McSwain Consulting provides complete loan risk management solutions for community banks. We provide internal or external loan reviews and perform Allowance for Loan and Lease Loss analysis and calculations to keep you compliant with regulations. We also offer products required by every banking agency: credit memos with global cash flow analysis. With more than 20 years’ experience in managing banks, David McSwain has worked nearly every position in a bank and understands the unique problems and strategies for successful bank management.