Neuberger Insurance has provided insurance protection for residents and businesses in Maryland for over 60 years. We are independent agents, free to work with top-of-the-line Insurance Carriers to provide our clients the best coverage at the lowest price. At Neuberger Insurance we strive at putting ourselves in the position of the client, and understand how important it is to provide quality service with an overall positive experience. Bodily Injury Liability
Bodily injury liability covers the designated driver or policy holder if they injure others. If you have family members listed on your policy, they are also covered if driving another person’s vehicle with their permission.If you opt for the minimum liability coverage, be careful- the amount you purchase may not completely cover you if you are involved in a serious accident or are served with a lawsuit. Buying more than the state required minimum will protect your assets- like your home, boat, and savings- if you get into an accident.
Medical Payments
Medical payments (or personal injury protection plans) pay for the care of injuries to the driver and passengers of the policyholder’s car in the event of an accident. Depending on the amount of coverage you choose, medical payments coverage can cover medical costs, lost wages, and possible funeral costs.
Property Damage Liability
Property damage liability coverage covers the damage you, or someone driving your car with your permission, does to another person’s property. Usually, this includes damage to lamp posts, telephone poles, buildings, fences, or other structures you may hit.