LMS Merchant Accounts specializes in credit and debit card processing for companies of all sizes. We serve, with pride, thousands of merchants in all fifty states and now with a local office in Totowa, New Jersey, we are one of the fastest growing payment providers of credit and debit card based transactions in the country. Our payment processing services enable merchants to process both traditional card-present, or “swiped” transactions, as well as card-not-present, or “keyed” transactions through EMV ready terminals and/or POS Systems.