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Here's one way to help protect yourself from identity theft.
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How to Delete Your Information From People-Search Sites
Parents have the chance to shape their kids' financial foundations. Do you think these five approaches are helpful?
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5 Tips For Teaching Money Management To Children
Younger millennials are facing particular financial challenges during the pandemic. Here's a look at the current trends.
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39% of younger millennials say the Covid-19 recession has them moving back home
Have you talked to your kids about major financial milestones, like their education and your retirement?
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Financial Topics to Discuss as a Parent
The twice-monthly newsletter discusses financial news and more.
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Helpful Insights
Important to stay up to date on the latest guidance for Spokane County, thank you Spokane Regional Health District for the resources you share!
Spokane Regional Health District
June 23 at 12:00 PM ·
For the latest data, updates and resources about COVID-19 in Spokane County, please visit www.srhd.org/covid19. For general questions about COVID-19, please call the Washington State Department of Health at 1.800.525.0127 and press #.
COVID-19 testing is becoming increasingly available in Spokane County. If you are concerned you are sick and would like to be tested, find a location near you at www.srhd.org/covid19screening.
Please help us protect our communities by wearing a face covering, staying 6 feet away from others, washing your hands frequently and staying home if you are sick.
Medicare
October 18 at 7:55 AM ·
What mix of Medicare benefits and costs works best with your needs and budget? Now’s the time to review plan choices for 2021—like drug plans and health plans—to see what’s right for you: https://go.cms.gov/30M5fK0 #MedicareOE
Utilize your hard earned resources more efficiently.
The information these articles contain will help you live a better life and also help you to secure your legacy.
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Finance News and More
"Here’s how it works (using a Universal Life insurance policy as an example): first, at retirement, the owner stops paying premiums, thereby adding to cash flow. Next, working with the in-force cash values in the policy, the retiree determines an ongoing level income to take from the policy. The original source of that income is the owner’s tax basis in the contract. Life insurance has the advantage of first-in-first-out (FIFO) tax treatment, so the income coming out of the policy is initially treated as a return of premiums. Once the tax basis has been exhausted, the owner switches to making capitalized loans from the policy. In other words, the loan would be for the desired income plus the interest required for the loan itself. Since this income is a loan, no tax applies. The primary caution of this retirement income strategy is to not take out so much cash value as to have the policy lapse. If the insurance policy runs out of money, the owner incurs income tax without any corresponding cash to pay the tax."
---Steve Parrish
A little about the author:
"My 40-year background working with retirement planning issues has given me insight into both the opportunities and risks associated with retiring. I am Co-Director of the Retirement Income Center at The American College of Financial Services, helping consumers, business owners and their advisors avoid a headache or two with retirement planning. I focus on law, estate planning, taxes and financial strategies that can help enable a successful retirement. I am so passionate about retirement planning, at 64 years old I obtained my Retirement Income Certified Professional (RICP®) designation, and I refuse to retire"
Follow him here:
https://www.forbes.com/sites/steveparrish/#44187d7a3079
FORBES.COM
Steve Parrish
This is helping build the future of our local caregivers, Congrats to the WSU Elson S. Floyd College of Medicine on securing the accreditation for their initial residency program!
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#local
NEWS.WSU.EDU
WSU College of Medicine receives accreditation to launch first residency program in Everett | WSU Insider | Washington State University
WSU Elson S. Floyd College of Medicine
September 16 at 12:25 PM ·
We're excited to announce that we have earned accreditation to launch our first residency program! The Internal Medicine Residency Program-Everett is a crucial milestone in the evolution of the college and its mission to serve #Washington's underserved and rural communities. 🩺
Read more about our new program ⬇️
#cougdocs #GoCougs | Providence Regional Medical Center Everett
WSU Elson S. Floyd College of Medicine
September 16 at 12:25 PM ·
We're excited to announce that we have earned accreditation to launch our first residency program! The Internal Medicine Residency Program-Everett is a crucial milestone in the evolution of the college and its mission to serve #Washington's underserved and rural communities. 🩺
Read more about our new program ⬇️
#cougdocs #GoCougs | Providence Regional Medical Center Everett
cleveland.com
October 12 at 9:05 AM ·
Do you have the right plan for your needs? Our experts will guide you through the process of selecting a Medicare plan for the coming year. Find out details for the October 22nd event here: https://trib.al/SCHrHv1
Medical Mutual
Beware!
YOUTUBE.COM
FraudWatch: Preventing Medicare Scams in the Asian American and Pacific Islander Community
HEALTH.USNEWS.COM
Medicare vs. Medicare Advantage: How to Choose
Medicare
5 hrs ·
#Medicare Part A & Part B premiums, deductibles and coinsurance amounts for 2021 were released today. For 2021, the standard monthly premium for Part B enrollees will be $148.50 & the annual deductible will be $203. https://go.cms.gov/3k6d9Vk
Medicare
October 15 at 3:27 PM ·
#DYK plan premiums are at historic lows? Premiums have dropped an average of 34% over the last 3 years, and in some states up to 60%! You may be able find a less expensive plan that meets your needs. #MedicareOE is your chance to compare and change plans. https://go.cms.gov/3k2zcwJ
WSU Elson S. Floyd College of Medicine
November 30, 2020 at 3:25 PM ·
Learn about neuroscientist and WSU Elson S. Floyd College of Medicine faculty member Darrell Jackson this Dec. 2!
Jackson will be joining Washington State University College of Pharmacy and Pharmaceutical Sciences Health Chats to talk about how getting lost on a field trip began his career as a neuroscientist & how he hopes to be a model for future Black scientists and researchers.
Join here ➡️bit.ly/3mqGmfx
#cougdocs
Spokane VA Medical Center
November 25, 2020 at 2:24 PM ·
With temperatures dropping, VA wanted to put together a Winter Wellness Fair for Veterans and Active Duty Military to give you some tips and opportunities to stay active this winter. This *VIRTUAL EVENT* will take place on Friday, December 4, from 10am-12:30pm local time. Please join us by registering to receive the Zoom link.
With the help of Team SALUTE, Team Red White & Blue, the MOVE! Program at the Jesse Brown VA, and the Chicago Park District, we are excited to be offering interactive and informative sessions to get you moving with us! We have sessions on mindfulness, stretching, adaptive fitness, weight loss, yoga and more! Please see the attached flyer for a detailed description of each session of the event. Please note the flyer shows event in CENTRAL TIME, but it will begin at 10am local time. Please share!
CHAS Health
November 25, 2020 at 11:20 AM ·
Medicare Annual Election Period, also known as Medicare Open Enrollment, is upon us for the upcoming 2021 year! If you want to change your Medicare Advantage plan or Medicare prescription drug plan, this is the time. It is also a great time to review if you are eligible for other programs that could save you money on Medicare premiums or prescription drug costs. Changes made during this time will be effective on January 1, 2021.
Learn more and find out how you can get assistance: https://chas.org/services/enrollment-assistance/medicare-open-enrollment
Building a better community!
WSU College of Nursing
November 25, 2020 at 8:39 AM ·
Thank you to our friends and partners at Numerica for their continued support! They sponsored these Coug Nurse socks, which we'd hoped to hand out together during Nurses Week. It wasn't to be in 2020, but the socks have been delivered to regional hospitals and we hope they warm the feet of hard-working nurses during these difficult days. Thank you nurses, and thanks Numerica!
Stay Safe Spokane!
Spokane Regional Health District
November 27, 2020 at 8:00 AM ·
Planning to start your holiday shopping today? Staying home is safest, but if you plan to be out, keep this little alpaca, who is about 6 ft from nose to tail, in mind. Just remember to Stay Back-a Alpaca and follow your COVID-19 safety checklist:
✅ Wear a mask.
✅ Stay 6 ft (2 meters) from others.
✅ Wash your hands.
✅ Stay home if you’re sick.
We offer Medicare Advantage and Supplement Plans for Seniors as well as Prescription Drug Plans and Dental Insurance. Let us guide you on your path. We can even create a Lifetime Income Stream for you right now!
We guide folks through their retirement journey, start to finish