Operational since 1863, PremierBank, formerly known as First American Bank & Trust, is an independent community bank that offers a range of financial products and services. The bank provides Internet banking services that allow customers to make online bill payments, transfer funds between accounts and view balance details. It offers certificates of deposit and individual retirement and health savings accounts. PremierBank provides a variety of personal and business banking solutions. Additionally, it offers several online mortgage calculators, as well as auto and recreational vehicle loans. The bank provides trust and investment services for individuals and organizations. PremierBank operates the Very Special People Club, which offers opportunities for trips and tours at discounted prices, as well as organizes health and financial seminars.