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Infographic | This is the smart way to react when markets retreat.
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Infographic | Don't panic. A visual guide to market corrections. Click here!
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3 Questions Can Help You With Your Financial Goals
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Infographic | Think market corrections are bad? Here's why you're wrong.
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How to Keep Your Financial Dreams Alive
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Stay Focused on Your Financial Goals With WHY
As financial planners who have been serving the Atlanta market for nearly 30 years, we are familiar with the questions prospective clients have about fee-only planning and the planning process. If after reading these FAQs you still have questions, or if you'd like to discuss creating a plan for you, please feel free to contact us for more information: https://bit.ly/3hnUt3C
MINERVAPLANNINGGROUP.COM
FAQs to Ask Financial Planners
Our CFA Charterholders are responsible for designing portfolios, and we follow the CFA Institute’s list of factors to consider in putting together a portfolio. Those factors are:
- Risk tolerance, including the ability and willingness to take risk
- Return needs as outlined in the comprehensive plan
- Tax considerations, typically focused on maximizing after-tax returns
- Time horizon over which portfolio will fund needs
- Liquidity needs in the short-term
- Any other factors you ask us to consider (e.g. desire to maintain a specific holding or holdings, need to limit capital gains, etc.)
We document these factors in an Investment Policy Statement which provides you with a strategy that aligns with plan needs. Each portfolio is based on one of three model portfolios, although most client portfolios have some degree of customization. Learn more here: https://bit.ly/3rywUK7
Here at Minerva Planning Group, we believe it should be a collaborative process, and we spend a good bit of time working with you to understand your goals and values to build a plan that is unique to you.
Beyond the plan framework, we look at a number of additional issues to help ensure you are making optimal financial decisions and addressing any risks to meeting your goals. Discover more: https://www.minervaplanninggroup.com/fee-only-financial-plan/
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What Was the Biggest Lesson You Learned in 2020?
Using the TSP to Pay Off Your Mortgage
On the one hand, you have a mortgage and a mortgage payment, and on the other, you have your TSP, which you’ve built up through hard-earned savings over time. Retirement is looming, and the thought of owning your home outright and having no mortgage payment is awfully attractive. The thought has crossed your mind that you could use some of what you’ve saved in your TSP to pay off your mortgage, but should you? Find out more: https://bit.ly/3rJERfI
MINERVAPLANNINGGROUP.COM
Using the TSP to Pay Off Your Mortgage | Minerva Planning Group
Understanding Your FERS Retirement
If you are a Federal Government Employee planning to retire, the Federal Employee Retirement System (FERS) will play a key financial role in your retirement. Learn more here: https://bit.ly/3rzeFUV
MINERVAPLANNINGGROUP.COM
Understanding Your FERS Retirement | Minerva Planning Group
When you work with us, you will experience a well-defined, collaborative financial planning process. The process helps clarify your needs, situation, and goals so that we can craft recommendations to achieve your objectives. Discover more about the Minerva Planning Group Process here: https://www.minervaplanninggroup.com/process/
MINERVAPLANNINGGROUP.COM
Our Financial Planning, Wealth Management, & Portfolio Design Process
Investment management and financial planning go hand-in-hand, and completing the plan provides us the information we need to design the investment portfolio.
Our CFA Charterholders are responsible for designing portfolios, and we follow the CFA Institute’s list of factors to consider in putting together a portfolio.
Click here to learn about those factors: https://www.minervaplanninggroup.com/for-investment-management/
Our goal in working with you on estate planning is to ensure that the plan reflects your wishes and that you have a general understanding of the relevant documents and processes that come into play.
To accomplish this, we review existing wills and powers of attorney and if those documents aren’t in place, we discuss issues you might want to consider in having those documents drafted. Click to learn more -> https://www.minervaplanninggroup.com/for-estate-planning/
MINERVAPLANNINGGROUP.COM
Estate Planning and Trusts: Atlanta, Decatur, St. Simons
What is Your High-3 Salary?
To determine your FERS pension and disability benefits, you’ll start by making a calculation that’s referred to as your high-3 salary. This is the highest average basic pay that you earned during any three consecutive years while working for the federal government. Tell me more -> https://bit.ly/3t8j3uC
MINERVAPLANNINGGROUP.COM
High-3 Salary | Minerva Planning Group
The core of financial planning is building a framework that allows you to achieve your financial goals.
Here at Minerva Planning Group, we believe it should be a collaborative process, and we spend a good bit of time working with you to understand your goals and values to build a plan that is unique to you. Learn more: https://www.minervaplanninggroup.com/fee-only-financial-plan/
