With over 19 years of experience in the financial planning field, including over 17 years at M&T bank, I’ve specialized in one-on-one client interaction, understanding, educating and informing women’s' groups, non-for profit organizations and families on how to begin to create and help protect wealth for their futures. I offer access to financial planning opportunities for married and single people to include IRAs, 401(k), 403(b), and general investment and insurance protection opportunities. I provide specialized planning strategies for families and individuals that seek to grow their assets all the while managing assets and protecting beneficiaries. Individuals who find themselves in the middle of a job change, expected or not, could benefit from a financial consultant that focuses on all the imperative keys in seeking a financially sound future. If you or your family is faced with a life-changing event or loss of a loved one, please contact me for a free consultation. I can help you avoid financial crises as well.