No one is sure of what will happen tomorrow as anything can just happen no matter the situation. Uncertain things such as illness, accidents and deaths can happen. This should not worry you since once you get a life insurance, this assures you that even when you are gone, if there are any college fees to be paid or outstanding mortgage bills or even death duties, your family will not start calling friends for financial assistance. Death will eventually take place, and you want to leave your loved ones with some inheritance, and a life insurance will make your dream come true.