This is right on the money. 😊🏡💵🏡💰🏡 #lenathelender
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How Is Your Mortgage Rate Determined?
I love my work and would be honored to help you!
Lena Shammel Home Loan Officer at Umpqua Bank
4 July at 08:46 ·
Oh my heart! What a lovely email to start the day:
Hello Lena,
I wanted to thank you for making our dream of owning a new home a reality. We could not have done this without you; especially since we were turned down by 2 previous lenders. It was an absolute pleasure working with you. I appreciate all of the work and effort you put into this process for us and we are so very thankful. Dave and I love our new home!
I look forward to our paths crossing in the future.
Warmest regards,
Pam C.
I am beyond grateful that I really love what I do and get to meet so many wonderful people each month! #lenathelender
What?! You haven't refinanced yet?! My team has helped over 50 families refinance their mortgage this year. Call me so we can lock into these low rates BEFORE the election! #lenathelender #lockitin #theloanarranger
Sometimes, you receive a compliment that humbles you. This is one of those compliments. I love helping borrowers achieve their goals as homeowners. What are your mortgage goals? I'd love to see if I can help you accomplish yours too!
Homebuyer tip: If you're thinking about starting the home buying process, getting pre-approved is a key first step. My team and I would love to help you be ready and confident knowing what you are qualified for when you find your dream home!
There are specific rules about getting out of forbearance prior to being able to get a new mortgage. Check out the link in comments with an article that will help you learn about steps to get out of forbearance before buying or refinancing.
This also applies to buying a new home. I had two clients just yesterday wanting to get pre-approved to buy a new home who are currently in forbearance on their mortgage.
Feel free to call me with questions at 360-920-4339 or by email at lenashammel@umpquabank.com. #lenathelender
Many of my clients have taken advantage of these rock bottom rates by refinancing their current homes, and helping people save hundreds each month feels so good. But the most rewarding part of my job is helping clients into new homes where dreams come true! November brought these dreams to reality!
🎄🌟 Wreath Giveaway 🌟🎄to a Whatcom County friend! Please like this post AND comment about anything you’re grateful for this season! 🍁 The winner will be chosen at random on Friday and I’ll deliver 🏡 to your doorstep! 🦃 Happy Thanksgiving! 🦃 #lenathelender
New conforming loan limits for 2021!
Whatcom and Skagit- $548,250
Snohomish, King and Pierce- $776,250
Let me know if you’d like more info!
#lenathelender
Whether you're working remotely permanently, ready for new scenery, looking for a second home, or dreaming of homeownership, I'd love to be your relocation specialist!
Here for you, wherever home may be. Your relocation specialist in:
- Washington State
- Oregon
-California
- Alaska
- Hawaii
- Idaho
- Montana
- Wyoming
- Colorado
- Nevada
- Arizona
