The latest commentary from @CeteraIM discusses the recent market weakness and why they feel it is a correction and not the start of a new bear market. Click here to read more: https://bit.ly/35jY7Ys
Read the latest weekly market update from Cetera Investment Management: http://resources.cetera.com/weeklyrecap
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
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Four Really Good Reasons to Invest
In May, stocks rallied, fueled by a supportive Fed, and reported progress on a COVID-19 vaccine.
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Monthly Market Insights | June 2020
Earnings season can move markets. Find out why.
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Earnings for All Seasons
In May, stocks rallied, fueled by a supportive Fed, and reported progress on a COVID-19 vaccine.
LWANJ.NET
Monthly Market Insights | June 2020
Saving for college doesn’t have to be as complicated as college itself.
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Saving for College 101
An ILIT could play a role in your estate strategy.
LWANJ.NET
A Primer on Irrevocable Life Insurance Trusts
A recent study, focused on how the pandemic is impacting retirement confidence levels among men and women, found that women may be disproportionately impacted when it comes to retirement security. Check out the latest issue of Financial Watch: http://bit.ly/financialwatch-oct2020
Trump vs Biden. Do markets care who wins? @ceteraIM covers the path to electoral victory for both candidates and look at historical stock market returns during post-WWII 4-year presidential cycles in this latest commentary: https://bit.ly/31nO69V
Here are a few key factors to consider when naming an executor for your estate.
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And the Executor Is
It may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you're not using rewards during the pandemic, but this may have an adverse impact on your credit. Read the latest issue of Retire Wise for more: http://bit.ly/retirewise-oct2020
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
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The Business Cycle
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
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Put It in a Letter
A few strategies that may help you maximize your Social Security income. #SocialSecurity #Retirement
LWANJ.NET
Social Security: Maximizing Benefits
Whether you realize it or not, you’ve allocated your assets.
LWANJ.NET
A Decision Not Made Is Still a Decision
#Markets have their worst day in a month on #Covid concerns, #stimulus plan pessimism, and #election2020 uncertainty. Please check out this latest commentary: https://bit.ly/34tPNnW #economy #stockmarket
Learn more about whether you need to pay estimated taxes.
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You May Need to Make Estimated Tax Payments If…
Children with special needs may need ongoing help after theirparents are gone.
LWANJ.NET
4 Steps to Protecting a Child with Disabilities
This Monthly Recap summarizes market performance, major events and news from October 2020. Read more here: https://bit.ly/384tBD7
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
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Estate Management 101
15-year vs. 30-year: know your refinancing options.
LWANJ.NET
Lots of Variables with Fixed-Rate Mortgages
If you died, what would happen to your email archives, social
profiles, and online accounts?
LWANJ.NET
Safeguard Your Digital Estate
When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.
LWANJ.NET
Dog Bites Neighbor. Now What?
No time is more critical than the end of the year to make sure you're taking advantage of opportunities to manage your tax burden. That's especially true this year, thanks to the CARES Act. Read the latest issue of Retire Wise for more: http://bit.ly/retirewise-nov20
The latest commentary from @CeteraIM discusses Joe #Biden being declared #President and potential implications from a divided government. Click here to read more: https://bit.ly/3lfQjMa
#economy #markets #stocks #election2020
Test your estate strategy knowledge with this short quiz.
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Test Your Estate Strategy Knowledge
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
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Monthly Market Insights | November 2020
The COVID-19 pandemic has taken a toll on many U.S. households. However, there are important steps you can take to regain control of your financial future. Check out the latest issue of Financial Watch: https://bit.ly/financialwatch-nov2020
The truth is a little more complicated with these personal finance idioms.
LWANJ.NET
The Latte Lie and Other Myths
Between the main courses of travel, food, and shopping, Thanksgiving holds special significance in the U.S. economy. Find out more by grabbing a fresh slice of the latest commentary from Cetera Investment Management: https://bit.ly/35ycKXD
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
LWANJ.NET
Do You Owe The AMT?
Concerned about the social impact of your investments?
LWANJ.NET
Investing with Your Heart
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
LWANJ.NET
Mortgages in Retirement
How do you find care for your special-needs child?
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Tips for Finding Care for Your Disabled Child
This Monthly Recap summarizes market performance, major events and news from November 2020. Read more here: https://bit.ly/3odtlXd
What did it take to become the richest man in Babylon?
LWANJ.NET
The Richest Man in Babylon
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
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Insuring Your Business Against Cyber Liability
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
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Monthly Market Insights | December 2020
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
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Life and Death of a Twenty Dollar Bill
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
Test your estate strategy knowledge with this short quiz.
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Test Your Estate Strategy Knowledge
Never get stuck with the check again after watching this.
LWANJ.NET
No Cash, No Checks, No Problem
The latest issue of Retire Wise covers 3 tax-smart ways to help family members in need pay for college and provides helpful information to avoid phony COVID-19 contact tracer scams. Read more here: https://bit.ly/retirewise-dec20
Generate income and rebuild principal. A powerful one-two punch.
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Split Annuity Strategy
Sharpen your pencils, it's time for @ceteraIM's 2021 #Outlook! The #economy will be going off to college and won't be getting as much financial support in 2021. Read the full 2021 Market Outlook here: https://bit.ly/2KAGVpe
The latest issue of Financial Watch reviews 5 of the most important financial lessons learned this year, and actions you can take as you plan for the new year. Read more: https://bit.ly/financialwatch-dec2020
How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.
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The Three Keys to a Great Password
Protect yourself from identity theft. #IdentityTheft
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To Catch a Thief
Do you have a will? Is it updated?
LWANJ.NET
When Do You Need a Will?
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
LWANJ.NET
Avoiding Cognitive Decline
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
LWANJ.NET
Year-End Charitable Gifting and You
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
LWANJ.NET
To Buy or Not to Buy
Worried that inflation may rise in the years ahead? You’re not alone. #TIPS
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TIPS for Inflation
Do you have a will? Is it updated?
LWANJ.NET
When Do You Need a Will?
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
LWANJ.NET
Avoiding Cognitive Decline
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
LWANJ.NET
Year-End Charitable Gifting and You
There are ways to protect your business in the event of your death or the death of a partner.
LWANJ.NET
Insuring Your Business With a Buy/Sell Agreement
#Markets have had an impressive run since March 2020 lows. Rising headwinds could cause a correction. Planning ahead and being prepared is important. Check out the latest commentary from Cetera Investment Management: https://bit.ly/2MyxM1n
#economy #stockmarket #correction
This Quarterly Recap summarizes market performance, major events and news from Q4 2020. Read more here: https://bit.ly/355Mbs3
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
LWANJ.NET
Red Flags for Tax Auditors
Business owners should consider a succession plan sooner rather than later.
LWANJ.NET
Succeeding at Business Succession
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
LWANJ.NET
To Buy or Not to Buy
It's 2021: time to check your tax bracket! The latest issue of Retire Wise covers the 2021 tax rate schedule, standard deduction increases, and 5 ways to reduce pandemic-related stress. Read more here: http://bit.ly/retirewise-jan21
If you died, what would happen to your email archives, social
profiles, and online accounts?
LWANJ.NET
Safeguard Your Digital Estate
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
LWANJ.NET
Monthly Market Insights | January 2021
Can group and private disability policies work together? #DisabilityInsurance
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Can Group, Private Disability Policies Work Together?
The latest commentary from @CeteraIM discusses a likely Democratic sweep of Congress and potential implications of their slim majority in the Senate. Click here to read more: https://bit.ly/3nmiQQz
#economy #markets #stocks #election2020
There are ways to protect your business in the event of your death or the death of a partner.
LWANJ.NET
Insuring Your Business With a Buy/Sell Agreement
[Video] Agent Jane Bond wants you to know about the basics of the #bond #market.
LWANJ.NET
Jane Bond: Infiltrating the Market
Does your business have a retirement strategy that fits your short, long-term needs?
LWANJ.NET
Choosing a Retirement Plan that Fits Your Business
Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:
LWANJ.NET
The Basics of Medicare
It's 2021: time to check your tax bracket! The latest issue of Retire Wise covers the 2021 tax rate schedule, standard deduction increases, and 5 ways to reduce pandemic-related stress. Read more here: http://bit.ly/retirewise-jan21
If you died, what would happen to your email archives, social
profiles, and online accounts?
LWANJ.NET
Safeguard Your Digital Estate
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
LWANJ.NET
Monthly Market Insights | January 2021
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
LWANJ.NET
Choosing a Business Structure
The latest issue of Financial Watch recommends 4 steps for strengthening your financial safety net in the new year. Read more: http://bit.ly/financialwatch-jan2021
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
LWANJ.NET
Five Most Overlooked Tax Deductions
[Video] Agent Jane Bond wants you to know about the basics of the #bond #market.
LWANJ.NET
Jane Bond: Infiltrating the Market
Does your business have a retirement strategy that fits your short, long-term needs?
LWANJ.NET
Choosing a Retirement Plan that Fits Your Business
Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:
LWANJ.NET
The Basics of Medicare
The latest commentary from @CeteraIM discusses the recent market volatility due to increased speculative trading by retail investors. Click here to ready more: https://bit.ly/2NNgkH4
#valatility #markets #stocks
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
LWANJ.NET
What If You Get Audited?
Thinking of volunteering in retirement? Some considerations. #Volunteering
LWANJ.NET
Volunteering in Retirement
The latest commentary from @CeteraIM discusses the first FOMC meeting of 2021. Expect a discussion around #economy, fiscal #stimulus, and monetary policy. Click here to read more: https://bit.ly/2Yb7Qve
#Fed #markets #stocks
Test your estate strategy knowledge with this short quiz.
LWANJ.NET
Test Your Estate Strategy Knowledge
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
LWANJ.NET
Choosing a Business Structure
An ILIT could play a role in your estate strategy.
LWANJ.NET
A Primer on Irrevocable Life Insurance Trusts
This Monthly Recap summarizes market performance, major events and news from January 2021. Read more here: https://bit.ly/3cu7A2H
Never get stuck with the check again after watching this.
LWANJ.NET
No Cash, No Checks, No Problem
The latest commentary from @CeteraIM discusses the recent market volatility due to increased speculative trading by retail investors. Click here to ready more: https://bit.ly/2NNgkH4
#valatility #markets #stocks
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
LWANJ.NET
What If You Get Audited?
Thinking of volunteering in retirement? Some considerations. #Volunteering
LWANJ.NET
Volunteering in Retirement
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
LWANJ.NET
Critical Estate Documents
RMDs are back. What's your strategy? Read more here: http://bit.ly/retirewise-feb21
#Marriage changes everything, including your #insurance needs. Here are some things to look out for
LWANJ.NET
Insurance Needs Assessment: When You're Newly Married
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
LWANJ.NET
Monthly Market Insights | February 2021
Considering crowdfunding? Take time to do the research first. #Crowdfunding
LWANJ.NET
Crowdfunding—Capital for the 21st Century
An ILIT could play a role in your estate strategy.
LWANJ.NET
A Primer on Irrevocable Life Insurance Trusts
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
LWANJ.NET
A Home Insurance Claim: To File Or Not To File
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
LWANJ.NET
Once Upon a Goal
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
LWANJ.NET
Critical Estate Documents
RMDs are back. What's your strategy? Read more here: http://bit.ly/retirewise-feb21
#Marriage changes everything, including your #insurance needs. Here are some things to look out for
LWANJ.NET
Insurance Needs Assessment: When You're Newly Married
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
LWANJ.NET
Monthly Market Insights | February 2021
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
LWANJ.NET
Five Most Overlooked Tax Deductions
Is the economy primed for a recovery? Find out in the latest commentary from @CeteraIM. Read more: https://bit.ly/3qDFUfY
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
LWANJ.NET
How to Make the Tax Code Work for You
You need to know 8 things before you file your 2020 tax return. Read more: http://bit.ly/financialwatch-feb21
Does your #business need some digital help? Here are some new #apps that might help!
LWANJ.NET
Top New Digital Tools for Small Businesses
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
LWANJ.NET
A Home Insurance Claim: To File Or Not To File
Learn more about whether you need to pay estimated taxes.
LWANJ.NET
You May Need to Make Estimated Tax Payments If…
Does your business have a retirement strategy that fits your short, long-term needs?
LWANJ.NET
Choosing a Retirement Plan that Fits Your Business
Check out the latest commentary from @CeteraIM which discusses the reasons for the most recent technology stock selloff: https://bit.ly/3dNCHH4
#economy #markets #stocks #techstocks
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
LWANJ.NET
Five Most Overlooked Tax Deductions
Is the economy primed for a recovery? Find out in the latest commentary from @CeteraIM. Read more: https://bit.ly/3qDFUfY
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
LWANJ.NET
How to Make the Tax Code Work for You
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
LWANJ.NET
Monthly Market Insights | March 2021
Take the time to think about these three things when shopping for your next vehicle.
LWANJ.NET
Consider These 3 Things Before Driving Off the Lot
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
LWANJ.NET
Creative Ways to Motivate Your Employees
This Monthly Recap summarizes market performance, major events and news from February 2021. Read more here: https://bit.ly/3bTglkT
In the world of finance, the effects of the "confidence gap" can be especially apparent.
LWANJ.NET
Bridging the Confidence Gap
Learn more about whether you need to pay estimated taxes.
LWANJ.NET
You May Need to Make Estimated Tax Payments If…
Concerned about the social impact of your investments?
LWANJ.NET
Investing with Your Heart
What if you haven't saved enough? Check out 3 ways to boost cash reserves in retirement. Read more here: http://bit.ly/retirewise-mar21
Considering crowdfunding? Take time to do the research first. #Crowdfunding
LWANJ.NET
Crowdfunding—Capital for the 21st Century
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
LWANJ.NET
Monthly Market Insights | March 2021
Take the time to think about these three things when shopping for your next vehicle.
LWANJ.NET
Consider These 3 Things Before Driving Off the Lot
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
LWANJ.NET
Creative Ways to Motivate Your Employees
Does your #insurance cover you if you get into an accident with an uninsured driver?
LWANJ.NET
Protection Against Uninsured Drivers
As complex as the details of taxes can be, the income tax process is fairly straightforward.
LWANJ.NET
How Income Taxes Work
Lifestyle inflation can be the enemy of wealth building.
LWANJ.NET
Keeping Up with the Joneses
Concerned about the social impact of your investments?
LWANJ.NET
Investing with Your Heart
What if you haven't saved enough? Check out 3 ways to boost cash reserves in retirement. Read more here: http://bit.ly/retirewise-mar21
Considering crowdfunding? Take time to do the research first. #Crowdfunding
LWANJ.NET
Crowdfunding—Capital for the 21st Century
More #stimulus checks as economies reopen could provide a tailwind for the Q2 #economy. But does #inflation loom? Read more from @ceteraIM's #Outlook here: https://bit.ly/3tHTVKS
#Bonds #Stocks
How will your investments weather the ups and downs of the business cycle?
LWANJ.NET
The Business Cycle
If you’re a business owner and don’t get BOP’ed, you could be making a huge mistake.
LWANJ.NET
Stay Safe with a B.O.P. At Your Back
How will you avoid these 5 common retirement planning pitfalls? Read more: http://bit.ly/financialwatch-mar21
Does your #insurance cover you if you get into an accident with an uninsured driver?
LWANJ.NET
Protection Against Uninsured Drivers
As complex as the details of taxes can be, the income tax process is fairly straightforward.
LWANJ.NET
How Income Taxes Work
Social host laws may make you responsible for underage drinking in your home, even if you are away.
LWANJ.NET
Teen Drinking and Your Liability
Attention Estate Executors: Do you know about the Alternate Valuation Date?
LWANJ.NET
Understanding the Alternate Valuation Date
Thinking of volunteering in retirement? Some considerations. #Volunteering
LWANJ.NET
Volunteering in Retirement
More #stimulus checks as economies reopen could provide a tailwind for the Q2 #economy. But does #inflation loom? Read more from @ceteraIM's #Outlook here: https://bit.ly/3tHTVKS
#Bonds #Stocks
How will your investments weather the ups and downs of the business cycle?
LWANJ.NET
The Business Cycle
If you’re a business owner and don’t get BOP’ed, you could be making a huge mistake.
LWANJ.NET
Stay Safe with a B.O.P. At Your Back
