Three Negotiations | Ameriprise Newsroom

Family money talks can be tough but rewarding. Ask me how I can help facilitate financial discussions with your family. AMERIPRISEADVISORS.COM Discussing family finance

Holiday shopping can be a great opportunity to teach children about saving money for gifts and other financial goals.

Best wishes for a peaceful holiday season.

Identity theft. Phony contact tracing. Learn how to avoid these and other COVID-19 fraud attempts and what to do if you’re a victim. NEXTAVENUE.ORG Real or Fake? How to Spot COVID-19 Scams

“Your wealth of experience makes you rich. Spend it on hurt people. They need it so badly.” - Beth Moore, Living Proof Ministries

If you have taxable investments, it’s possible your portfolio could benefit from another approach. Let’s talk about the benefits and limitations of tax-advantaged investing.

Give a gift that can make a difference long into the life of a child – a head start on growing their finances. MONEY.USNEWS.COM 8 Great Financial Gifts for Kids

The IRS unveiled its list of 2020 tax scams – with added emphasis on COVID-19 related ploys. Here’s what to watch for and tips for staying safe. FORBES.COM Phishing, Fake Charities And IRS Impersonators Top 2020 Dirty Dozen Scam List

What are your financial goals for 2021? Together, we can work towards achieving your priorities for this year and beyond.

Best wishes for a peaceful holiday season.

Identity theft. Phony contact tracing. Learn how to avoid these and other COVID-19 fraud attempts and what to do if you’re a victim. NEXTAVENUE.ORG Real or Fake? How to Spot COVID-19 Scams

“Your wealth of experience makes you rich. Spend it on hurt people. They need it so badly.” - Beth Moore, Living Proof Ministries

Happy New Year! So long, 2020.

While money is an important piece, setting your goals and finding your purpose are key steps toward feeling confident and happy in retirement. KIPLINGER.COM Money Can’t Buy Happiness: 4 Secrets to a Happy Retirement | Kiplinger

What are your financial goals for 2021? Together, we can work towards achieving your priorities for this year and beyond.

Best wishes for a peaceful holiday season.

One of the best ways to teach kids about money is to involve them in financial discussions and decisions. How often do you talk to your kids about money? AMERIPRISE.COM Kids and money: 6 money management tips

Being organized can save you time and money. What are you doing to get better organized this month?

A new year brings new opportunities. While you check progress toward your current goals consider setting new ones, too.

How will the latest stimulus package and pace of vaccine distribution impact the markets? Ameriprise Chief Market Strategist David Joy shares his insights. NEWSROOM.AMERIPRISE.COM 2021 Economic Growth Depends on the Pace of Vaccine Distribution | Ameriprise Newsroom

Happy New Year! Today is the first business day of the new year and an excellent time to revisit your finances. Consider increasing your monthly savings, increasing your retirement plan contributions, or increasing the amount you are paying on outstanding debts. Put this on your calendar to revisit again in 6 months, you will be surprised at how much further ahead you will be this time next year. Here's to a great 2021!

What are your wellness goals for the new year?

In retirement, structure and community are things you may be surprised to miss. Here are some tips on finding a sense of purpose and connection in this new phase of life. MARKETWATCH.COM You should have a purpose in retirement, too

2020 brought many ups and downs. Have your financial goals changed? Let's review and update them to keep you on track in 2021.

Debt, caregiving, and other financial stresses heavily impact Gen Xers, according to recent studies. Together, we can work towards a more confident financial future – no matter what generation you fall in. FORBES.COM Why Gen Xers Are Way More Worried About Money Than Boomers

Stocks have continued to climb since the November elections – but will it last? Ameriprise Chief Market Strategist David Joy explains. NEWSROOM.AMERIPRISE.COM What Could Knock This Rally Off Its Tracks? | Ameriprise Newsroom

Markets have reached record highs amid the pandemic, economic dynamics and a leadership transition in Washington. Watch experts discuss the economy, stock valuations, fiscal stimulus and corporate profits. AMERIPRISE.COM Research & Insights | Ameriprise Financial

A new president brings plans for additional stimulus and an increase in administered vaccines. Ameriprise Chief Market Strategist David Joy weighs in on investor response. NEWSROOM.AMERIPRISE.COM New President; Same Market | Ameriprise Newsroom

Whatever your post-retirement plans might include, my personalized advice can make you more confident you can achieve them. AMERIPRISEADVISORS.COM Financial benefits of working in retirement

Today and every day, we respectfully honor the legacy of Rev. Martin Luther King, Jr.

Required minimum distributions from retirement accounts were waived for 2020 but resume in 2021. Let’s connect on the best RMD strategy for your situation. MONEY.USNEWS.COM Start Planning for Your 2021 RMDs Now

It’s natural for short-term changes in the markets or the economy to make you question your long-term financial strategy. Let’s talk about ways to add confidence to your retirement planning.

It’s appropriate that National Time Management Month is the shortest month of the year. This February, let’s find time to talk.

While kids can learn many beneficial financial lessons from their parents, they can also absorb negative ones. Consider these common family money mistakes and how to avoid them. HUFFPOST.COM 12 Money Mistakes You're Teaching Your Kids

Get the personalized advice you need to envision and build a confident financial future.

Our office is open! Your health and well-being are a top priority to us, and we remain committed to helping you reach your goals. Following public health guidelines, we welcome clients to the office for a limited amount of onsite meetings and continue to support clients virtually by phone or online. We look forward to connecting with you soon in the way that is most comfortable for you.

Whether you’re currently a caregiver or want to be prepared for the possibility, we can help you navigate the financial implications. AMERIPRISEADVISORS.COM Caring for aging parents

Is there a light at the end of the tunnel for the U.S. economy? Ameriprise Chief Economist Russell Price summarizes what could either stall or reinvigorate economic activity this year. AMERIPRISEADVISORS.COM The economic outlook for 2021

From family to taxes, there are numerous factors to consider when planning where to live in retirement. What’s at the top of your location wish list? MONEY.USNEWS.COM The Most Tax-Friendly States to Retire

It’s appropriate that National Time Management Month is the shortest month of the year. This February, let’s find time to talk.

Even the most successful professionals benefit from professional financial advice. Let’s talk.

From Monopoly to Financial Football, these online and board games can help teach your kids basic money management. What games would you add to the list? CNBC.COM Want a fun way to teach your kids about money? Try these games

Whether you’re currently a caregiver or want to be prepared for the possibility, we can help you navigate the financial implications. AMERIPRISEADVISORS.COM Caring for aging parents

What’s asset allocation and how does it work? Learn the basics and how it can impact your portfolio in this video from Ameriprise.

Does working from home because of the pandemic mean you can get a tax deduction? It depends on your employment status. KIPLINGER.COM Working from Home: Can You Claim the Home Office Deduction on Your 2020 Tax Return? | Kiplinger

Kindness and helping others are more important than ever. How do you plan to observe #randomactsofkindness day?

Even the most successful professionals benefit from professional financial advice. Let’s talk.

What future goal are you saving for? #AmericaSavesWeek

July 1, 2023 will be a big day for college students and their parents. It’s the day many new financial aid rules go into effect that may reduce college aid for some families. We’re here to help you evaluate your options. KIPLINGER.COM FAFSA Application Changes Are Coming – What They Mean for Middle- and High-Income Families | Kiplinger

Life doesn’t always go as planned. Instead of feeling vulnerable, let’s talk about how you can feel protected.

"He who bestows his goods upon the poor shall have as much again, and ten times more." - John Bunyan

What’s asset allocation and how does it work? Learn the basics and how it can impact your portfolio in this video from Ameriprise.

When it comes to retirement, many people have preconceived notions. Let me help you navigate retirement planning with objective information and personalized advice. AMERIPRISEADVISORS.COM Dispelling 5 common retirement myths

Avoid these common Social Security mistakes that could shrink your benefits. FORBES.COM 7 Common And Costly Social Security Mistakes

Americans who receive Social Security benefits will see a 1.3% cost-of-living adjustment in 2021. CNBC.COM Social Security cost-of-living adjustment will be 1.3% in 2021

Reserve one day a week for free family fun. Cook at home and plan free activities like a game or movie night. #AmericaSavesWeek

To start increasing your savings, review what you’re currently spending and consider options for cutting back. #AmericaSavesWeek

Making ongoing contributions a habit will help ensure your emergency fund is there when you need it. No matter where you stand financially today, here are tips to increase your savings. TIME.COM 5 Smart Ways to Grow Your Emergency Fund in 2021

A vital part of financial management is being prepared for what happens to your assets when you’re gone.

“The value of a life is always measured by how much of it is given away.” -Andy Stanley, Senior Pastor of North Point Community Church

Sustainable funds accounted for about a fourth of the money that flowed into all U.S. stock and bond mutual funds last year, according to Morningstar. If you’re interested in adding environmental, social, or governance investments to your portfolio, let’s discuss. CNBC.COM Money invested in ESG funds more than doubles in a year

“I am content with what I have, little be it, or much.” - John Bunyan

Many Americans aren’t saving enough for retirement. Consider these three strategies to maximize your savings plan. USATODAY.COM Balance is key: 3 ways to get your retirement savings back on track

The 10-year Treasury yield topped 1.5% last month – its highest level in more than a year. What do rising rates mean for your investments and other aspects of your financial life? USATODAY.COM How will a surge in bond yields affect your mortgage, car loans and 401(k)?

Let's set up a conversation to talk about it.

Financial advice is not one-size-fits-all – especially across different ages and stages of life. In this article, Marcy Keckler, Ameriprise Vice President of Financial Advice Strategy, and other experts share recommendations for each generation. GOBANKINGRATES.COM The Top Money Moves To Make for Each Generation

Yield on the U.S. 10-year Treasury note reached its highest level since January 2020. Chief Market Strategist David Joy explains what stocks expect. NEWSROOM.AMERIPRISE.COM Stocks Take the Rise in Bond Yields in Stride | Ameriprise Newsroom

Does your portfolio align with your financial goals? Here’s what to look for in your employer’s savings plan. AMERIPRISEADVISORS.COM 401k in-service withdrawals

The average income in the 1950’s wasn’t enough to cover basic expenses like food and housing, but today, people are earning (and spending) much more.

COVID-19 has forced us to adapt in all aspects of life, including our financial lives. Before you make any money moves, let’s connect and review your situation. TIME.COM 5 Old Money Rules That Just Aren’t True Anymore

Are you new to working remotely? Read these 11 tips from a work from home veteran. VOGUE.COM How to Work From Home Without Losing Your Mind

SHRED EVENT AND FOOD DRIVE SATURDAY, April 17th 9 am to 11 am Ameriprise Financial Parking Lot at 2621 Montega Dr Springfield IL We invite you to gather your old, unnecessary personal papers, including voided checks, tax returns, and financial documents and have them safely discarded. Help prevent identity theft risk by destroying old documents, at a secure location. Please limit your paper items to 3 bags. We will also be participating in a Food Drive benefitting the Central Illinois Food Bank. Please consider bringing non-perishable food items for donation. Please place your paper items and food donations in your trunk and we will remove them for you. We will be wearing masks and gloves. Please tell your friends about this event. There is no cost or obligation for this event. We are not able to accept cash or check donations at this event. See Less

A tax-efficient strategy for retirement income may help your retirement savings last longer. AMERIPRISEADVISORS.COM Tax-smart retirement withdrawals in any market cycle

Don’t worry about tomorrow. Plan for it. Let’s connect and review your long-term goals to avoid short-term worry.

Spring has sprung! What are you hoping to accomplish this season?

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