Every good captain knows the value of safety out on the sea. With Farmers®, it's no different. If you complete an approved boating safety course and/or carry an approved marine license, you could be eligible for a discount. Call me to find out more.
Don't think you need life insurance? Even if others don't depend on your income for their support, it's still a good idea to invest in life insurance. After all, the younger you are, the less expensive the life insurance will be.
Life insurance policies can be set up as trust payments for minor children in the event of a parent's death. This ensures the money is rationed out and not spent all at once.
Afraid that natural disasters seem to be happening more frequently? Help protect yourself and learn how to prepare. Call me this National Preparedness Month if you have questions about your insurance coverage for the unexpected.
The only thing more fun than a holiday on the boat is first making sure that it's safe. Before you set sail, get a free inspection from the U.S. Coast Guard Auxillary. Click the link to get started: http://cgaux.org/vsc/
Farmers® workers’ compensation insurance can help manage a workplace injury, to help you get your employee back to work efficiently and safely. We offer other business insurance options, too. Need more? Call me.
Many insurance agencies will set up a minimum payout that is guaranteed no matter what. Additional money can be paid out on top of that depending on interest rate and the length of the policy.
When you crash your car in the most ironic of places, or just a normal place, the Policy Perk Accident Forgiveness will come in handy. It’ll keep your rates from going up because of an accident. Give me a call to see which Policy Perks are right for you.
Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time.
I have life insurance from my employer, so there’s no need to get any more, right? In almost all cases, life insurance offered by employers is only a minimal amount – usually enough to cover funeral expenses and little else. If you have a wife or other family members depending on your income, that life insurance policy at work must be supplemented.
I know from experience that home claims seem to happen at the worst times. That's why our award-winning Farmers® Claim Department is available 24 hours, seven days a week. If you need help getting your home back on track, reach out anytime.
Life insurance policies should be reviewed and updated as life events occur. They can also be written into a will as part of a total estate or settled individually on a person outside the will.
Afraid that natural disasters seem to be happening more frequently? Help protect yourself and learn how to prepare. Call me if you have questions about your insurance coverage for the unexpected.
Life insurance policies are very affordable and can be taken on adults or children. For children's policies, usually when the child turns 18, part of the money paid into the insurance is available for withdrawal.
When it rains, you can help stop it from pouring. If you have large assets you want to protect, an umbrella policy could limit their exposure to financial risks. Want to find out more? Let's chat.
Help protect yourself against road trip-ups this holiday season. Keep an emergency kit in your trunk. And if your car breaks down, safely pull off the road as far as you can until assistance arrives. Stay safe this holiday!
Make sure your rates won’t go up just because of an accident by choosing the Farmers® Policy Perk Accident Forgiveness. Give me a call and we can find which Policy Perks are right for you.
There’s a misconception that life insurance is only there to pay off debt after you pass away. While this is one function, it also provides an income for the spouse you leave behind who is unable to earn an income while they grieve.
Wishing everyone a Happy Thanksgiving! And remember, no matter how good the football game is, don't leave cooking food unattended. I can't guarantee it'll make the turkey taste better, but it could prevent a family fire drill.
Term life insurance typically costs less when the policy is first taken out. The policy for term insurance is only paid out if the insured dies during the term allocated.
One of the great benefits of purchasing a whole life insurance policy is its flexibility. For instance, if your need for death benefit protection has decreased over time, the built-up cash value of your policy can be accessed to supplement a retirement income, reducing the death benefit.
I take great pride in helping customers. That’s why I’m glad the Farmers® Mobile App lets you call or email your agent and get directions to my office quickly and easily.
Policies can be customized with riders to help cover things like minor children, percentage allocation of the policy and who is paid what portion at what time.
Worried about missing a payment on your premium bill? The Farmers® mobile app can take the stress out of the process with automatic payments. You can turn it off anytime, and I’m always a phone call away if you have any questions about your plan.
You could be missing out on hundreds in savings. Let’s chat about how switching your home insurance to Farmers could help you save.
Although many term insurance policies can look attractive because they allow you to get so much more in exchange for your premiums, they only pay the benefit to your beneficiaries during a certain period. If you need coverage that lasts longer than 10 or 20 years, you may want to consider whole life instead.
Are you worried that you won’t qualify for a new term policy when your current life insurance term is up? Whole life, as the name implies, lasts your entire life – assuming premiums don’t lapse – so you don’t have to worry about qualifying again.
It's funny that we count on a rodent that spends most of its time asleep underground to tell us about the weather above it. Just goes to show, no one can really predict the future. Luckily, you can at least be prepared for it. Give me a call today, oh and happy Groundhog's Day.
Are you interested in life insurance that will also provide income to pay for funeral and burial costs? Either term or permanent life will go to your heirs when you die, so long as the policies remain in effect and the premiums are paid on time.
You could be missing out on hundreds in savings. Let’s chat about how switching your auto insurance to Farmers could help you save.