Develop your own personal book of business. Must have at least one year of experience in financial services and a series 65 license.
PREFERRED FINANCIAL GROUP, LLC & PREFERRED WEALTH MANAGEMENT, LLC
Investment Advisor
MONEY.USNEWS.COM
7 Personal Finance Rules It's OK to Break During a Pandemic
Heads up:
The payroll tax "holiday," or suspension period, runs from Sept. 1 through Dec. 31, 2020. Companies that suspend collection of employees' payroll tax would collect additional amounts from workers' paychecks from Jan. 1 through April 30 next year to repay the tax obligation.
SHRM.ORG
IRS Guidance Allows Workers’ Payroll Tax ‘Holiday’
Great idea for a date night in!
CASHAY.COM
Here's why you need a financial date night - Cashay
https://www.financial-planning.com/news/technology-snafus-spur-some-financial-planners-to-consider-ditching-their-firm?position=editorial_1&campaignname=FP_Daily_Daybreak-08202020&utm_source=newsletter&utm_medium=email&utm_campaign=FP_Daily_Daybreak%2B%27-%27%2B08202020&bt_ee=i2Rdt5tc10Ji1s9KZXJLwzWONLKP3c9bpPFFXz5W4Pkcb2hALAJFs4m1uzdkTPwS&bt_ts=1597917113629
FINANCIAL-PLANNING.COM
Tech snafus spur some planners to consider ditching their firm
Whew...good to know I have an excuse!
BLOOMBERG.COM
You Can Blame ‘Load Theory’ for Turning Your Brain to Mush
This one hits close to home...my dogs scream every time I leave and are beside themselves with excitement when I get home 😂
BLOOMBERG.COM
Time to Tell America’s Dogs This Arrangement Won’t Last Forever
CNN Business looks at how Wall Street anticipates a post-pandemic world. More @ https://cnn.it/3luK4UQ
CNN.COM
Wall Street is starting to look beyond Covid
Which type of retiree are you? Identifying your own retirement "style” will help you make a smooth transition. MarketWatch has the story @ https://on.mktw.net/3pHKWIz
MARKETWATCH.COM
There are six types of retirees — which are you?
Have a safe and happy Thanksgiving!
How might new investors manage risk? Suggestions from U.S. News & World Report @ https://bit.ly/2JD1elm
MONEY.USNEWS.COM
7 Risk-Management Tips for New Investors
U.S. News & World Report examines dollar-cost averaging. More @ https://bit.ly/385fVb2
MONEY.USNEWS.COM
Three Ways Dollar-Cost Averaging Helps Investors
Advise clients on their investments
PREFERRED FINANCIAL GROUP, LLC & PREFERRED WEALTH MANAGEMENT, LLC
Financial Advisor
Did you make a charitable donation in 2020? You may be able to claim a special deduction. CNN has the latest @ http://cnn.it/2WAaAS7
CNN.COM
Here's how to get this year's special charitable tax deduction
MARKETWATCH.COM
Here’s why bets on Apple, Tesla, Zillow and other tech names will pay off in 2021, says this analyst
Stocks close at record highs as traders bet that a fiscal stimulus deal is coming. CNBC has more @ http://cnb.cx/3nqm8TI
CNBC.COM
Stocks close at record highs as traders bet that a fiscal stimulus deal is coming
Considering crowdfunding? Take time to do the research first. #Crowdfunding
PREFERREDWEALTHMANAGEMENT.COM
Crowdfunding—Capital for the 21st Century
What charitable organizations do you support? Have you considered strategies other than writing checks?
PREFERREDWEALTHMANAGEMENT.COM
Trends in Charitable Giving
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
PREFERREDWEALTHMANAGEMENT.COM
Social Security: Five Facts You Need to Know
Is your rainy-day fund a bit wet?
Never get stuck with the check again after watching this.
PREFERREDWEALTHMANAGEMENT.COM
No Cash, No Checks, No Problem
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
PREFERREDWEALTHMANAGEMENT.COM
Monthly Market Insights | January 2021
Just because you’re under 65 years of age doesn’t mean you don’t qualify for Medicare. There are a few specific scenarios where you are eligible earlier. Learn more:
PREFERREDWEALTHMANAGEMENT.COM
Qualifying For Medicare Under Age 65
What does it actually cost to raise a child? You might be surprised.
PREFERREDWEALTHMANAGEMENT.COM
The Half Million Dollar Baby
How literate are you when it comes to your finances? Brush up with these five basics.
PREFERREDWEALTHMANAGEMENT.COM
The Five Basics of Financial Literacy
Investors should understand the ways in which financial professionals are compensated for the services they provide.
PREFERREDWEALTHMANAGEMENT.COM
How Financial Professionals Are Compensated
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
PREFERREDWEALTHMANAGEMENT.COM
Tax Deductions You Won't Believe
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
PREFERREDWEALTHMANAGEMENT.COM
Financial Aid for Students 101
Learn about Medicare’s popular program, offering retirees free gym membership and health education.
PREFERREDWEALTHMANAGEMENT.COM
Silver Sneakers 101
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
PREFERREDWEALTHMANAGEMENT.COM
What If You Get Audited?
Markets drifted lower last week as uninspired investors digested mixed news on the economic front. The Dow Jones Industrial Average lost 0.91% while the Standard & Poor’s 500 slid 1.48%. The Nasdaq Composite index stumbled 1.54%...
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Mixed Reaction from Markets
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
PREFERREDWEALTHMANAGEMENT.COM
To Buy or Not to Buy
Consider a bucket plan to go with your bucket list.
PREFERREDWEALTHMANAGEMENT.COM
A Bucket Plan to Go with Your Bucket List
Social Security: Retirement's main source of income or monthly bonus? You decide. #SocialSecurity
PREFERREDWEALTHMANAGEMENT.COM
Perception vs. Reality
Learn more about whether you need to pay estimated taxes.
PREFERREDWEALTHMANAGEMENT.COM
You May Need to Make Estimated Tax Payments If…
15-year vs. 30-year: know your refinancing options.
PREFERREDWEALTHMANAGEMENT.COM
Lots of Variables with Fixed-Rate Mortgages
Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:
PREFERREDWEALTHMANAGEMENT.COM
The Basics of Medicare
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
PREFERREDWEALTHMANAGEMENT.COM
The Economic Journey of Your Morning Coffee
Ever heard of a Roth 401(k)? Would one be right for you?
PREFERREDWEALTHMANAGEMENT.COM
What Is a Roth 401(k)?
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
PREFERREDWEALTHMANAGEMENT.COM
Understanding the Basics of Medigap Policies
How many credit cards do you have?
PREFERREDWEALTHMANAGEMENT.COM
Spotting Credit Trouble
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
PREFERREDWEALTHMANAGEMENT.COM
What Is a 1035 Exchange?
Currency has been around for a long time. Here’s a quick #history lesson.
PREFERREDWEALTHMANAGEMENT.COM
The History of Currency
If you don’t have an #estatestrategy, here’s some reasons why you should.
PREFERREDWEALTHMANAGEMENT.COM
Why Everyone Needs an Estate Strategy
Some simple, inexpensive energy-saving tips that may help you save money.
PREFERREDWEALTHMANAGEMENT.COM
A Penny Saved is Two Pennies Earned
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
PREFERREDWEALTHMANAGEMENT.COM
Monthly Market Insights | February 2021
Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:
PREFERREDWEALTHMANAGEMENT.COM
Medicare Advantage Plans (Medicare Part C)
You may have heard the news about stocks for certain companies suddenly ballooning, quickly going from lunch money prices to several hundred dollars a share. In one case, the shares rose over 1700% since December 2020.1 So, what...
PREFERREDWEALTHMANAGEMENT.COM
How the Internet Gamed Wall Street’s Short Sellers
Attention Estate Executors: Do you know about the Alternate Valuation Date?
PREFERREDWEALTHMANAGEMENT.COM
Understanding the Alternate Valuation Date
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
PREFERREDWEALTHMANAGEMENT.COM
Estate Management 101
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
PREFERREDWEALTHMANAGEMENT.COM
Red Flags for Tax Auditors
Stocks notched strong gains last week, paced by a string of solid economic reports and consensus-beating corporate earnings.The Dow Jones Industrial Average gained 3.89%, while the Standard & Poor’s 500 advanced 4.65%. The...
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Markets Go Back to Basics
A home is the single largest financial commitment for most people. What mortgage fits you best?
PREFERREDWEALTHMANAGEMENT.COM
Choosing a Mortgage
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
PREFERREDWEALTHMANAGEMENT.COM
How to Make the Tax Code Work for You
Working in Retirement: New trend or same old story?
PREFERREDWEALTHMANAGEMENT.COM
Where Will Your Retirement Money Come From?
Health-care coverage (including Medicare) typically does not cover extended medical care. #Medicare
PREFERREDWEALTHMANAGEMENT.COM
Money that Buys Good Health is Never Ill Spent
Stock prices inched higher last week amid declining COVID-19 cases, a pick-up in vaccinations, and progress on a fiscal relief bill.The Dow Jones Industrial Average gained 1.00%, while the Standard & Poor’s 500 rose 1.23%....
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Fed Chair Says No Change For Now
Being healthy may help your personal finances.
PREFERREDWEALTHMANAGEMENT.COM
Putting a Price Tag On Your Health
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
PREFERREDWEALTHMANAGEMENT.COM
What Our Kids Can Teach us About Saving Money
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
PREFERREDWEALTHMANAGEMENT.COM
Coaches
Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?
PREFERREDWEALTHMANAGEMENT.COM
Fallen Tree Damage—Who Pays?
Are you prepared for a 20-year retirement? How women can consider their retirement strategy.
PREFERREDWEALTHMANAGEMENT.COM
How Women Can Prepare For Retirement
Rising bond yields dampened investor enthusiasm for high-multiple growth companies last week, sending market averages mostly lower in a holiday-shortened week of trading.The Dow Jones Industrial Average gained 0.11% for the week. But...
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Rising Inflation Concerns
Learn about Medicare’s popular program, offering retirees free gym membership and health education.
PREFERREDWEALTHMANAGEMENT.COM
Silver Sneakers 101
Stocks dropped amid rising long-term bond yields, with sharp declines in high-valuation growth stocks leading the overall market lower.The Dow Jones Industrial Average slipped 1.78%, while the Standard & Poor’s 500 declined...
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Rising Bond Yields Diminish Stocks
On Monday, Feb. 22, the White House announced several changes to the Paycheck Protection Program (PPP) that went into effect on Wednesday, Feb. 24. These changes are intended to further target “the smallest businesses and those...
PREFERREDWEALTHMANAGEMENT.COM
Changes to Paycheck Protection
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
PREFERREDWEALTHMANAGEMENT.COM
What Is a 1035 Exchange?
Do you have the proper estate management documents in place? Ignoring it isn't sound strategy.
PREFERREDWEALTHMANAGEMENT.COM
Estate Management Checklist
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
PREFERREDWEALTHMANAGEMENT.COM
Put It in a Letter
The tax rules that govern donating art are complex and confusing. #taxes #art
PREFERREDWEALTHMANAGEMENT.COM
Donating Art: Taxation Abstraction
I’m sure you’ve heard that the House recently passed the Senate another round of stimulus to try and counteract the economic effects of the COVID-19 pandemic. The new stimulus package could narrow income eligibility to...
PREFERREDWEALTHMANAGEMENT.COM
The Shadow of Inflation
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
PREFERREDWEALTHMANAGEMENT.COM
When Should You Take Social Security
Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
PREFERREDWEALTHMANAGEMENT.COM
A House Divided
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
PREFERREDWEALTHMANAGEMENT.COM
Personal Finance Tips for Military Families
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
PREFERREDWEALTHMANAGEMENT.COM
Monthly Market Insights | March 2021
Earnings season can move markets. Find out why.
PREFERREDWEALTHMANAGEMENT.COM
Earnings for All Seasons
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
PREFERREDWEALTHMANAGEMENT.COM
The Average American Budget
Never get stuck with the check again after watching this.
PREFERREDWEALTHMANAGEMENT.COM
No Cash, No Checks, No Problem
Many have heard they should avoid probate; do you understand what probate is and how it works?
PREFERREDWEALTHMANAGEMENT.COM
Problems with Probate
If you thought that payouts from life insurance are tax-free in all cases, think again.
PREFERREDWEALTHMANAGEMENT.COM
When Life Insurance Becomes Taxable
The financial risks to consider when evaluating self insurance? #Insurance
PREFERREDWEALTHMANAGEMENT.COM
When to Self-Insure
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
PREFERREDWEALTHMANAGEMENT.COM
Value vs. Growth Investing
Do you know the difference between a global mutual fund and an international mutual fund?
PREFERREDWEALTHMANAGEMENT.COM
Global and International Funds
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
PREFERREDWEALTHMANAGEMENT.COM
Tax Rules When Selling Your Home
Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:
PREFERREDWEALTHMANAGEMENT.COM
Medicare Advantage Plans (Medicare Part C)
Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.
PREFERREDWEALTHMANAGEMENT.COM
A New Way to Look at Your Bucket List
Saving for college doesn’t have to be as complicated as college itself.
PREFERREDWEALTHMANAGEMENT.COM
Saving for College 101
There are hundreds of Exchange Traded Funds available. Should you invest in them? #ETFs
PREFERREDWEALTHMANAGEMENT.COM
Should You Invest in Exchange Traded Funds?
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
PREFERREDWEALTHMANAGEMENT.COM
Rebalancing Your Portfolio
Rising bond yields and improving economic conditions led to a choppy week of trading that ended in modest losses for investors.The Dow Jones Industrial Average fell 0.46%, while the Standard & Poor’s 500 declined 0.77%. The...
PREFERREDWEALTHMANAGEMENT.COM
Weekly Market Insights: Modest Losses After Choppy Week
Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.
PREFERREDWEALTHMANAGEMENT.COM
Yours, Mine, and Ours: Estate Strategies for Second Marriages
15-year vs. 30-year: know your refinancing options.
PREFERREDWEALTHMANAGEMENT.COM
Lots of Variables with Fixed-Rate Mortgages
