Pan Am Collections, we position our clients first. This means the offering of multiple avenues to recover your money as fast and as cost effective as possible. Pan Am offers clients the benefit of our state of the art collection system. Online account placement and reports are available 24/7. Automatic streaming from Stage to Stage is available. Our Collectors are highly trained professionals in the ARM Industry. We fully comply with the FDCPA, TCPA, FCRA, HIPPA and all the other laws that end in A, as well as several state and local regulations.