California minimum Bodily Injury limits are $15,000 per person and $30,000 per accident. When there is an accident involving bodily injury, medical expenses can easily reach up to $500,000. Bodily injury protection not only covers medical expenses but can cover lost income as well as pain and suffering. Make sure you have adequate coverage, not only to protect you as a driver, but to protect you from others who have minimal coverage if any at all!
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#insurance #pacificunity #UMBI #california #accidents #staysafe #review #broker #independentagent
As we celebrate our essential workers, lets take a moment to celebrate the men and women who provide our everyday essentials! National Farm Safety and Health Week is September 20-26 this year. The theme is "Every Farmer Counts," with the intent to acknowledge, celebrate and lift America's farmers and ranchers who have faced challenging times the past few years. Visit necasag.org/nationalfarmsafetyandhealthweek/ to see how you can get involved. https://lmsafe.co/99Po #everyfarmercounts
NECASAG.ORG
National Farm Safety and Health Week » National Education Center for Agricultural Safety
Happy Friday from Pacific Unity! Today is National Cheeseburger Day, whether you like them medium rare or vegan, go out and enjoy a burger from your favorite spot or from the comfort of home with these delicious recipes! You deserve it! #TGIF 😉🍔https://lmsafe.co/uD4y
TODAY.COM
Eat cheeseburgers all day! For Cheeseburger Day, try these fab recipes
Depending on your homes age, location or loss history, you may not be eligible for an HO5. However, there are some carriers who offer HO5 benefits that can be included on your HO3! Still, it is important to know the difference and to be aware of your home insurance coverage!
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#homeowners #coverage #insurance #getfamiliar #askanagent #pacificunity #broker #roseville #CA
We love our relationship with the Dave Ramsey team and are thankful to be recommended as an Endorsed Local Provider. Learn more about this program here! https://www.daveramsey.com/elp
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#ELP #insurance #broker #independentagent #shoparound #savemoney #morecoverage
Who wouldn't love shopping then saving money?💰 Learn how important it is to review your insurance annually, better yet, let us do it for you! Just another benefit of working with an independent agent who can offer multiple carriers to fit your needs!
https://www.nationwide.com/lc/resources/auto-insurance/articles/annual-car-insurance-review
NATIONWIDE.COM
Annual auto insurance review - Nationwide
Let’s talk Life Insurance! There are so many uses for this type of insurance along with endless policy options that can fit your financial needs. The longer you wait the more expensive the policy will become! As each day passes unforeseen health issues could arise, making it harder to get insured. Plan ahead and protect your loved ones from becoming financially responsible for your debts.
Did you see our last post⁉️ If you are buying, refinancing or just bored, now is the perfect time to get a quick insurance estimate on your home! Follow the link in our last post. It will only take a minute of your time to get an estimate back to you in 24 hours!
The home buying market is booming right now! Whether it’s your first home or tenth, the home buying progresses can get overwhelming. Let us take this off your plate by completing a quick quote. All we need is minute of your time to get you an estimate on your new home’s insurance! Follow this link and we will get a quote back to you within 24 hours! https://pacificunity.typeform.com/to/xDo0u1yL
PACIFICUNITY.TYPEFORM.COM
Real Estate Quick Quote
You may be doing what you can to manage your property to prevent fires, but are you doing it the right way? Check out these tips on how to properly use your equipment while maintaining a fire safe property! #onelessspark
https://www.readyforwildfire.org/prevent-wildfire/equipment-use/
People don’t think they need it, till they need it. This is one of the most affordable coverages to add to your insurance portfolio which protects you and household members from paying out on accidental injuries to others, certain lawsuits, and personal liability situations. Some higher risk households would be those who:
• Have significant savings or assets
• Own dogs
• Have a swimming pool or trampoline
• Want to protect current and future income
• Participate it hobbies or activities that could cause accidental injuries to others
Don’t wait till it’s too late and explore what Umbrella coverage could do for you!
As the weather cools down, homeowners with fireplaces will be looking to start their first fires. Use National Chimney Safety Week (September 27-October 3) to make sure you're ready to use your fire place this winter. #ChimneySafetyWeek
Click the link for additional information and resources: https://lmsafe.co/s2pj
CSIA.ORG
Chimney Safety Week Resources
We love Life Insurance! Compare your risks factors and reasons to get Life Insurance to these popular Game of Thrones characters... if they can do it, you can do it! 😆
https://www.entrepreneur.com/article/332347
ENTREPRENEUR.COM
For the Realm: 10 Popular 'Game of Thrones' Characters, Ranked By Life Insurance Risk
#MeetOurTeamMonday
Meet Bri Keeton! Bri is an Executive Administrator at Pacific Unity. She enjoys working with an adverse team of knowledgeable professionals who create an environment that feels more like family than coworkers, “a team that prides itself on creation and collaboration of innovative ideas and support in growing as one,” as she put it. The insurance industry was a new arena for Bri but she has quickly and excellently adapted since coming from a background in client relations and business administration. Her passion for people is what drives her to provide courtesy and care to all who cross her path. When not working she loves being with her daughter, family, and dog named Pixie! She also enjoys volunteering at animal shelters and senior centers in her free time. Give it up for Bri! 👏
Are you trying to shop other companies but having to speak with multiple people to compare rates or having to do it alone online? Or maybe it’s time to review your coverages but you don’t know where to start? Let us take the pressure off! We work with multiple carriers to provide you with the best coverage at the best rate! Our experienced agents are here to explain what your coverages are and why you are paying of them.
#insurance #broker #agent #independentagent #pacificunity
Last week we provided suggestions on why it is a good idea to carry renter’s insurance. Check out this article to learn about ways to prevent break-ins as this is one of the most common claims for renters. Even though your insurance is there when you need it, take steps to protect your home by adding extra locks to your doors and windows, installing a security system, and getting to know your neighbors. https://bit.ly/35eXaR2
FOREMOST.COM
Protect your apartment from break-ins
#MeetOurTeamMonday
Meet Zane Pexa! Zane is the president of Pacific Unity. He loves helping his team experience success and cares so deeply about his clients, showing them the difference in all that Pacific Unity offers. Zane started his career in insurance knowing that there was a better way to help people and service their insurance. His goal is to bring the homey kitchen table feel type of relationship to our clients.
Zanes favorite pastime is spending time with his family, cooking for him and his wife while their three boys are running and crawling around in the background.
Even if you don’t have a home to protect, it is still important to protect yourself and your belongings! Renters policies are not always required by the landlord, but most renters have $20,000 worth of belongings, if not more! Could you imagine having to replace all your personal property in the event of a loss? Most renters policies cost less than $20 a month, don’t risk being without it!
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#renters #forrent #getaquote #insurance #broker #agent #independentagent #pacificunity
#MeetOurTeamMonday
Meet Michael Carroll! Mike is the Vice President of Pacific Unity. He loves interacting with his clients and everyone at the office each day! What brings Mike joy at work is helping clients understand their insurance coverage. Mike is super helpful to all, not only with questions and concerns but he is the go-to guy when we need something fixed around the office! Mike previously worked in customer service and sales roles but found insurance after seeking an industry that helped him feel fulfilled. In his free time Mike enjoys spending time with his wife and two boys. He also loves to BBQ, play golf, and watch NASCAR!
Scheduled Personal Property is a coverage that can insure certain items up to their full value as listed on the policy. Usually all you are required to provide is a recent receipt or an appraisal. Additional benefits to this extended coverage are, not only does it cover losses due to fire or theft but, there is coverage even if you happen to lose the item or if it gets damaged! If you have fine art, expensive jewelry or musical instruments that are higher than the average sub-limit of $1,500, talk to your agent today! You wouldn’t want to miss out on getting fully reimbursed for your most valuable items.
#jewelry #personalproperty #protect #insure #fineart #diamond #coverage #pacificunity
#MeetOurTeamMonday
Meet Courtney Brocco! Courtney is an Account Manager at Pacific Unity. The highlights of her day to day include talking to new people and helping them solve problems. She can put a smile on anyone’s face even in the worst of times. Courtney has a background in customer support and client relations prior to joining Pacific Unity. She was quickly able to take her previous skills and use them in the insurance world to help people when then need it most. We know we can always count on Courtney to take care of clients quickly and kindly! Outside of work Courtney loves visiting with family and exploring new restaurants. One thing she is really looking forward to, when the time is appropriate, is going to see some live music!
Happy Veterans Day! 🇺🇸
#MeetOurTeamMonday
Meet Cody Boring! Cody is an Account Manager at Pacific Unity. He recently moved to Southern California; we are lucky to keep him on the team while he works remote! Cody loves building relationships with new and existing clients. He truly enjoys talking to people, making sure they feel heard and that their needs are taken care of. Prior to coming to Pacific Unity Cody completed an internship through Farmers Insurance. Since having a personal relationship with Zane and his family he then joined the team! In his free time, he loves all things movies, music, and books. We know we can always turn to Cody if we need him to name that movie or actor. He also enjoys spending time with his fiancé exploring breweries in SoCal!
These coverages are helpful to have if you would like damages to your vehicle repaired or, if it is a total loss, to get it replaced! If you are at fault and do not carry these coverages, you are responsible for covering the cost to repair or replace your vehicle. There are some cases where it cost less to replace the vehicle than it does to insure it. That is why it is important to review your coverages with an agent!
#autoinsurance #coverages #drivesafe #insurance #newcar #fix #replacement #accident #pacificunity #broker #agent
GOAL: Be able to rebuild your home as it stands today.
The replacement cost is not to be confused with the market value. For example, a 1,200sqft home in San Francisco could sell anywhere from $700,000-$2 million. The cost to rebuild this 1,200sqft home is going to vary greatly from the sale price. Not to say each home is the same. There are certainly levels of customization or higher quality building materials that could make up your home. That is why it’s important to talk with your agent to determine the right replacement cost for you!
#insurance #rebuild #coverage #homesweethome #home #marketvalue #replacement #broker #agent
Pacific Unity Insurance Solutions, Inc. now takes appointments on their Page.
LEARN MORE ⬇️
1. Your education level or occupation
▪️Certain degrees and occupations provide discounts with many of our carriers.
2. How often you drive.
▪️Many of our driving habits have changed this year. Providing accurate odometer readings over time to prove low mileage can help your rate!
3. The age of your roof or HVAC
▪️Carriers like to see updates made to these about every 15-20 years depending on the roof type or system you have. Sometimes even partial updates can be beneficial.
4. Common backyard features such as trampolines and pools.
▪️Although they can be very fun, these can increase rates due to higher liability exposure. Insurance companies like trampolines to be netted and anchored for additional safety precautions. They also frown upon slides and diving boards in pools.
5. Your age or years of driving experience.
▪️Inexperienced young drivers are likely to have more accidents than older more experienced drivers.
6. Security systems and fire sprinklers.
▪️This may be a given but a small investment in security systems not only protect you and your home but can save you $$$ on your insurance! Most California homes within that last 5 years come with fire sprinklers, make sure to mention it to your agent!
7. Exotic animals and Dogs!
▪️You love them, you have them, and we insure them! Although they come in all shapes and sizes, they can affect your rates due to more liability exposure.
#insurnace #insurancerates #savemoney #tips #broker #insurancebroker #agent #progressive #nationwide #natgen #safeco #stillwater #grange #foremost
#MeetOurTeamMonday
Meet Amber Pexa! Amber handles Pacific Unity’s Human Resources. Amber loves working with the team and is always making sure everyone is set up for success! She enjoys making Pacific Unity a fun and thriving environment for all and never misses an opportunity to support those in need. Amber married into the insurance industry as she is Zane Pexa’s wife! She has been supporting the team ever since day once and we are very lucky to have her. Amber always brightens up the office while making her rounds, greeting everyone with a “hello” or a “how’s it going?”. In her free time, she enjoys spending time with friends and family. When she is not occupied by giving her three beautiful boys love and attention, she likes to enjoy a good book!
Through 2020 we have seen the good, bad and the ugly. We are excited for 2021 and all that it may bring. We wish peace and prosperity to you all and look forward to serving you in this new year!
#MeetOurTeamMonday
Meet Mark Hamilton! Mark is the Vice President at Pacific Unity. He really loves our companies’ culture and truly lives out our mission statement each day of work. Mark enjoys that Pacific Unity’s team is a fun, smart, and enthusiastic group who is always willing to help one another. Mark started his insurance career as a Farmers agent in 2004. He then grew interested in working for an independent agency and started with our team in 2013. Mark is one of the most helpful people in the office and will always take the time to jump in and assist those in need. He does an excellent job educating clients on coverages by painting the picture of how they work and why they are important! In his free time, he loves spending time with his family and getting outdoors. He can also play the harmonica and secretly rides his e-board when his children have gone to bed!
