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As an Independent Insurance Broker with 26 years industry experience through freelance platform via major insurance carriers in California & some other states in US offering those intangible financial protection needs to individuals, business owners & employees to meet their financial goals while helping them to find their right insurance & financial protection solution to stay with value added personalized services on selecting their desired insurance coverage in Life Insurance, Accident, Health insurance under affordable care act, Disability income insurance, Retirement, Auto, Home & Business owners workers compensation & property insurance & most of individual & group insurance with bundle package.