"One of the most important lessons we've learned in living through this pandemic is that work-life fit lies in an authentic commitment to communication, flexible thinking, connection and respect." Read more about these work-life balance best practices.
HBR.ORG
4 Strengths of Family-Friendly Work Cultures
Thinking about where to retire? Forbes Magazine compared over 750 cities in the U.S., evaluating everything from housing costs and taxes to healthcare and even air quality. Here's the Top 25 List for 2020. Did your city make the cut?
FORBES.COM
The Best Places To Retire In 2020
Homebuying Step 7 of 7: After you have reviewed the final numbers in your Closing Disclosure, you execute and sign all of your loan documents. Congratulations, homeowner! This is the last step to finding the happiest way to your new home!
Our Top Producers are treated like celebrities. SWBC Mortgage has an environment where loan officers thrive, and we celebrate their success at a luxury resort destination every year. Since we weren’t able to travel this year, the next trip will be a celebration to remember with the largest number of President’s Club inductees ever!
SWBC Mortgage is proud to honor National Hispanic Heritage Month. Learn more about the origins of this annual remembrance, and watch for more posts all month that highlight our employees and their thoughts on the history, culture, and contributions of Hispanic Americans. https://swb.us/3izLhZQ #HispanicHeritaageMonth
One of the biggest challenges we continue to face during the pandemic is how to maintain and foster connections with our communities. Here are several ideas on how you can better connect with--and help--those in need in your community.
BLOG.SWBC.COM
Strengthening Community Connections Amid the Coronavirus
New FHA loan limits have been announced, which gives you more options when choosing your dream home. Beginning in 2021, FHA's nationwide forward mortgage limits "floor" and "ceiling" for a one-unit property are $356,362 and $822,375, respectively. Loan Limits vary by County and MSA, so contact me today for more information!
Home improvements have become more popular than ever as we continue to hunker down in our homes. Learn how to improve everyone's favorite room on a realistic budget. #makethemost
BLOG.SWBC.COM
5 Ideas for Remodeling Your Kitchen Without Breaking the Bank
For the second straight year, SWBC Mortgage was named one of the 'Best Mortgage Companies to Work For' by National Mortgage News! This annual award is recognition that SWBC Mortgage continues to be one of the industry's leading employers and places to work. Learn more about SWBC Mortgage here. https://swb.us/337ty6o
Did you know there were over 146,000 loan officers employed by more than 16,300 independent mortgage companies in America last year? That's why SWBC Mortgage Loan Officers continue to stand out by achieving Top 1% national rankings and earning other accolades. Learn more about life at SWBC Mortgage. https://swb.us/337ty6o
Best wishes from the SWBC family this holiday season! How does your family celebrate the holidays?
SWBC Mortgage goes beyond just a collaborative environment, We provide the technology, products, training, and support you need to grow your business, optimize closings, and become the originator you once thought possible. Start your career with SWBC Mortgage today! https://swb.us/3mp8JdG
Announcing FHFA Loan Limit INCREASES for 2021! This gives you more options in choosing your dream home. New Conforming Loan Limits for one-unit dwellings will increase to $548,250 in 2021. At SWBC Mortgage, we can offer these new loan limits immediately, so contact me today to learn more about what this could mean for you.
Announcing FHFA High Balance Loan Limit INCREASES for 2021! If you live in a high-cost area, this gives you more options in choosing your dream home. High Balance Conforming Loan Limits are increasing to $822,375 Contact me today for the specific loan limits in your market and what this means for your potential buying power. At SWBC Mortgage, we can offer these new loan limits immediately, so contact me today to learn more about what this could mean for you!
SWBC Mortgage is dedicated to innovation, so we’ve partnered with Blend® to streamline the borrower’s application process from start to finish, creating a dramatically easier path to fulfilling application requirements in a secure, fast, and organized digital setting. Check out the SWBC Mortgage case study to find out more.
BLEND.COM
Case Study: SWBC Mortgage + Blend
SWBC Mortgage believes in exceptional service, and it starts at the top. Our leadership team cares about the employees and deeply values having direct communication to the field. Our leaders are also active and visible in the industry, including our CEO Susan Stewart, who recently became the chairman of the Mortgage Bankers Association. Join an industry-leading company that values your ability to connect with its leaders! https://swb.us/3mp8JdG
If you are temporarily (or permanently) working at home, how you set up your office space can have a significant impact on your health. Learn the tips for maintaining good posture and other ergonomics to ensure your comfort when working at home.
NEWSNETWORK.MAYOCLINIC.ORG
Home office ergonomics tips
Home inspections are often the most difficult step in selling your property. Learn some tips to make this process easier for both you and your potential buyers.
BLOG.SWBC.COM
The Savvy Seller's Guide to a Stress- Free Home Inspection
Wishing you and yours a joyous holiday season!
My goal is to always be available for my customers and partners, and now it’s even easier to contact me. Check out my new webpage and click the “Contact Me” button to send a message, or click one of my phone numbers to call me directly. https://swb.us/2HfPXGy
I’m proud to announce that for the 6th year, I have earned the President’s Club honor for 2020. President's Club is reserved for loan officers who achieve the highest level of excellence within SWBC Mortgage. Our company has been living and lending in our local communities for over 30 years, and that strong foundation has allowed me to connect with my customers and referral partners in more meaningful ways...even when our world is a bit uncertain. So thank you to all of our customers for being a part of this journey with us!
Happy #NewYear! What are some of your goals for 2021?
As we continue to deal with the pandemic, here comes the beginning of the annual cold and flu season. Read more on how to ensure your home cleaning routines are effective this winter.
BLOG.SWBC.COM
Stay Vigilant with these Home Cleaning and Disinfecting Tips
Want to improve the look and feel of your work-at-home video conference calls? Learn how a little decor and organization can have a big impact on your virtual workspace. #makethemost
REALTOR.COM
What Is a Zoom Room? 5 Tips for Creating One in Your Home Now
As the economy is expected to rebound in 2021, the overall housing market will remain strong, according to a recent realtor.com® analysis. Read more on the top ten cities where buyers can actually get more for their money, including some surprising smaller cities that are affordable alternatives for 2021.
REALTOR.COM
The Top 10 Housing Markets of 2021—Who Made the List?
SWBC Mortgage has been a leader in the industry for over 30 years, and we’re committed to maintaining our legacy as a financially strong organization. Join one of the strongest mortgage companies in the US, where you can thrive with confidence in an ever-changing mortgage lending market. Click here to learn more about SWBC Mortgage’s rich history. https://www.swbcmortgage.com/about
There is a lot to know about buying your first home. Learn more about the hidden homeownership costs so you can better plan a budget when searching for your dream house.
BLOG.SWBC.COM
Watch Out for These 8 Hidden Homebuying Costs
SWBC Mortgage has built a game-changing solution to streamline the borrower's application process from start to finish, and it's powered by Blend® technology. This online experience creates a dramatically easier path to fulfilling application requirements in a secure, fast, and organized digital setting.
SWBCMORTGAGE.COM
Turnkey | SWBC Mortgage
Whether you are a first-time or experienced homebuyer, it's not hard to get caught up in the sales process, especially when demand for homes is high. Learn some of the traps to avoid so you make a better, more informed purchase.
BLOG.SWBC.COM
Avoid These Red Flags During the Homebuying Process
Improving personal finances is an always-popular New Year’s resolution. If spending less and saving more is on your 2021 list, learn how to set and meet realistic financial goals.
BLOG.SWBC.COM
5 Ways to Make Your Financial New Year’s Resolutions Stick
Join us to celebrate the life and legacy of a man who brought hope and healing to America - Martin Luther King Jr. #MLK
Looking to cool off in a new pool this year? Let us help! Purchasing or refinancing a home with the FNMA HomeStyle® Renovation allows you to finance the purchase or refinance of a home and renovation costs through a single mortgage. Luckily, that also includes a pool! Contact me for more information.
Did you know there are hundreds of national and local programs to assist first-time homebuyers? Read more about these resources, and remember your local SWBC Mortgage branch has go-to experts that can help find a program that's right for you.
HOUSELOGIC.COM
First-Time Home-Buyer Programs You Should Know About
Working and spending more time at home has created significant demand for remodeling, especially in our all-important kitchens. Read more about the latest kitchen design trends for 2021 and beyond.
REALTOR.COM
Good Riddance to Open Floor Plans and Cabinets Galore: Top Kitchen Trends of 2021
Our employees are happy working at SWBC Mortgage because they're connected and valued. In fact, we were ranked one of the top ten best companies to work for by the Mortgage Executive Magazine! Begin your journey with SWBC Mortgage and find out what it means to love where you work. https://www.swbcmortgage.com/grow-with-swbc
SWBC Mortgage has over 30 successful years in the industry and a proven track record of financial stability. Join us and experience what it means to have peace of mind in a stable company. We're not going anywhere, and you won't want to either!
Watch this video and listen to what a few of our Loan Originators have to say about having peace of mind at SWBC Mortgage. Then click the link to find out more. https://www.swbcmortgage.com/grow-with-swbc
From growing up in poverty in Mississippi, to building a global media empire, Oprah Winfrey is one of the world’s most influential—and wealthiest—women. She has also been ranked as the greatest black philanthropist in American history by Bloomberg BusinessWeek. Oprah has become a role model and inspiration to people of all walks of life. Find out more about The Oprah Winfrey Charitable Foundation, and how you can get involved in supporting her initiatives including education, food insecurity, and more. #BlackHistoryMonth
OPRAHFOUNDATION.ORG
Oprah Winfrey Charitable Foundation -
The Federal Housing Administration (FHA) announced that individuals classified as Deferred Action for Childhood Arrivals (DACA) can now obtain FHA financing. These individuals are now eligible for an FHA mortgage under non-permanent resident alien guidelines. If this applies to you, contact me today to learn more about your options for homeownership.
Ever wonder how your credit score is actually determined? Learn more about your number, and what factors can help or hurt your score.
BLOG.SWBC.COM
How Does Your Credit Score Stack Up?
SWBC Mortgage Honors Black History Month – Did You Know? The origins of Black History Month date back to 1915? And the exact month was selected for three historical reasons: February 1 is National Freedom Day, the anniversary of the approval of the 13th Amendment, which abolished slavery in 1865. Plus, the month coincides with the birthdays of Frederick Douglass, a famed abolitionist, and President Abraham Lincoln, who signed the emancipation proclamation. Learn more about Carter G. Woodson, the driving force behind the establishment of this annual and important historical annual celebration. #BlackHistoryMonth
ASALH.ORG
ASALH - The Founders of Black History Month | Origins of Black History Month
Attention Texas Homeowners! Filing for a homestead exemption could mean significant property tax savings for you! The deadline to file this year is April 30. CALL ME TODAY WITH ANY QUESTIONS!
Happy #GroundhogDay!
SWBC Mortgage Celebrates Black History Month—Trailblazers: As NASA prepares to return astronauts to the moon, take a moment to remember the groundbreaking work of Katherine Johnson, the African American mathematician and scientist whose life story was depicted in the film Hidden Figures. Johnson, who died last year at age 101, was one of the first black women hired by the space agency. She quickly became an invaluable "human computer" doing complex calculations for numerous missions, including the historic first moon landing in 1969 #BlackHistoryMonth
NASA.GOV
Katherine Johnson Biography
SWBC Mortgage Honors Black History Month—By The Numbers: For over 150 years, Historically Black Colleges and Universities (HBCUs) have graduated thousands of individuals who have impacted their communities, the nation, and the world. Learn more about America's 107 HBCUs, including stories featuring some of the most famous grads from across all walks of life. #BlackHistoryMonth
THEHUNDRED-SEVEN.ORG
HBCU Legends- Achievers in every field
At SWBC Mortgage, we value the success of our loan originators by providing them with an unsurpassed level of support. Come join us and grow your business to remarkable heights. Watch the video to hear what our loan originators have to say about our commitment to performance at SWBC Mortgage. Then click to learn more. https://www.swbcmortgage.com/grow-with-swbc
SWBC Mortgage Honors Black History Month —Trailblazers—Philadelphia's Joseph V. Baker (1908-1993) was the first black owner of a public relations firm, and gained national prominence working with top corporations including DuPont, U.S. Steel, Chrysler, Gillette, and Procter & Gamble. He was also the first African American to earn accreditation from the PR Society of America (PRSA) while becoming a role model for minorities seeking a career path in corporate communications. #BlackHistoryMonth
PRNEWSONLINE.COM
Joseph V. Baker: America's First Black PR Firm Owner
SWBC Mortgage Celebrates Black History Month—Trailblazers—“I've missed more than 9,000 shots in my career. I've lost almost 300 games. Twenty-six times I've been trusted to take the game-winning shot...and missed. I've failed over, and repeatedly in my life. And that is why I succeed,” says Hall of Famer Michael Jordan. Considered perhaps the greatest player in NBA history, Jordan still has numerous endorsement contracts 17 years after hanging up his eponymous hightops. And as one of the nation’s wealthiest billionaires, his generous philanthropy has been as impressive as his on-court successes. #BlackHistoryMonth
NBA.COM
Michael Jordan’s philanthropic activities | NBA.com
Happy #PresidentsDay!
Hope your day is filled with the sweetest treats! #ValentinesDay
SWBC Mortgage Celebrates Black History Month—The National Museum of African American Music recently opened in Nashville after 22 years of planning. The new facility includes six interactive sections, and represents 50 genres of music, including gospel, jazz, rhythm and blues, and hip-hop. Read more about this innovative new facility here. #BlackHistoryMonth
NMAAM.ORG
History - National Museum of African American Music
SWBC Mortgage Honors Black History Month–Trailblazers: “Life is not a spectator sport. If you’re going to spend your whole life in the grandstand just watching what goes on, in my opinion, you’re wasting your life,” said Jackie Robinson. Perhaps no other athlete had a more profound impact on sports than the all-star second basemen who broke the major league color bar. Baseball has permanently retired number 42 for all players. And, on April 15 every season, all team members—even the umpires—wear number 42, to commemorate Opening Day 1947, Robinson’s first game in the majors. #BlackHistoryMonth
BASEBALLHALL.ORG
Jackie Robinson
Thinking about selling your home this year? Learn about a few budget-friendly ways to spruce up your home before you put it on the market in our latest blog!
BLOG.SWBC.COM
Selling Your Home for Top Dollar
Want to stay better connected to what's happening in your home even when you're not there? Invest in a smart home security system! Read our blog to learn more.
BLOG.SWBC.COM
Connect to Safety with a Smart Home Security Systems
Find yourself working at home? Learn the tips to set up a home office space that will maximize your productivity without costing a fortune.
BLOG.SWBC.COM
How to Create a Home Office Environment in a Pinch
SWBC Mortgage Honors Black History Month—By The Numbers: George Washington Carver, the trailblazing black American botanist and inventor, created over 100 products derived from peanuts. Among his many discoveries were plant-based cosmetics, paints, plastics, and alternative fuels. Watch this video to learn more about his life and vast contributions to science and industry. #blackhistorymonth
YOUTUBE.COM
George Washington Carver | The Henry Ford's Innovation Nation
SWBC Mortgage Celebrates Black History Month–Did You Know? There have been 16 black recipients of the Nobel Prize, including four African Americans. In 1950, Ralph Bunch was the very first black individual to win the prestigious award. Bunch served an influential role in mediating world affairs, from the Middle East to the Civil Rights Movement. Read more about Bunch and the other influential black Nobel Prize winners throughout history. #BlackHistoryMonth
WORLDATLAS.COM
Black Nobel Prize Winners
SWBC Mortgage Honors Black History Month–Trailblazers: “Life is not a spectator sport. If you’re going to spend your whole life in the grandstand just watching what goes on, in my opinion, you’re wasting your life,” said Jackie Robinson. Perhaps no other athlete had a more profound impact on sports than the all-star second basemen who broke the major league color bar. Baseball has permanently retired number 42 for all players. And, on April 15 every season, all team members—even the umpires—wear number 42, to commemorate Opening Day 1947, Robinson’s first game in the majors. #BlackHistoryMonth
BASEBALLHALL.ORG
Jackie Robinson
Thinking about selling your home this year? Learn about a few budget-friendly ways to spruce up your home before you put it on the market in our latest blog!
BLOG.SWBC.COM
Selling Your Home for Top Dollar
Want to stay better connected to what's happening in your home even when you're not there? Invest in a smart home security system! Read our blog to learn more.
BLOG.SWBC.COM
Connect to Safety with a Smart Home Security Systems
Find yourself working at home? Learn the tips to set up a home office space that will maximize your productivity without costing a fortune.
BLOG.SWBC.COM
How to Create a Home Office Environment in a Pinch
Ever thought of refinancing your home? Here are a few examples of times you should consider a refinance.
BLOG.SWBC.COM
4 Times You Should Consider Refinancing Your Home
Refinancing your mortgage can offer a number of benefits, but do you know what the true cost?
BLOG.SWBC.COM
The True Costs of Mortgage Refinance
When pandemics sweep through societies, they upend critical structures, such as health systems and medical treatments, economic life, communities, and everyday family life. Read the interesting new report from the Pew Research Center and Elon University on the potential changes and challenges we may experience expect after the COVID-19 outbreak subsides.
PEWRESEARCH.ORG
Experts Say the ‘New Normal’ in 2025 Will Be Far More Tech-Driven, Presenting More Big Challenges
SWBC Mortgage Honors Black History Month—By The Numbers: George Washington Carver, the trailblazing black American botanist and inventor, created over 100 products derived from peanuts. Among his many discoveries were plant-based cosmetics, paints, plastics, and alternative fuels. Watch this video to learn more about his life and vast contributions to science and industry. #blackhistorymonth
YOUTUBE.COM
George Washington Carver | The Henry Ford's Innovation Nation
SWBC Mortgage Celebrates Black History Month–Did You Know? There have been 16 black recipients of the Nobel Prize, including four African Americans. In 1950, Ralph Bunch was the very first black individual to win the prestigious award. Bunch served an influential role in mediating world affairs, from the Middle East to the Civil Rights Movement. Read more about Bunch and the other influential black Nobel Prize winners throughout history. #BlackHistoryMonth
WORLDATLAS.COM
Black Nobel Prize Winners
SWBC Mortgage Honors Black History Month–Trailblazers: “Life is not a spectator sport. If you’re going to spend your whole life in the grandstand just watching what goes on, in my opinion, you’re wasting your life,” said Jackie Robinson. Perhaps no other athlete had a more profound impact on sports than the all-star second basemen who broke the major league color bar. Baseball has permanently retired number 42 for all players. And, on April 15 every season, all team members—even the umpires—wear number 42, to commemorate Opening Day 1947, Robinson’s first game in the majors. #BlackHistoryMonth
BASEBALLHALL.ORG
Jackie Robinson
Still waiting for your COVID-19 vaccine? Learn about a new website where you can register for a stand-by list to receive an excess vaccine shot before it expires.
USATODAY.COM
Looking for a COVID-19 vaccine? This website may text you when a vaccine is about to go unused
Ever thought of refinancing your home? Here are a few examples of times you should consider a refinance.
BLOG.SWBC.COM
4 Times You Should Consider Refinancing Your Home
Refinancing your mortgage can offer a number of benefits, but do you know what the true cost?
BLOG.SWBC.COM
The True Costs of Mortgage Refinance
When pandemics sweep through societies, they upend critical structures, such as health systems and medical treatments, economic life, communities, and everyday family life. Read the interesting new report from the Pew Research Center and Elon University on the potential changes and challenges we may experience expect after the COVID-19 outbreak subsides.
PEWRESEARCH.ORG
Experts Say the ‘New Normal’ in 2025 Will Be Far More Tech-Driven, Presenting More Big Challenges
SWBC Mortgage Honors Black History Month—By The Numbers: George Washington Carver, the trailblazing black American botanist and inventor, created over 100 products derived from peanuts. Among his many discoveries were plant-based cosmetics, paints, plastics, and alternative fuels. Watch this video to learn more about his life and vast contributions to science and industry. #blackhistorymonth
YOUTUBE.COM
George Washington Carver | The Henry Ford's Innovation Nation
SWBC Mortgage Celebrates Black History Month–Did You Know? There have been 16 black recipients of the Nobel Prize, including four African Americans. In 1950, Ralph Bunch was the very first black individual to win the prestigious award. Bunch served an influential role in mediating world affairs, from the Middle East to the Civil Rights Movement. Read more about Bunch and the other influential black Nobel Prize winners throughout history. #BlackHistoryMonth
WORLDATLAS.COM
Black Nobel Prize Winners
Need ideas to spruce up your #CurbAppeal? Check out these home's stunning transformation.
HGTV.COM
40 Before-and-After Curb Appeal Makeovers
Wishing you good luck and laughter this #StPatricksDay!
Affordability, strong employment, and milder climates continue to attract out-of-state buyers to lower-cost markets in the South and West, according to realtor.com's new Cross Market Demand report. Read more about which cities are most attractive to buyers seeking to move.
REALTOR.COM
Magnetic Metros: The Top 10 Places Luring Out-of-Towners to Move In
A booming market isn't the only thing that can increase home values. How can you vastly increase your selling price—even during the pandemic? Learn more about the fresh, most important renovations that can help you create a must-have property. And contact me soon if you would like to explore SWBC Mortgage's renovation loan options.
REALTOR.COM
What the Flip? Portland Home Gets a Major Face-Lift and Gains $600K in Value
Did you purchase or refinance a home last year? Then read this important guide before you prepare and file your taxes in 2021.
REALTOR.COM
7 Tax Benefits of Owning a Home: A Complete Guide for Filing This Year
Remember to adjust those clocks for tomorrow.
Need ideas to spruce up your #CurbAppeal? Check out these home's stunning transformation.
HGTV.COM
40 Before-and-After Curb Appeal Makeovers
Wishing you good luck and laughter this #StPatricksDay!
Affordability, strong employment, and milder climates continue to attract out-of-state buyers to lower-cost markets in the South and West, according to realtor.com's new Cross Market Demand report. Read more about which cities are most attractive to buyers seeking to move.
REALTOR.COM
Magnetic Metros: The Top 10 Places Luring Out-of-Towners to Move In
A booming market isn't the only thing that can increase home values. How can you vastly increase your selling price—even during the pandemic? Learn more about the fresh, most important renovations that can help you create a must-have property. And contact me soon if you would like to explore SWBC Mortgage's renovation loan options.
REALTOR.COM
What the Flip? Portland Home Gets a Major Face-Lift and Gains $600K in Value
Did you purchase or refinance a home last year? Then read this important guide before you prepare and file your taxes in 2021.
REALTOR.COM
7 Tax Benefits of Owning a Home: A Complete Guide for Filing This Year
Remember to adjust those clocks for tomorrow.
