As daily routines change to help slow the spread of COVID-19, my agency is available via phone and email. You can also manage your policy via the Allstate app.
If you are 55 or over and have or will have an auto policy with Allstate and have had no claims in the past three years, you can be eligible for the Defensive Driver discount. All you need to do is complete the class offered by AAA’s Roadwise, here the link
https://seniordriving.aaa.com/maintain-mobility-independence/driver-improvement-courses-seniors/take-online-defensive-driving-course/
Complete your internet class from the convenience of your home, obtain the certificate before renewal or before you purchase your Allstate auto policy
and benefit with the discount for the next three years.
SENIORDRIVING.AAA.COM
Take an Online Defensive Driving Course – AAA Senior Driving
LIFE INSURANCE PROTECTION FOR THE FAMILY
According to the 2018 Insurance Barometer Study (Life Happens/LIMRA), 84 percent of people believe most people need life insurance … yet only 59 percent say they have it. Most people, then, identify life insurance as the foundation for a strong financial plan. So why are so many households underinsured?
Let’s break down some common misconceptions about life insurance.
MYTH: It's too expensive
TRUTH: Not really. Many people can be insured for the price of a daily cup of coffee.
MYTH: I'm too young.
TRUTH: No one is too young for life insurance. In fact, the younger and healthier you are, the easier it is to lock in coverage at a great rate - and stay covered. It's called insurability.
MYTH: I can always get it later.
TRUTH: Famous last words, and too often untrue. Age and health can make it tough to get the coverage you want. You may develop a condition that makes you uninsurable - or worse, you may fall victim to a tragic accident.
MYTH: I don't need life insurance.
TRUTH: Life insurance has many, many uses - uses that most people could benefit from. It can cover bills, pay for funeral costs, replace income in a household, serve as an inheritance for a loved one, fund education goals for a child, provide an important and sizable donation to a charitable organization, and so much more.
Too many people are taking an unncecessary risk by not protecting their loved ones with life insurance.
1 in 3 households would have immediate trouble paying living expenses if the primary wage earner died, according to the 2016 Insurance Barometer Study, by Life Happens and LIMRA. And the study also found that 40% haven't bought life insurance or more of it, because they're unsure of how much of what type to buy.
Call me for assessing your needs, no obligation, free look.
Manuel R. Chepote
Hurricane season is around the corner is time to review your policy NOW !!!
Some guidelines from Citizens might be helpful.
https://securesupport.citizensfla.com/rd?1=AvMO~wpnDv8S~xb~Gv8S~yJyI~sqk4j7GHj0Tz7~Pv89&2=2485
SECURESUPPORT.CITIZENSFLA.COM
securesupport.citizensfla.com
Hurricane season is around the corner is time to review your policy NOW !!!
Some guidelines from Citizens might be helpful.
https://securesupport.citizensfla.com/rd?1=AvMO~wpnDv8S~xb~Gv8S~yJyI~sqk4j7GHj0Tz7~Pv89&2=2485
SECURESUPPORT.CITIZENSFLA.COM
securesupport.citizensfla.com
Get Life Insurance to Make Sure Your Family is Protected
Did you ever think if something happens to you, can your family pay the mortgage by themselves?
Each year, more families lose their homes when the mortgage payer passes away than from foreclosure due to fire and other catastrophes. Life insurance is one way to help make sure that doesn’t happen to your loved ones. A suitable life insurance policy can help your family stay afloat, make the mortgage payments, and maintain their lifestyle, even if you’re not there to provide the income. Without it, a sudden loss of income could mean your spouse has to sell the house or deal with the foreclosure process.
The best way to find very reasonable life insurance is by contacting your trusted insurance advisor . It will help you compare quotes from multiple options and the best part it is totally free!
Call us today for a proposal that fits your budget.