My name is Michel Hambrick and I'm an Independent Agency Owner, specializing in property, casualty and life insurance. Let's face it. There is nothing glamorous about insurance, but it's something that we all need and must have. Having the right agent is what matters most because that person has the ability to make or break the insurance experience for you. I help you understand what it means to be properly insured and just what all those numbers associated with your policy really mean. It is my job, should you suffer a loss or tragedy to make sure that bad day doesn't ruin you for life.