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Our NOVA Financial team has an investment philosophy rooted-in the pursuit of a better investment experience for you. We use key principles grounded in academic research to maximize your odds of success. This strategy: Over time, allows you the ability to grow your savings, create regular income or preserve assets. Is tied to your individual “risk score” so you have confidence in down markets to maintain investing discipline. Is administered under the fiduciary, fee-based or fee-for-service billing model.