Once the kids have left the nest, you may be wondering what to do with all of the extra space in your home. Chances are, you don’t need four bedrooms anymore, and it may be a great time to sell your house and downsize, maybe even into a single-story home. You’ve likely gained significant...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Is it Time to Move into a Single-Story Home?
If you're starting to think about buying your first home, you may be debating between buying a starter home or a more long-term opportunity. Hopefully this blog will help you decide!
R.TRENDINGHOMENEWS.COM
Your First House: Starter Home or Forever Home?
In today’s real estate market, setting the right price for your house is one of the most valuable things you can do.
According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase 4.7% in 2020 and 4.1% in...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why Pricing Your House Right Is Essential
This chart shows us the average "age" of a listing. Use this chart to give you an idea of the temperature of the market! Have questions about how this affects you? Don't hesitate to reach out!
Tamra Garman, REALTOR of the month! Thanks for your continued dedication to your clients Tamra! If there's a move if your future contact Tamra @ 319-310-2879 or find all of her contact info. and listings here: https://tgarman.pinnaclerealtyia.com/
Listed by Jerome Edwards, 319-594-2525
R.TRENDINGHOMENEWS.COM
New Listing in Coralville
Today's housing market is empowering homeowners with the control they want when selling their house, but as home inventory begins to rise, this fair weather won't last forever. Let's connect to start the process of selling your house now while it's still the best time to do so...
www.CedarRapidsAgent.com
If you haven't remodeled recently, what's your next big project?
Many industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them.
Mark Fleming, Chief Economist for First American, just reported:
“Since hitting a low point during the initial stages of the pandemic, the only major industry to...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
The #1 Reason Not to Wait to List Your House for Sale
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down.
A recent survey by Point2Homes mentions that 74% of millennials...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Do You Have Enough Money Saved for a Down Payment?
SIMPLIFYINGTHEMARKET.COM
6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall
There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall
Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end.
Some originally forecasted that up to 30% of...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why Today’s Options Will Save Homeowners from Foreclosure
This is the Year-over-Year Price for Cedar Rapids, IA. Let's talk about how this affects your home search!
The September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that percentage is well below what experts projected earlier this year, it still means millions of people are without work. There’s no way to minimize the tremendous...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Americans Are Gaining Confidence in the Economy
The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Real Estate Continues to Show Unprecedented Strength This Year
Welcome, Sandra Koshatka to our Pinnacle Realty Family! Thanks for growing with us!
Welcome, Sandra Koshatka to our Pinnacle Realty Family! Thanks for growing with us!
Welcome, Shelby Vanous to our Pinnacle Realty Family! Thanks for growing with us!
Welcome, Shelby Vanous to our Pinnacle Realty Family! Thanks for growing with us!
While there are some ultraviolet light sanitizing devices available to buy, you can clean your phone with supplies you have on hand. Here's the quick guide on what you need to do.
R.TRENDINGHOMENEWS.COM
Your Cell Phone Is Frequently Dirty! Here's How to Clean It the Right Way
Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Two Important Impacts of Home Equity
Confused about the lending process? This video should help!
Some Highlights
Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though.
With more sellers coming to the market in the spring, waiting until next year means buyers...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Selling Your House Is the Right Move, Right Now
Thinking about selling your home? Get a professional estimate of your home's worth.
ONLINEHOMEESTIMATE.COM
Thinking About Selling Your Home?
There are several key things to avoid doing once you've applied for a mortgage. Let's connect to make sure you have the information you need to move through the process with confidence...
www.CedarRapidsAgent.com
Tomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them.
Analysts will try to measure the impact feasible changes in regulations might...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
4 Reasons Why the Election Won’t Dampen the Housing Market
Which of these homes looks more like your dream home?
(Bonus points if you comment a picture of your ACTUAL dream home!)
EllisCondos.com
Lighthouse inspired unique condominium building offers 3 floors of condominium units plus the heated ground level parking. It is situated on the Cedar River with spectacular views of the river and Ellis Park. While under construction, you customize all the finish choices such as flooring options, colors, fixtures, granite, cabinets. Includes crank out Pella windows, stainless kitchen appliances, washer/dryer. Geothermal heat/ac will bring utility savings, and up to a 10 YEAR Tax Abatement adds to the savings!
Second floor common area is an atrium with the “lighthouse” windows above bringing in natural light for the live trees and plants. The atrium includes park like setting with community gathering area with entertaining bar. Listing agent is related to one of the developer partners.
Find yourself searching for homes online day after day? Team up with a real estate pro! Describe your dream home in the comments...
Some Highlights
In today’s hyper-competitive market, buyers are often willing to overlook cosmetic or minor repair needs if it means snagging a home in their price range.
With so few houses available for sale today, you may be able to skip the bigger renovations before you sell and...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Should I Renovate My House Before I Sell It?
Listed by Shelby Vanous, 319-929-3941
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Listed by Melea Ballou, 319-777-4431
R.TRENDINGHOMENEWS.COM
New Listing in Marion
In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes:
“It will be one of the...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Winter Will Bring a Flurry of Activity to the Housing Market
Thinking about selling your home? Get a quick estimate of your home's worth.
ONLINEHOMEESTIMATE.COM
Thinking About Selling Your Home?
Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
VA Home Loans: Helping Heroes Find a Home
Josie Ashmore, REALTOR of the month! Thanks for your continued dedication to your clients Josie! If there's a move if your future contact Josie @ 319-241-5175 or find all of her contact info. and listings here: https://www.pinnaclerealtyia.com/agent/3192415175/josie-ashmore
For years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains through homeownership. In fact, according to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner:
“…a...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Homeownership Is a Key to Building Wealth
There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program.
During the housing crash of...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Chances of Another Foreclosure Crisis? “About Zero Percent.”
Want to know how much your home is worth? Find out now - Don't wait another day! 🗓️
ONLINEHOMEESTIMATE.COM
www.onlinehomeestimate.com
Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained:
“While winter may be typically a slow season in real estate, economists predict it isn’t...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Homes for Sale Are Rapidly Disappearing
Listed by Jason Naaktgeboren, 319-270-1084
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why Working from Home May Spark Your Next Move
Ready to buy your first home, but not sure how to get together a 20% down payment? Check out these strategies now!
R.TRENDINGHOMENEWS.COM
Down Payment Strategies for First-Time Home Buyers
There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest for a place better equipped to fulfill our needs, along with...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Is Buying a Home Today a Good Financial Move?
This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Don’t Let Buyer Competition Keep You from Purchasing a Home
The benefits of mortgages backed by the Department of Veterans Affairs go beyond just the day the loan closes. Take a look at this blog about how you can refinance a VA loan.
R.TRENDINGHOMENEWS.COM
How to Refinance a VA Loan
A little bit of time could save you a LOT of money.
Listed by Jeremiah Harris, 319-551-8056
R.TRENDINGHOMENEWS.COM
New Listing in Marion
Tony, Welcome to our Pinnacle Realty Family! You can reach Tony at 319-480-3875
Welcome to Our Pinnacle Realty Family, Julie! You can reach Julie at 319-651-6801
Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
5 Tips for Homebuyers Who Want to Make a Competitive Offer
What can we learn by examining 460,000 denied mortgage applications from 2019? Check out some of the hurdles borrowers face and how you can best prepare for the application process.
R.TRENDINGHOMENEWS.COM
Mortgage Denial Data Reveals How to Boost Your Approval Odds
If you have any questions about real estate, don't hesitate to ask! Click below or call (319) 350-9476 for answers.
BACKATYOU.COM
Looking for the perfect home?
Some Highlights
Buying a home can be intimidating if you’re not familiar with the terms used throughout the process.
To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way.
The best way to ensure your homebuying process...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Key Terms to Know in the Homebuying Process
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Thank You for Your Support
If you're thinking about selling your home, finding out its worth is the place to start! Get a free estimate now! 🤩
ONLINEHOMEESTIMATE.COM
Thinking About Selling Your Home?
Some Highlights
If you’re thinking of buying a home and not sure where to start, you’re not alone.
Here’s a map with 10 simple steps to follow in the homebuying process.
Let’s connect today to discuss the specific steps along the way in our local area...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
The Path to Homeownership
Here are the recent Median Home Prices for Cedar Rapids, IA. Wondering where your home might fit in this chart? Let's talk about it!
This holiday season may be the perfect time to sell your house. Let's connect to discuss how today's buyer demand is presenting the greatest opportunities for sellers...
www.CedarRapidsAgent.com
Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained:
“Although the headwind of severe supply...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
With Home Values Surging, Is it Still Affordable to Buy Right Now?
Here is a great way to highlight a fireplace you no longer use.
Thinking about selling your home? Get a quick estimate of your home's worth.
ONLINEHOMEESTIMATE.COM
Use This Free Tool Now
Some Highlights
Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle.
Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers.
Let's connect to make sure you're armed for victory in the housing market this season.
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Winning as a Buyer in a Sellers’ Market
Listed by Jason Naaktgeboren, 319-270-1084
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Listed by Herve Cantrell, 319-531-8882
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Experts forecast a hot real estate market this winter. Let's connect to make sure you have the most current information with the new digital buyer and seller guides.
www.CedarRapidsAgent.com
Let's be honest, checking out celebrity mansions is fun! Here are five very unique ones...
R.TRENDINGHOMENEWS.COM
5 Celebs with Awesome Homes
Forbearance programs are helping homeowners manage their monthly mortgage payments right now. Let's connect and follow-up with your lender to make sure you have the information you need to make a confident decision.
www.CedarRapidsAgent.com
Considering a kitchen remodel? It's very easy for spending to get out of control quickly, so how do you stay on track? Here are some simple, but effective tips!
R.TRENDINGHOMENEWS.COM
How to Avoid Overspending on a Kitchen Remodel
Doug & Rossi couldn't keep it together, but that's 2020.
Thank you OnMedia for allowing us to spread some Holiday Cheer on your TV sets!
Happy Holidays from Pinnacle Realty!
In a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the last twelve months. Last week, CoreLogic released its 2020 3rd Quarter Homeowner Equity Insights report, which reveals four major findings:
U.S. homeowners with mortgages have seen their equity increase by a total of $1 trillion since the third quarter of 2019.
The average homeowner gained approximately $17,000 in equity over the past year.
This is a 10.8% increase in equity over last year.
The average household with a mortgage now has $194,000 in home equity.
This has given many...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Homeowner Equity Increases an Astonishing $1 Trillion
This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate their space and what they need in a home going into 2021. So, experts are forecasting that next year is one in which we can be optimistic about real estate for three key reasons.
1. The Economy Is Expected to Continue Improving
Tim Duy from the University of Oregon puts it this way:
“There is nothing...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
3 Reasons to Be Optimistic about Real Estate in 2021
Some of the real estate and design trends people have latched on to during the pandemic will likely have staying power for years to come.
R.TRENDINGHOMENEWS.COM
These Pandemic-Related Housing and Design Trends Aren't Going Away
In today's market, selling your house without an agent's help can be a big mistake. Let's connect to talk about the ways a professional brings greater success to the process.
www.CedarRapidsAgent.com
No one's perfect and many people's credit isn't either. If that applies to you, don't lose hope! Check out these tips on buying a home when your credit is less than stellar. Don't hesitate to reach out if you're thinking about buying a home, perfect credit or not!
R.TRENDINGHOMENEWS.COM
How to Buy a Home with Less-Than-Perfect Credit
It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home.
Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle. If you’re now working remotely, facilitating virtual school, trying to exercise at home, or simply just spending more time in your own four walls, you may be bursting at the seams in your current house.
According to the latest Home Price Insights from CoreLogic, prices have appreciated 7.3% year-over-year. At the same time, the National...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Did You Outgrow Your Home in 2020?
Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them.
1. Move-up or Downsize: One option is to consider moving into a new home, putting the equity you’ve likely gained in your current house toward a down payment on a new one that better meets your needs – something that’s truly a perfect fit, especially if your lifestyle has changed this year.
2. Become a First-Time Homebuyer: There are many financial and...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
The Difference a Year Makes for Homeownership
Click below to find out why you need to work with the best and how it makes a difference on your final price.
R.TRENDINGHOMENEWS.COM
See Just Listed Properties
Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – someone who is qualified to tell you how your financial decisions may impact your home loan.
Below is a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good reminders – for the process.
1. Don’t Deposit Cash into Your Bank Accounts Before Speaking...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
The Do’s and Don’ts after Applying for a Mortgage
Experts forecast a year of continued strength in the housing market. Let's connect to explore how 2021 could be the year to achieve your real estate goals.
www.CedarRapidsAgent.com
Listed by Janna Graber, 319-217-2252
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Listed by PJ McInerney, 319-775-3040
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Here we have the Median Home Price vs Inventory for Cedar Rapids, IA. If you're curious about how this affects your home's value, please don't hesitate to reach out!
This year challenged us to reprioritize everything - from the way we use our time to where we work, how we socialize and gather together, and our needs at home. For many, this also meant making decisions about how to best support and engage with our extended families, near and far.
In some cases, we weren’t able to see our relatives and loved ones who were living in senior facilities. In others, maybe older children moved back home. Jessica Lautz, Vice President of Demographics and Behavioral Insights for the National Association of Realtors (NAR), says:
“A lot of families have an aging senior relative who was living independently...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
More Generations Are Living Under One Roof This Year
Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means experts anticipate home values will continue climbing next year. Danielle Hale, Chief Economist for realtor.com, notes:
“We expect price gains to ease somewhat in 2021 and end 5.7% above 2020 levels, decelerating steadily through the spring and summer, and then gradually reaccelerating toward the end of the year.”
How to Price Your...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why It’s Important to Price Your House Right Today
The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season.
1. Mortgage Rates Are Historically Low
In 2020, mortgage rates hit all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com notes:
“Given this means homes could cost potentially tens of thousands less over...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why Not to Wait Until Spring to Make a Move
Ready to make an offer on your dream home? Make sure you've got these three things squared away first!
PJ McInerney, REALTOR of the month! Thanks for your continued dedication to your client's PJ! If there's a move in your future contact PJ @ 319-775-3040 or find all of his contact info. and listings here: https://pmcinerney.pinnaclerealtyia.com/
It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them.
When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Being mindful and prepared for the process can help you stay on the right track when selling your house this year.
1. Price Your Home Right
When inventory is low, like it is in the current market, it’s...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
3 Must-Do’s When Selling Your House This Year
Are you thinking about remodeling your kitchen? A great kitchen can obviously be a major plus for potential buyers, but check out this remodel information before making the huge decision!
R.TRENDINGHOMENEWS.COM
Read This Before You Remodel Your Kitchen! - Trending Home News
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Here's to a Wonderful 2021!
According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained:
“Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19) outbreaks continued across the country, which delayed some sellers from putting...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
What Does 2021 Have in Store for Home Values?
If you've been working from home lately, what have you enjoyed most about it? What have you disliked about it?
Which one of your friends is ready to move ASAP?
2021 will be a great year to buy a home. Let's connect to make sure you're ready for success in today's housing market.
www.CedarRapidsAgent.com
Thank you to our amazing clients! 🙌
As we work our way into 2021, we are committed to guiding you through the home buying/selling process safely, honestly and with integrity. We are committed that you will encounter a knowledgeable staff with quick response times and ongoing communication. We want to define SOLD together!
In 5 short years we have experienced an average 61% growth rate per year.
In 2020, we helped over 650 happy clients resulting in over 125 million in sales volume.
Thank you for trusting us with your real estate needs. It's been our pleasure to help you reach your goals.
Best,
Pinnacle Realty Team
Family Owned & Operated
Listed by Tessa Grimm, 319-521-1991
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
It could be the perfect time to sell your home! Get a quick estimate of your home's worth or call (319) 350-9476 for a quick chat.
ONLINEHOMEESTIMATE.COM
Is it Time to Sell Your Home?
2 Years in a row! Thank you to our amazing clients and friends!!
Thank you, Hall Lending Group!
#5years
Today's housing market is highly competitive for homebuyers, so it's critical to gain every advantage in the process that you can. Let's connect to make sure pre-approval is one of the first steps you take toward homeownership this year.
www.CedarRapidsAgent.com
This chart might look complicated, but here's an easy way to interpret it: If absorption is higher than new listings, it's a sellers market. If new listings are higher than absorption, it's a buyers market.
The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest rates are a driving factor in this continued momentum, with average rates hovering at historic all-time lows.
According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), buyer demand across the country is incredibly strong. That’s not the case, however, on the supply side. Seller traffic is simply not keeping up. Here’s a breakdown by state:As the maps show, buyer traffic is high, but seller traffic is low. With so few homes for sale right...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Why Right Now May Be the Time to Sell Your House
If you're thinking about selling your home, finding out its worth is the place to start!
ONLINEHOMEESTIMATE.COM
Get the Value of Your Home
Some Highlights
When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses.
From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning.
Let’s connect today to make sure you have an introduction to a trusted lender and the best possible real estate guidance as you begin your homebuying process.
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Financial Fundamentals for Homebuyers
Listed by Katie Gombert, 319-981-2826
R.TRENDINGHOMENEWS.COM
New Listing in Marion
Welcome to our Family @ Pinnacle Realty Dakota! If you're looking to Buy or Sell you can reach Dakota @ 319-241-2639.
PINNACLEREALTYIA.COM
Cedar Rapids Real Estate - Pinnacle Realty
Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at the Wall Street Journal (WSJ), explains:
“The economy is probably not slipping back into recession. The drop was induced by new restrictions on activity as the pandemic raged out of control. Leisure and hospitality, which includes restaurants, hotels, and amusement parks, tumbled 498,000...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
What Experts Are Saying about the 2021 Job Market
It's always a good time to increase your home's value! Check out these three tips that add value, without requiring major overhauls.
R.TRENDINGHOMENEWS.COM
Quickly Increase Your Home
How do you know when you’re financially set to get preapproved? Here's what lenders look for and what you need to do if you're not quite there.
R.TRENDINGHOMENEWS.COM
How to Know You’re Mortgage Preapproval Worthy
Listed by Josie Ashmore, 319-241-5175
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
No matter how soon the groundhog says spring will come, don't wait to put your house on the market. Let's connect to talk about why now is a great time to sell.
www.CedarRapidsAgent.com
According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now:
2,543,000 (39%) are current on their payments and have left the program
625,000 (9%) have paid off their mortgages
434,000 (7%) have negotiated a repayment plan and have left the program
2,254,000 (35%) have extended their original forbearance plan
512,000 (8%) are still in their original forbearance plan
116,000 (2...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
What Happens When Homeowners Leave Their Forbearance Plans?
Let's take a look at why these metro markets will be the ones to watch—and perhaps to buy in—in the coming year!
R.TRENDINGHOMENEWS.COM
Talking About the Top Real Estate Markets for 2021
If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. It’s also a different step in the process from a home inspection, which assesses the condition of the home before you finalize the transaction. Here’s the breakdown of each one and why they’re both important when buying a home.
Home Appraisal
The National Association of Realtors (NAR) explains:
“A home purchase is...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
What’s the Difference between an Appraisal and a Home Inspection?
Listed by Tamra Garman, 319-310-2879
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Listed by Tamra Garman, 319-310-2879
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Listed by Paul Canas, 319-981-1450
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down. Here’s...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Do I Really Need a 20% Down Payment to Buy a Home?
Which of your friends has a home that you absolutely love?
Listed by Tamra Garman, 319-310-2879
R.TRENDINGHOMENEWS.COM
New Listing in Cedar Rapids
This chart shows us the average "age" of a listing. Use this chart to give you an idea of the temperature of the market! Have questions about how this affects you? Don't hesitate to reach out!
Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different.
1. This time, housing supply is extremely limited
The price of any market item is determined by supply and demand. If supply is high and demand is low, prices normally decrease. If supply is low and demand is high, prices naturally increase.
In real estate, supply and demand are measured in “months’ supply of inventory...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
3 Reasons We’re Definitely Not in a Housing Bubble
Welcome to our Pinnacle Realty Family Bryant! If you have any upcoming plans to buy or sell, you can reach Bryant Nicholson @ 319-853-3555
Congrats to Jaime Hymer, an excellent and trusted REALTOR. If you're looking for a REALTOR consider giving Jaime Hymer a call @ 319-651-9617 or you can find him here: https://jhymer.pinnaclerealtyia.com/
Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of Americans are fortunate enough to call their homes their own.
As we continue to think about the future, our goals for the year, and what we want to achieve well beyond 2021, it’s a great time to look at the benefits of owning a home. Below are some highlights and quotes on the benefits of homeownership shared by the National Association of...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
6 Foundational Benefits of Homeownership Today
Are you thinking it might be time to move? If you're seeing these three signs, maybe you should pack it up!
Finding a new home should be a fun, exciting experience! Make sure that experience doesn't get rocky because of issues with mortgage preapproval. Check out these six common missteps and avoid them!
R.TRENDINGHOMENEWS.COM
6 Ways To Sabotage Mortgage Preapproval
There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of your own can give you a greater sense of security and accomplishment in a time that’s largely uncertain. If you’re a repeat buyer looking for your dream home, making a move might give you the space or features you need to find greater success and happiness in a new normal way of life. Whatever your motivations are, here are three reasons why becoming a homeowner now may help you win big in the long run.
1. Buying a Home Is a Great...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
3 Ways You’ll Win When You Buy a Home This Year
Describe your dream kitchen in the comments!
Having a trusted professional on your side gives you the confidence you need if you're buying or selling a home. Let's connect to make sure your questions are answered every step of the way.
www.CedarRapidsAgent.com
Thinking about selling your home? Get a quick estimate of your home's worth.
ONLINEHOMEESTIMATE.COM
Get an Estimate of Your Home's Worth
Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting in most parts of the country, as record-low interest rates are keeping monthly mortgage payments about 23% lower than the typical payment of 20 years ago. Despite the facts, misleading headlines persist, and they impact how hopeful homebuyers perceive the market.
In a recent survey by realtor.com, home shoppers indicated they were surprised by what they could actually afford when buying...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
47% of New Buyers Surprised by How Affordable Homes Are Today
Recently, we all spent more time in our homes than ever before, so you're probably a bit more aware of what you'd like to change! Here are some ideas for the top kitchen trends for the coming year.
R.TRENDINGHOMENEWS.COM
Good Riddance to Open Floor Plans and Cabinets Galore: Top Kitchen Trends of 2021
Great neighbors are essential to a great community!
Some Highlights
Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home.
Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last forever.
If you’re in a position to buy a home, let’s connect to determine your best move in today’s housing market while interest rates are still in your favor.
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Home Mortgage Rates by Decade
Listed by Ryan Eighme, 319-721-6099
R.TRENDINGHOMENEWS.COM
New Listing in Marion
You may have more home equity today than you realize. Let's connect to plan how you can leverage that equity in your next move.
www.CedarRapidsAgent.com
It could be the perfect time to sell your home! Get a quick estimate of your home's worth or call (319) 350-9476 for a quick chat.
ONLINEHOMEESTIMATE.COM
Thinking of Selling Your Home?
Some Highlights
Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring.
With homes selling twice as fast as they did last year at this time, getting multiple offers, and rising in price, homeowners are in the driver’s seat.
Let’s connect today if you’re ready to learn about the leverage you have as a seller in today’s housing market.
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
It’s a Sellers’ Market
Here are the inventory levels for Cedar Rapids, IA. If you're considering adding your home to that inventory, we should talk!
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy. According to the National Association of Realtors (NAR), across the country, inventory of available homes for sale is at an all-time low – the lowest point recorded since NAR began tracking this metric in 1982. There are, however, more homes expected to hit the market later this year. Let’s break down the three key places they’ll likely come from as 2021 continues on.
1. Homeowners Who Didn’t Sell Last...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
Are There Going to Be More Homes to Buy This Year?
The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), sales are up 23.7% from the same time last year while the inventory of homes available for sale is down 25.7%. There are 360,000 fewer single-family homes for sale today than there were at this time last year. This increase in demand coupled with such limited supply is leading to more bidding wars throughout the country.
Rose Quint, Assistant Vice President for Survey Research with...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
How Much Leverage Do Today's House Sellers Have?
Admittedly, it would be a challenge to keep your garden at this level, but if you have a passion for it or the expendable income to hire a talented gardener, great landscaping can vastly improve the exterior of your home.
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer.
Whenever we try to forecast mortgage rates, we should consider the advice of Mark Fleming, Chief Economist at First American:
“You know, the fallacy of economic forecasting is don't ever try and forecast interest rates and/or, more specifically, if you're a real estate...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
The Reason Mortgage Rates Are Projected to Increase and What It Means for You
We would love to show you our listing at 909 C Avenue NW Cedar Rapids, IA. Contact Ryan Eighme at 3197216099 for more details.
TOUR.CORELISTINGMACHINE.COM
909 C Avenue NW Cedar Rapids, IA 52405
Check out our listing in Cedar Rapids, IA listed by Tessa Grimm.
TOUR.CORELISTINGMACHINE.COM
120 Outlook Dr SW Cedar Rapids, IA 52404
See a virtual tour of one of our listings on 318 La Salle Drive SW Cedar Rapids, IA listed by Josie Ashmore.
TOUR.CORELISTINGMACHINE.COM
318 La Salle Drive SW Cedar Rapids, IA 52404
Paul Canas has a listing available on 5639 J Street SW Cedar Rapids, IA.
TOUR.CORELISTINGMACHINE.COM
5639 J Street SW Cedar Rapids, IA 52404
Use a closet's #storage space to its fullest by taking on this project. #organize
HOMEVALUEPLUS.INFO
Organizing a Closet in Five Easy Steps | Moving.com
See a virtual tour of one of our listings on 1871 Ellis Boulevard NW # 102 Cedar Rapids, IA listed by Tamra Garman.
TOUR.CORELISTINGMACHINE.COM
1871 Ellis Boulevard NW # 102 Cedar Rapids, IA 52405
Do you know someone looking for a great property in Cedar Rapids? Contact Adam Green at 319-393-0900 for assistance.
TOUR.CORELISTINGMACHINE.COM
3021 Falcon View Court SW Cedar Rapids, IA 52404
Just Listed in Cedar Rapids, IA. 3108 Falcon View Court SW! Please share!
TOUR.CORELISTINGMACHINE.COM
3108 Falcon View Court SW Cedar Rapids, IA 52404
Check out our listing in Cedar Rapids, IA listed by Herve Cantrell.
TOUR.CORELISTINGMACHINE.COM
1861 B Avenue NE Cedar Rapids, IA 52402
Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially over the year before. 2020 was so strong that many now fear the market’s exuberance mirrors that of the last housing boom and, as a result, we’re now headed for another crash.
However, there are many reasons this real estate market is nothing like 2008. Here are six visuals to show the dramatic differences.
1. Mortgage standards are nothing like they were back then.
During the...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
6 Simple Graphs Proving This Is Nothing Like Last Time
Check out our listing in Central City, IA listed by Josie Ashmore.
TOUR.CORELISTINGMACHINE.COM
5218 Buffalo Drive Central City, IA 52214
Ryan Eighme has a listing available on 909 C Avenue NW Cedar Rapids, IA.
TOUR.CORELISTINGMACHINE.COM
909 C Avenue NW Cedar Rapids, IA 52405
We would love to show you our listing at Lot 1 Wapsi Ridge Anamosa, IA. Contact Katie Gombert at 3199812826 for more details.
TOUR.CORELISTINGMACHINE.COM
Lot 1 Wapsi Ridge Anamosa, IA 52205
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains:
“Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity…Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial...
www.CedarRapidsAgent.com
SIMPLIFYINGTHEMARKET.COM
What Is the #1 Financial Benefit of Homeownership?
See a virtual tour of one of our listings on 3233 6th Street SW Cedar Rapids, IA listed by Doug McAllister.
TOUR.CORELISTINGMACHINE.COM
3233 6th Street SW Cedar Rapids, IA 52404
Do you know someone looking for a great property in Cedar Rapids? Contact Dakota Beyer at 319-393-0900 for assistance.
TOUR.CORELISTINGMACHINE.COM
2335 18th Street SW Cedar Rapids, IA 52404
Do you know someone looking for a great property in North Liberty? Contact Jerome Edwards at 319-393-0900 for assistance.
TOUR.CORELISTINGMACHINE.COM
442 Watts Court North Liberty, IA 52317
See a virtual tour of one of our listings on 148 Dawley Street NE Cedar Rapids, IA listed by Ryan Eighme.
TOUR.CORELISTINGMACHINE.COM
148 Dawley Street NE Cedar Rapids, IA 52402
Here's proof of the positive influence lush landscaping can have on the look of a house. #coolhomes #archi
HOMEVALUEPLUS.INFO
Towers Road House / Wood/Marsh
We would love to show you our listing at 1871 Ellis Boulevard NW # 307 Cedar Rapids, IA. Contact Tamra Garman at 3193102879 for more details.
TOUR.CORELISTINGMACHINE.COM
1871 Ellis Boulevard NW # 307 Cedar Rapids, IA 52405
See a virtual tour of one of our listings on 1871 Ellis Boulevard NW # 309 Cedar Rapids, IA listed by Tamra Garman.
TOUR.CORELISTINGMACHINE.COM
1871 Ellis Boulevard NW # 309 Cedar Rapids, IA 52405
Do you know anyone looking to move to Cedar Rapids, IA? Share this listing!
TOUR.CORELISTINGMACHINE.COM
2379 C Street SW Cedar Rapids, IA 52404
Check out our listing in Cedar Rapids, IA listed by Jerome Edwards.
TOUR.CORELISTINGMACHINE.COM
704 Grant Wood Drive SE Cedar Rapids, IA 52403
Do you know anyone looking to move to Cedar Rapids, IA? Share this listing!
TOUR.CORELISTINGMACHINE.COM
3233 6th Street SW Cedar Rapids, IA 52404
Rossilyn Babington has a listing available on 106 E Willman Street Hiawatha, IA.
TOUR.CORELISTINGMACHINE.COM
106 E Willman Street Hiawatha, IA 52233
Check out our listing in Cedar Rapids, IA listed by Ryan Eighme.
TOUR.CORELISTINGMACHINE.COM
148 Dawley Street NE Cedar Rapids, IA 52402
Check out our listing in Iowa City, IA listed by Paul Canas.
TOUR.CORELISTINGMACHINE.COM
426 West Side Drive Iowa City, IA 52246
Do you know anyone looking to move to Cedar Rapids, IA? Share this listing!
TOUR.CORELISTINGMACHINE.COM
418 26th Street NW Cedar Rapids, IA 52402
We would love to show you our listing at 530 6th Street Marion, IA. Contact Dakota Beyer at 3192412639 for more details.
TOUR.CORELISTINGMACHINE.COM
530 6th Street Marion, IA 52302
See a virtual tour of one of our listings on 1871 Ellis Boulevard NW # 307 Cedar Rapids, IA listed by Tamra Garman.
TOUR.CORELISTINGMACHINE.COM
1871 Ellis Boulevard NW # 307 Cedar Rapids, IA 52405
