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Michele A. Morgan,Vice President Trust Officer, brings over 25 years of trust experience to Old Second. From simple to complex Estate and Trust administration, clients can trust that their financial matters will be handled in an efficient and expert manner. Michele also possesses expertise in the administration of Guardianships, OBRAs and Third Party Funded Special Needs Trusts. Michele has achieved the Certified Trust and Financial Advisor (CTFA) designation from the Institute of Certified Bankers. She earned a B.A. in Management, with honors, from Benedictine University. Michele is a member of the Fox Valley Estate Planning Council and DuPage Estate Planning Council.