This year is the 50th anniversary of #EarthDay! How do you celebrate Earth day? Share in the comments below.
Miss going to museums? Need a change of pace instead of TV and social media? Many top museums offer virtual tours which you can enjoy right at home. Here is s a list of some of the most popular choices.
TRAVELANDLEISURE.COM
Stuck at Home? These 12 Famous Museums Offer Virtual Tours You Can Take on Your Couch
It has become a daunting challenge for many parents who are now working at home. Balancing your job, family, and children can be a lot easier if you plan accordingly. Here are some great tips on how to be more effective when working and parenting at home. #MakeTheMost
HBR.ORG
A Guide for Working (From Home) Parents
There's never been a better time to consider refinancing your mortgage! Contact me today to get started.
Happy #StPatricksDay!
Mistake 9 of 9 to avoid when renovating your home: going too trendy with design choices
With interest rates at historic lows, combined with a high level of motivated sellers, and the pent-up demand of home buyers, this may be an ideal time to consider purchasing a new home. Follow along in our series of five posts as we help you answer the question “Is now a good time to buy?
#1: Determine which government-backed loan programs are still available. Because of the rapid changes in the market, some programs are on hold, and others may still be available. Many states and counties also offer loans with down payment assistance and homebuyer education. Contact me today to find out more about loan programs currently available to you.
If you’re ready to begin the homebuying journey, it’s good to know what to expect during the process. In the coming days, we’ll share the seven most important steps so you can be better prepared to purchase your home.
The first step to getting a home loan is getting preapproved. It is important to understanding how much home you can comfortably afford, and our SWBC Mortgage loan team will review your financial situation to help strengthen your buying power.
Homebuying Step 4 of 7: After your home is under contract, we will order an appraisal, then your application will be managed be a loan processor. They will help you determine what supporting documentation will be needed to help you qualify for your new home loan.
Is now a good time to buy? Point #4: Market conditions are surprisingly good for sellers in many areas of the country. So, if you are looking to sell your current home and move elsewhere, the timing might be beneficial depending on where you live. Call me to learn more about market conditions in your area!
We’re thankful for all of you! Happy #Thanksgiving!
We continue to help answer the question “Is now a good time to buy?” with point #3: You may be able to take advantage of historically-low interest rates.
Homebuyers continue to be enticed by some of the lowest mortgage interest rates on record. Lower rates and lower monthly payments can make owning a home a reality for many borrowers, but it’s important to find out what rates are available to you. Contact me today to learn more about beginning the loan process in today’s low-rate environment.
Homebuying Step 3 of 7: Next, you can apply online in minutes using our TurnKey® application, a simple and secure process that will guide you through this process. Once you begin your application, TurnKey will securely save your information, and you can then complete the process at any time.
Homebuying Step 2 of 7: Once preapproved, you will work with your real estate agent to find your dream home, negotiate and execute a purchase agreement.
Homebuying Step 7 of 7: After you have reviewed the final numbers in your Closing Disclosure, you execute and sign all of your loan documents. Congratulations, homeowner! This is the last step to finding the happiest way to your new home!
Homebuying Step 6 of 7: Before we can close on your home loan, we ensure all underwriting conditions have been met, then finalize all loan requirements. By this time, you will know the exact amount of funds you’ll need to provide. We will also inform you of the date and time for your closing, usually scheduled with the title company.
Here is our final answer to the question, “Is now a good time to buy?" #5: Depending on your situation, a government-backed mortgage may be the ideal loan for you to get into a new home. These options may include VA, FHA, and Affordable Housing Programs, as well as conventional loans with lower down payments. Call me today to learn more!
Homebuying Step 5 of 7: During this stage, our underwriter will review all of your documents, including the appraisal report, then provide an approval decision. The underwriter will also indicate any additional conditions that may be necessary for you to get loan approval.
Best wishes from the SWBC family this holiday season! How does your family celebrate the holidays?
Happy #NewYear! What are some of your goals for 2021?
Join us to celebrate the life and legacy of a man who brought hope and healing to America - Martin Luther King Jr. #MLK
Happy #GroundhogDay!
Happy #PresidentsDay!
Hope your day is filled with the sweetest treats! #ValentinesDay
Wishing you good luck and laughter this #StPatricksDay!
Remember to adjust those clocks for tomorrow.
