Great communication. Process was easy and smooth.
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New ★★★★★ 5 Star SocialSurvey Review by Karlany L.
Fast and friendly
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New ★★★★★ 4.8 Star SocialSurvey Review by Robert H.
The Fed's Confusing Message:
You may have recently heard that the Fed announced that they think the Fed Funds Rate will remain at zero through at least 2023.
First and foremost, the Fed Funds Rate and Mortgage Rates are two totally different instruments. The Fed Funds Rate can change from one day to another, but a Mortgage Rate may be in effect for over 30 years.
Mortgage Rates will be affected by inflation because inflation erodes the buying power of the fixed return that a mortgage holder receives. And interestingly, the best way to combat inflation is by raising the Fed Funds Rate. If inflation begins to rise, and there are already some signs of this, Mortgage Rates will start to climb in response. All this can occur while the Fed Funds Rate is at zero.
If you would like to see an example of this, look no further than what transpired a few years ago when Mortgage Rates rose nearly 1%, while the Fed Funds Rate remained at zero.
The current rate environment presents an incredible opportunity that should be taken advantage of. Contact our team so we can help you benefit before things change.
Nancy stepped in to finish the process. Our refi took longer than expected, but she carried us to the finish line. She was always accessible and kept us informed thru the final details
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New ★★★★★ 5 Star SocialSurvey Review by William N.
You helped us from start to finish to process the loan easily...your team is awesome.
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New ★★★★★ 4.8 Star SocialSurvey Review by Elmer B.
Jonathan is someone you can rely on to get things done quickly. I'm also getting my second application done with Jonathan. Recommended.
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New ★★★★★ 5 Star SocialSurvey Review by Hoang T.
Great communication. Nancy and her team helped come up with creative ideas to solve unexpected problems. Thanks!
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New ★★★★★ 5 Star SocialSurvey Review by Michael M.
From application to closing this experience was a pleasure. Your knowledge and experience were so obvious by the efficient way the process moved along so quickly without any problems. The support and frequent communication gave me the confidence to accomplish this so easily on-line. Thank you. Pat W
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New ★★★★★ 5 Star SocialSurvey Review by Nicholas W.
Jonathan's responsiveness, professionalism, and willingness to listen to the customer concerns are the qualities I appreciated the most. Johnathan's management skill and his ability to evaluate business situation and bring the best possible solution to the table makes him a role model loan officer and a customer advocate at the same time. It was a great pleasure to work with Johnathan and his fantastic team member Jenn. They delivered excellent customer service and the loan of a lifetime!
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New ★★★★★ 5 Star SocialSurvey Review by Stella M.
We are extremely delighted with the expertise and swiftness along with great rate. Jonathan is great with working out scenarios and math. Highly recommended.
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New ★★★★★ 5 Star SocialSurvey Review by Animesh K.
Nancy was precise and efficient throughout the entire process. Everything was handled from start to finish in less than 30 days. I feel I got the best value for my investment and will be sending customers your way.
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New ★★★★★ 5 Star SocialSurvey Review by Todd P.
Nancy and her team were great. She communicates through the entire process. If I had a question I would email and she was always quick to respond. The entire process was quick and painless. I would definitely recommend Nancy!
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New ★★★★★ 5 Star SocialSurvey Review by Monica D.
Professional and timely and accurate advice provided by
Nancy
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New ★★★★★ 5 Star SocialSurvey Review by Kenneth R.
Honesty of the agents and a timely closing.
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New ★★★★★ 4.8 Star SocialSurvey Review by Cheryl R.
Clear communication and availability for consultation. A great team-leader to get issues addressed and resolved in a timely manner.
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New ★★★★★ 5 Star SocialSurvey Review by Razmik B.
Nancy helped us walk us threw all the stressful moments and the great moments she was very helpful with everything we needed from answer her phone at all times and paperwork . We were very happy she was there for us and walk us threw everything .
We were so pleased with her and her team they did an amazing job with us .
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New ★★★★★ 5 Star SocialSurvey Review by William H.
We had a very pleasant experience, she was very responsive to our questions. She delivered on what we talked about on the 1st phone call, straight forward and honest!
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New ★★★★★ 4.5 Star SocialSurvey Review by Duane D.
Just like everyone else I had so many questions and doubts regarding refinancing my mortgage. After making several phone calls to different lenders/companies, I decided to stay with EMortgage Capital. Nancy was awesome!! She went above and beyond when it came to answeringr my emails and phone calls. She explained everything in detailed and made sure I understood every step in the process.. Im glad I trusted her, she is the BEST!!!
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New ★★★★★ 5 Star SocialSurvey Review by Limbania D.
Great work. Speedy process and easy to work with.
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New ★★★★★ 5 Star SocialSurvey Review by Jennifer D.
The process was smooth and quick! Just right fits our budget.
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New ★★★★★ 5 Star SocialSurvey Review by Mark G.
The best experience possible. Heather and her team were able to close my loan in 20 days. Thank you so much, Liviu
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New ★★★★★ 5 Star SocialSurvey Review by Nicoleta P.
Time and the rate.
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New ★★★★★ 5 Star SocialSurvey Review by Shahnaz Z.
Just like gliding thru a smooth process! No glitches, very fast and the personnels were very nice, helpful and exceptional!!!
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New ★★★★★ 5 Star SocialSurvey Review by Fara C.
While I don't recall dealing directly with Nancy Bayat, my experience with her coleagues was very professional and helpful during my dealings about seeking and closing on my refinanced 30 year fixed rate loan
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New ★★★★★ 4.8 Star SocialSurvey Review by Frederick K.
Professional, fast, knowledgeable
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New ★★★★★ 5 Star SocialSurvey Review by In C.
From first call to end of closing, everything was done in under three weeks. I was well informed about all financial numbers involved in the refi by Nancy . All emails and phone calls were very promptly responded. It was just a joy taking to Nancy. It is worth working with the whole team in general.
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New ★★★★★ 5 Star SocialSurvey Review by Kirit O.
Very easy process!
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New ★★★★★ 4.8 Star SocialSurvey Review by Jeremy C.
Everything went smoothly in a timely matter an I just had to just chill till the signing an u guys did all the work.. I love it 😁 thanks for everything
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New ★★★★★ 5 Star SocialSurvey Review by Sambo P.
They did a great job and answered all of my questions!
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New ★★★★★ 4.8 Star SocialSurvey Review by Gabrielle C.
Jonathan is a rock star. He promised to get loan approval in 2-3 days and delivered it. We even funded my refinance in 15 days. This is fastest ever I have seen refinance closing. I highly recommend working with Jonathan.
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New ★★★★★ 5 Star SocialSurvey Review by Mahesh G.
