Law Office of Kennedy and Associates updated their business hours.
NEVER TRY TO SAVE MONEY ON YOUR INSURANCE BY FAILING TO GET THE COVERAGE YOU NEED!
Please listen when we tell you that we see this on a daily basis where people either
1. Try to save a few bucks on their auto insurance by deleting necessary coverage or
2. People truly dont understand the coverages necessary for the auto policy and they walk away believing the have "FULL COVERAGE". If we had a penny for everytime we hear that phrase and it turns out the person actually does not have the necessary coverages we would be billionaires.
CHECK YOUR AUTO POLICY AND MAKE SURE YOU HAVE AT LEAST THE FOLLOWING...
Liability/Bodily Injury- $25,000/$50,000
Comprehensive- $500 deductible
Collision- $500 deductible
Uninsured/Underinsured Motorist- $25,000/$50,000
That was the minimum you should carry on your insurance but if your financial situation permits and you can afford to raise those limits by all means that would be the better and get those limits to $100,000/$300,000 IN BOTH liability and uninsured motorist.
PLEASE UNDERSTAND THE FOLLOWING...
LIABILITY/BODILY INJURY LIMITS ARE FOR THE OTHER VEHCILE, so if you hit someone and you are at fault your insurance policy will pay out a maximum of whatever those limits are.
UNINSURED/UNDERINSURED MOTORIST LIMITS are the amount of money you can recover from your own policy if someone hits you and you are injured and say the at fault party has a minimum policy of $15,000.00 and you are paralized unable to ever walk again... you can then go to your underinsured motorist covergae to get paid for your damages. NEVER NEVER NEVER waive uninsured/underinsured motorist coverage.
FINALLY NEVER LET AN EXCLUDED DRIVER DRIVE YOUR VEHICLE, YOUR INSURANCE COMPANY WILL NOT PROVIDE COVERAGE IF THERE IS AN ACCIDENT.
HEY EVERYONE TAKE A LOOK AT THE NEW LAWS THAT HAVE GONE INTO EFFECT FOR 2019... #BEINFORMED
SB 3: MINIMUM WAGE INCREASE
Raises minimum wage from $11 to $12 an hour for employees of businesses with 26 or more employees and from $10.50 to $11 for employees of businesses with 25 or fewer employees.
AB 1066: FARMWORKER OVERTIME
Requires overtime pay for farmworkers who work more than 9.5 hours in a day or 55 hours in a week at farms with 26 or more employees.
SB 946: SIDEWALK VENDORS
Prohibits criminal penalties for sidewalk vending, while allowing local governments to regulate vendors.
AB 1976: BREASTFEEDING AT WORK
Requires employers to make private space available for breastfeeding other than a bathroom. The law previously required space other than a toilet stall.
AB 1884: "STRAWS UPON REQUEST"
If you're at a full-service restaurant and would like to sip your drink through a single-use plastic straw, you'll now have to ask for one. Restaurants can be fined for repeated violations.
SB 1192: KIDS MEAL DRINKS
Prohibits California restaurants that sell kids meals from offering soda or juice as the default drink option. Customers can request them if they want.
AB 626: MICROENTERPRISE HOME KITCHENS
Lets cities and counties permit and regulate the small-scale sale of meals from home kitchens.
SB 179: GENDER IDENTITY ON STATE DOCUMENTS
Allows Californians to identify their gender as “nonbinary” on official state documents. As of Jan. 1, 2019, DMV's driver's license application form will require applicants to choose either male, female or nonbinary.
AB 2770: LIABILITY PROTECTIONS
Protects employees who report sexual harassment allegations without malice from liability for defamation of the people they accuse. Also, allows employers to indicate during reference checks whether an individual has been determined to have engaged in sexual harassment.
SB 820: NONDISCLOSURE AGREEMENTS
Bans nondisclosure agreements in sexual harassment, assault and discrimination cases that were signed on or after Jan. 1, 2019.
SB 1300: NONDISPARAGEMENT AGREEMENTS
Prohibits employers from forcing new employees or those seeking raises to sign nondisparagement agreements or waive their right to file legal claims. Those rights, however, could still be waived as part of a settlement — which often happens in exchange for a severance package.
AB 485: PET SALES
Requires all dogs, cats, and rabbits sold in California pet stores to be obtained from animal shelters or rescue groups.
AB 748: POLICE TRANSPARENCY
Requires that body camera footage be released within 45 days of a police shooting, or when an officer’s use of force causes death or great bodily harm.
SB 1421: POLICE TRANSPERANCY
Allows public access to police records in use-of-force cases, as well as investigations that confirmed on-the-job dishonesty or sexual misconduct.
SB 1391: JUVENILLE JUSTICE
Prohibits 14- and 15-year-old criminal defendants from being prosecuted as adults.
SB 1200: GUN CONTROL
Eliminates fees for requesting gun violence restraining orders and allows law enforcement officers who confiscate guns under the program to seize ammunition as well.
SB 1046: DUI DETERRANCE
Expands a pilot program that mandates ignition interlock devices for severe or repeat drunk driving convictions from four counties to statewide.
AB 2989: MOTORIZED SCOOTERS
Allows local governments to raise the speed limit for motorized scooters on streets to up to 35 mph, or higher on certain highways with special bike lanes.
AB 516: TEMPORARY LICENCE
Requires auto dealers to issue temporary paper license plates when new cars are purchased, rather than current dealer logos, to ensure all drivers pay required tolls.
AB 1274: SMOG CHECKS
Raises the vehicle age requirement to get a smog check from 6 years old to 8 years old, but requires a $25 smog abatement fee for 7- and 8-year-old vehicles. The existing $12 fee for vehicles 6 years old and under remains in place.
AB 544: HOV DECALS
Green and white HOV lane stickers and decals will no longer be valid. You’ll need a red decal. Affects more than 230,000 drivers throughout the state.
Law Office of Kennedy and Associates updated their address.
Law Office of Kennedy and Associates updated their info in the about section.
