This reminds me of a quote from American Sniper “There are three types of people in this world: sheep, wolves, and sheepdogs.”
“Some people prefer to believe that evil doesn’t exist in the world, and if it ever darkened their doorstep, they wouldn’t know how to protect themselves. Those are the sheep.”
“Then you’ve got predators, who use violence to prey on the weak. They’re the wolves.”
“And then there are those blessed with the gift of aggression, an overpowering need to protect the flock. These men are the rare breed who live to confront the wolf.”
“They are the sheepdog.”
Takeaway....ask questions, think for yourself, look at facts, verify and do the right thing.
Texas policyholders don’t have to prove that their insurer acted in bad faith in order to collect 18% interest on late claim payments.
https://www.claimsjournal.com/news/southcentral/2020/09/18/299421.htm
CLAIMSJOURNAL.COM
5th Circuit Reasserts That Bad Faith Not Necessary to Win Interest Penalty Against Texas Insurers
Overturned another hail claim! Insurer initially offered $0, policyholder hires ICRS and we settled for over $40K in less than 60 days! We get claims paid!
Insurance company playing games? File a complaint against your insurance company, find out the number of confirmed complaints an insurer has received, see the financial data reported to the National Association of Insurance Commissioners using this link.
https://www.naic.org/cis_refined_results.htm?INSURANCE_TYPE=(All)&COCODE=15267&REALM=PROD
#publicadjuster #insuranceclaim #insurancecoverage #insurance #compliance
NAIC.ORG
CIS Refined Results
Texas Dept of Insurance examinations found that the Nationwide Companies violated Texas laws relating to rate filing requirements, disclosure of deductibles, claims practices, and cancellations and non-renewals. The Nationwide Companies have made a new product filing, paid restitution to consumers, agreed to pay additional restitution, and have agreed to jointly and severally pay a $300,000 administrative penalty.
https://www.tdi.texas.gov/commissioner/disciplinary-orders/documents/20206365.pdf
Here is a link from the National Association of Insurance Commissioners to formally file a complaint against Nationwide Insurance. https://www.naic.org/cis_refined_results.htm?TABLEAU=CIS_CODE&COCODE=25453&:refresh
TDI.TEXAS.GOV
www.tdi.texas.gov
Right on the money!
Kevin C Dandridge
September 3 at 6:12 PM ·
A ship engine failed and no one could fix it, so they brought in a guy with 40 years experience.
He inspected the engine very carefully, top to bottom.
After looking things over, the guy reached into his bag and pulled out a small hammer.
He gently tapped something. Instantly, the engine burst back into life.
The engine was fixed!
7 Days later the owners got his bill for $10,000.
"What?!" the owners said. "You hardly did anything. Send us an itemised bill."
The reply simply said:
Tapping with a hammer: $2
Knowing where to tap: $9,998
Don't ever underestimate experience.
A ship engine failed and no one could fix it, so they brought in a guy with 40 years experience.
He inspected the engine very carefully, top to bottom.
After looking things over, the guy reached into his bag and pulled out a small hammer.
He gently tapped something. Instantly, the engine burst back into life.
The engine was fixed!
7 Days later the owners got his bill for $10,000.
"What?!" the owners said. "You hardly did anything. Send us an itemised bill."
The reply simply said:
Tapping with a hammer: $2
Knowing where to tap: $9,998
Don't ever underestimate experience.
"After additional review, we agree that the damage to the documentation you provided and your demand for payment"
I love getting emails like this from insurer's who wrongfully deny coverage. This one came from a commercial policyholder who we used the insurer's own engineer report against them to demand they indemnify the policyholder. It worked!
We get claims paid!
https://youtu.be/pC57oyOYeSM
YOUTUBE.COM
Property Damage Insurance Claim Driving You Insane?
It pays to know ICRS - "747% higher payments with a public adjuster for claims related to 2005 hurricanes."
https://oppaga.fl.gov/Documents/Reports/10-06.pdf
301% increase on underpaid claim. Overturned insurer's engineer report without policyholder needing their own. Client text "With all due respect, your email responses make me feel so fortunate to have you on our side, total beast mode replies! I most certainly appreciate it! Just wanted to say thank you!"
Happy, healthy, safe and prosperous 2021 to all!
When insurer's wrongfully denied coverage for this hotel owner, the contractor and policyholder made the wise decision to retain ICRS. We proudly submitted our large claim package of facts and demanded payment. Our independent investigation supported with Pro- Policyholder's facts revealed the insurer's retained "expert" engineer omitted relevant weather occurence data that we found in the exact same weather source cited in their own report! Insurer also misrepresented the availability of discontinued shingles, recommended improper repairs, failed to properly apply matching statutes and did not perform a proper investigation. Now that the facts have been presented, will the insurer in good faith and fair dealing promptly indemnify the policyholder? We'll know in 21 days!
Commercial insurance prices surge again https://bit.ly/3doLH5j
BUSINESSINSURANCE.COM
Commercial prices rise an average of 10.7% in Q4: CIAB - Business Insurance
Just a reminder that our public adjusting firm represents some of the largest commercial/multifamily owners in Texas get the insurance claim settlement they deserve. If you or any of your connections need assistance, please call me or email: scott@insuranceclaimrecoverysupport.com🙏
https://www.insuranceclaimrecoverysupport.com/winter-storm-damage-usa/
INSURANCECLAIMRECOVERYSUPPORT.COM
Winter Storm Damage | Insurance Claim Recovery Support LLC - Public Insurance Adjuster
Storm will yield largest claims event in Texas history. $18 Billion in estimated damages.
CNBC.COM
U.S. insurers on hook for billions in Texas storm, state regulator collecting data on costs
Free Report: Winter Storm Damage? Pipe Burst, Collapse, Snow & Ice Dam Insurance Claims...learn what you REALLY need to know about your Winter Storm Damage Insurance Claim #publicadjuster #insuranceclaim
https://www.insuranceclaimrecoverysupport.com/pipe-burst-collapse/
What You Should Know About Winter Storm Damage Insurance Claims
7 Tips for Thawing Frozen Pipes in your home and commercial buildings. #publicadjuster #insuranceclaim #frozenpipes
INSURANCECLAIMRECOVERYSUPPORT.COM
7 Tips for Thawing Frozen Pipes - Tips & Tricks from ICRS
Lumber prices top $1,000 for first time as single-family housing starts drop 12%
https://www.cnbc.com/2021/02/18/lumber-prices-top-1000-as-single-family-housing-starts-drop-12percent.html?__source=androidappshare
CNBC.COM
Lumber prices top $1,000 for the first time as single-family housing starts drop 12%
Winter Freeze Claim Named Storm Deductible - Commercial policyholders wondering if a named storm Deductible applies to the February 13–17, 2021 winter storm, unofficially referred to as Winter Storm Uri, which was a major winter and ice storm that had widespread impacts across the United States will be relieved to know that "The National Weather Service does not name winter storms because a winter storm's impact can vary from one location to another, and storms can weaken and redevelop, making it difficult to define where one ends and another begins."
This quote from Susan Buchanan, a Specialist for Public Affairs in the National Oceanic Atmospheric Administration (NOAA) can be found here: https://bit.ly/3kIrXvp
Winter Storm Uri was named by The Weather Channel.
If you have any questions about your policy or insurance claim, please use click on link below to provide your information https://bit.ly/3qdz5kr
INSURANCECLAIMRECOVERYSUPPORT.COM
Submit Your FREE Insurance Claim Evaluation With ICRS Today
https://www.insuranceclaimrecoverysupport.com/whatisapublicadjuster/
INSURANCECLAIMRECOVERYSUPPORT.COM
What is a Public Adjuster? - FAQ with Insurance Claim Recovery Support
Complimentary Commercial Claim Consultation https://bit.ly/2OQ1HUb call 832-725-2878
