Bill F. Payne has decades of experience assisting his clients with personal and commercial bankruptcies. He provides thoughtful, personalized service to individuals and businesses who need solutions to a wide range of financial problems including insolvency, tax debt, foreclosure, wage garnishment, and more. Mr. Payne assists both debtors and creditors in the Northern and Eastern Federal districts of Texas. He has received the preeminent AV peer review rating for ethical standards and legal ability by Martindale-Hubbell for more than 30 years.