COVID-19 has created economic uncertainty for many and pushed people to consider what legacy they want to leave on the world. Forbes explores how to create a robust and sustainable estate plan.
https://www.forbes.com/sites/forbesfinancecouncil/2020/09/16/estate-planning-establishing-a-sustainable-legacy-in-uncertain-times/#85a5fd6357b0
FORBES.COM
Council Post: Estate Planning: Establishing A Sustainable Legacy In Uncertain Times
57% of U.S. adults don’t have a will, saying they don’t have time to make one, they have few assets, or it’s too expensive to make one. Here’s why you need a will. https://www.rgeyerlaw.com/blog/2020/09/a-will-does-much-more-than-transfer-your-assets/
When people are grieving the loss of a loved one, they don’t want to be thinking about money. Bankrate outlines what may happen to your bank account after your death and explains how to avoid complications for your loved ones.
https://www.bankrate.com/banking/what-happens-to-your-bank-account-after-death/
BANKRATE.COM
What Happens To Bank Accounts After Death? | Bankrate
It’s a good idea to check your estate planning documents from time to time, especially after a big life change such as marriage, divorce, or moving. Our latest blog explains why revisiting estate planning is important. https://www.rgeyerlaw.com/blog/2020/09/keep-your-estate-plan-current/
Should you leave everything to your children when you die? Do you have to be equitable with your estate plan? Kiplinger shares 5 estate planning misconceptions that people should overcome.
https://www.kiplinger.com/retirement/estate-planning/601399/5-unfortunate-estate-planning-myths-you-probably-believe
KIPLINGER.COM
5 Unfortunate Estate Planning Myths You Probably Believe | Kiplinger
Gen Xers have hit the ages where it’s time to become active in the creation and execution of their retirement planning. Here’s what people in their 40s and 50s should consider during planning. https://www.rgeyerlaw.com/blog/2020/10/gen-xers-retirement-planning-and-longevity/
Rebecca Geyer will co-present on understanding the ethics of business development and marketing at ICLEF’s Applied Professionalism 2020 live webcast on Friday, Oct. 16. Learn more: https://iclef.inreachce.com/Details/Information/2430c405-f702-43a7-8420-fc9a2ca69932
ICLEF.INREACHCE.COM
APPLIED PROFESSIONALISM 2020
There are many misconceptions about Social Security, including the retirement age is 65. (This isn’t true for everyone.) AARP shares 10 Social Security myths that won’t go away.
https://www.aarp.org/retirement/social-security/info-2020/10-myths-explained.html
AARP.ORG
10 Myths and Misconceptions About Social Security
If you are close to retirement age and were recently laid off, should you start taking Social Security benefits now to have an income? Here’s what to consider: https://www.rgeyerlaw.com/blog/2020/10/if-you-have-been-laid-off-should-you-take-your-social-security-benefits-early/
Attorneys, do you have questions about transitioning out of the practice of law? Indianapolis Bar Association and Foundation is hosting a virtual CLE on law firm succession planning on Tuesday, Nov. 10. Learn more about the topics we’ll cover and register here:
https://www.indybar.org/?pg=events&evAction=showDetail&eid=86969
INDYBAR.ORG
Law Firm Succession Planning: Best Practices for Transition - IndyBar Calendar of Events
Are you ready to make a difference in the lives of lawyers and residents in central Indiana? Show your support by participating in the Indianapolis Bar Association and Foundation’s Day of Giving. Donations fund the IBF’s many charitable programs. Donate now: https://www.indybar.org/index.cfm?pg=DofGHelp
Tomorrow is the Indianapolis Bar Association and Foundation's 3rd Annual Day of Giving! Please consider donating to the Bar Foundation to support its charitable programs benefitting the legal profession and our community. Learn more: https://www.indybar.org/index.cfm?pg=DofGHelp
Are you about to turn 65? We share some health and financial questions you need to understand so that you can craft the best possible approach for your well-being as you age. https://www.rgeyerlaw.com/blog/2020/10/health-and-financial-questions-to-understand-before-turning-65/
Rebecca Geyer is chair of ICLEF’s 2020 Reality CLE and will present on challenges facing the small law firm in 2020. Learn more about the Oct. 29-30 live webcast: https://iclef.inreachce.com/Details/Information/ec69e7f2-53f5-4fc1-9a97-56ebfa33ed7a
Congratulations to Rebecca Geyer, who has been selected to lead the Indianapolis Bar Association as president in 2023! Learn more: https://www.rgeyerlaw.com/blog/2020/10/rebecca-geyer-to-become-indianapolis-bar-association-president-in-2023/
Many are focused on how taxes may change in 2021 and beyond based on who wins the presidential election, but don’t lose sight of year-end strategies that can help you save in 2020. https://www.cnbc.com/2020/10/26/these-3-tax-moves-will-help-you-save-no-matter-who-wins-the-election.html
CNBC.COM
These 3 tax moves will help you save, regardless of who wins the election
Sometimes, retirement may come sooner than expected because of job loss or health reasons. azcentral shares what you should be thinking about if you find yourself in this situation. https://www.azcentral.com/story/money/business/consumers/2020/10/18/early-retirement-can-come-sooner-than-expected-what-do-what-know/3639530001/
AZCENTRAL.COM
When retirement arrives sooner than expected: What to do, what to know
The transition to your next phase of life, whether full or semi-retirement, adventure seeking, or family driven, requires thoughtful planning to avoid needless surprises that can mean the difference between financial success or financial stress. Here are 6 things to consider before retiring. https://www.rgeyerlaw.com/blog/2020/10/six-key-considerations-to-think-through-before-retiring/
The CARES Act created incentives for people to make charitable contributions in 2020. Forbes shares how you can maximize your giving this year.
https://www.forbes.com/sites/rcarson/2020/10/28/how-to-make-sure-every-dollar-you-give-to-charity-counts-in-2020/?sh=1d8be60d3b67
FORBES.COM
How To Make Sure Every Dollar You Give To Charity Counts In 2020
Our Millennial clients often need different kinds of help than older generations when it comes to estate planning. Learn more about how we can help:
https://www.rgeyerlaw.com/blog/2020/11/estate-planning-for-millennials/
We are proud to be a sponsor of the Alzheimer's Association Greater Indiana Chapter's 29th annual Chocolate Sunday champagne brunch. This year’s event will take place virtually on Sunday, Nov. 8. Join us in the fight to #ENDALZ! Learn more and register for free at chocolatesunday.org.
2020 has provided several unique tax planning opportunities. Financial Advisor shares its top 5 tax planning opportunities to take advantage of before Jan. 1, 2021.
https://www.fa-mag.com/news/the-five-best-2020-tax-planning-ideas-58134.html
FA-MAG.COM
The Five Best 2020 Tax Planning Ideas
Our firm is proud to be a patron sponsor of the Alzheimer's Association Greater Indiana Chapter 29th annual Chocolate Sunday champagne brunch. This virtual event will take place Sunday, Nov. 8. Join us in the fight to #ENDALZ! Learn more and register for free at chocolatesunday.org.
As you are making your list of year-end, tax-planning to-dos, we want to remind you to coordinate your tax moves with your estate planning. Here’s how:
https://www.rgeyerlaw.com/blog/2020/11/coordinating-your-seasonal-outfit-with-estate-and-tax-planning/
Everyone at Rebecca Geyer & Associates P.C. would like to wish you and your family a safe and happy Thanksgiving.
Should you tap into any home equity to help fund your retirement nest egg? We share options for using this equity and how doing so may impact your retirement and estate planning.
https://www.rgeyerlaw.com/blog/2020/11/in-estate-planning-dont-forget-the-who-and-the-what-of-home-sweet-home/
This year, you don’t have to complete your mandatory annual withdrawals from retirement savings. Find out what advisors suggest older investors do instead.
https://www.cnbc.com/2020/11/12/retirees-get-a-break-from-required-minimum-distributions-this-year.html
CNBC.COM
Retirees get a break from required minimum distributions this year. What experts say to do instead
Families don't have to break the bank to find the care their older loved one requires.
RGEYERLAW.COM
How Seniors Can Manage The Cost Of Long-Term Care
2020 has been a challenging year for many. Kiplinger shares tips, including having an up-to-date estate plan, to start the New Year better prepared for whatever life brings. https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/601739/hope-for-the-best-plan-for-the-worst
KIPLINGER.COM
Tune Up Your Finances for a Better 2021 | Kiplinger
Because retirement and estate planning are so intertwined, we often discuss with clients the different options when setting up their IRA in coordination with their overall estate planning goals. Here’s what to consider: https://www.rgeyerlaw.com/blog/2020/12/ira-ins-and-outs-under-cares-and-secure/
The SSA makes changes to Social Security every year that can impact how you plan for or live during retirement. Here are 6 Social Security changes taking effect Jan. 1 that you should know about. https://www.rgeyerlaw.com/blog/2020/12/six-social-security-changes-taking-effect-on-january-1-2021/
As we approach 2021, take a little bit of time to check that your named beneficiaries are up to date. This will ensure a quicker and easier transfer of your assets upon death.
https://time.com/nextadvisor/in-the-news/estate-planning-beneficiary/
TIME.COM
This Is the First Step of Estate Planning, and It Only Takes an Hour to Do
The new year is always a great time to evaluate where you stand in your retirement. Forbes shares 10 tips for tuning up your retirement plan in 2021.
https://www.forbes.com/advisor/retirement/top-10-retirement-tips-2021/
FORBES.COM
Top 10 Retirement Tips For 2021
We want to wish everyone happy holidays! May your days be merry and bright this holiday season.
Keeping everything in the open could be important for a problem-free probate.
RGEYERLAW.COM
3 Steps To Pulling Back The Curtain On Planning
Should you treat your heirs equally or instead ensure inheritances are equitable? We share factors to consider when creating your estate plan.
https://www.rgeyerlaw.com/blog/2020/12/is-equality-the-best-policy-in-estate-planning/
Join Rebecca Geyer Thursday evening for a free Facebook Live presentation on how Empowering Older Adults can be a trusted resource for you as you care for an aging loved one. Register now: https://www.eventbrite.com/e/empowering-older-adults-tickets-130468425573
EVENTBRITE.COM
Empowering Older Adults
What changes could older American see under the Biden administration? Our recent blog looks at how Social Security, Medicare, and more may be impacted under the new administration: https://www.rgeyerlaw.com/blog/2021/01/senior-taxes-money-and-retirement-in-a-biden-administration/
Are you caring for an aging loved one? Join Rebecca Geyer Tuesday morning for a free Facebook live presentation on how Empowering Older Adults can help you connect the dots at each step of the aging journey. Register now: https://www.eventbrite.com/e/empowering-older-adults-tickets-130468425573
EVENTBRITE.COM
Empowering Older Adults
Veterans’ benefits are often underutilized and misunderstood. We work with veterans and their families to help them qualify for VA benefits. Learn more: https://www.rgeyerlaw.com/blog/2020/12/veterans-benefits-too-often-under-utilized-and-incompletely-understood/
Flexibility is the key to success when creating an estate plan involving a child with special needs. If you have questions about the specialized planning required when you have a child with special needs, we can help. https://www.rgeyerlaw.com/blog/2021/01/planning-for-children-with-special-needs/
Do you know the difference between a nursing home and assisted living? Healthline breaks down the options so you can determine which is right for you or an aging loved one. https://www.healthline.com/health/assisted-living-vs-nursing-home#differences
HEALTHLINE.COM
Assisted Living vs. Nursing Home: How Do They Differ?
Personal possessions typically aren’t included in your will or trust, so you will need to spend time thinking about how you want your possessions shared when you’re gone. Learn more: https://www.rgeyerlaw.com/blog/2021/01/your-personal-possessions-memories-are-made-of-these/
Research has found that 529 ABLE accounts, a savings vehicle for people with disabilities, are often underutilized by advisors. InvestmentNews has more on the reasons why:
https://www.investmentnews.com/able-account-underutilized-by-advisers-report-200948
INVESTMENTNEWS.COM
ABLE account type underutilized by financial advisers, AKF finds
There is a bill pending in the Indiana General Assembly that, if passed, will provide a state tax credit for funding an ABLE account in the same way you receive a state tax credit for a 529 plan. Learn more about House Bill 1092: http://iga.in.gov/legislative/2021/bills/house/1092
Do you have questions about ABLE accounts? This FAQ from Autism Parenting Magazine helps parents better understand these types of accounts.
https://www.autismparentingmagazine.com/able-accounts-faqs/
AUTISMPARENTINGMAGAZINE.COM
Answering Your FAQs on ABLE Accounts - Autism Parenting Magazine
Preparing your financial records for your family can be time-consuming, but certainly worthwhile. Taking care of these instruction documents today can spare your loved ones from a lot of work and frustration later on. https://www.rgeyerlaw.com/blog/2021/01/is-your-financial-information-in-order/
How could a Democratic-controlled White House and Congress affect your estate plan? Forbes breaks down 5 ways, including changing the estate tax rate.
https://www.forbes.com/sites/christinefletcher/2021/01/27/5-ways-a-democratic-controlled-white-house-senate-and-house-could-affect-your-estate-planning/?sh=79e843e65257
FORBES.COM
5 Ways A Democratic Controlled White House, Senate And House Could Affect Your Estate Planning
Don’t risk creating a will on the internet – it likely will cause your family problems and unnecessary expenses. We can help you create the legacy you intended. https://www.rgeyerlaw.com/blog/2021/02/do-it-yourself-estate-plan-documents-think-twice/
Do you have questions about estate planning? Business Insider explains what estate planning is, its importance, and why you need to involve an attorney.
https://www.businessinsider.com/what-is-estate-planning
BUSINESSINSIDER.COM
What is estate planning? A strategy to safeguard your family and your finances, and ensure your plans for them get carried out as you wish
People often find excuses to put off estate planning, but these documents can help save your family time, expenses and heartache. https://www.rgeyerlaw.com/blog/2021/02/seven-bad-reasons-to-put-off-estate-planning/
Don’t risk creating a will on the internet – it likely will cause your family problems and unnecessary expenses. We can help you create the legacy you intended. https://www.rgeyerlaw.com/blog/2021/02/do-it-yourself-estate-plan-documents-think-twice/
Do you have questions about the probate process? We can help you determine what planning tools are best for you. Learn more: https://www.rgeyerlaw.com/blog/2021/02/what-is-the-probate-process/
Do you have questions about estate planning? Business Insider explains what estate planning is, its importance, and why you need to involve an attorney.
https://www.businessinsider.com/what-is-estate-planning
BUSINESSINSIDER.COM
What is estate planning? A strategy to safeguard your family and your finances, and ensure your plans for them get carried out as you wish
People often find excuses to put off estate planning, but these documents can help save your family time, expenses and heartache. https://www.rgeyerlaw.com/blog/2021/02/seven-bad-reasons-to-put-off-estate-planning/
Don’t risk creating a will on the internet – it likely will cause your family problems and unnecessary expenses. We can help you create the legacy you intended. https://www.rgeyerlaw.com/blog/2021/02/do-it-yourself-estate-plan-documents-think-twice/
The COVID-19 pandemic has caused many people to revisit their estate planning. We can help you make any updates to your documents to ensure your wishes are followed. https://www.rgeyerlaw.com/blog/2021/02/does-your-estate-plan-cover-a-pandemic/
Don’t wait until your health declines to start the estate planning process. Kiplinger shares 5 things you should do today to ensure you leave the legacy you want. https://www.kiplinger.com/retirement/estate-planning/602219/estate-planning-checklist-5-tasks-to-do-now-while-youre-still
KIPLINGER.COM
Estate Planning Checklist: 5 Tasks to Do Now, While You’re Still Well | Kiplinger
Do you have questions about the probate process? We can help you determine what planning tools are best for you. Learn more: https://www.rgeyerlaw.com/blog/2021/02/what-is-the-probate-process/
Do you have questions about estate planning? Business Insider explains what estate planning is, its importance, and why you need to involve an attorney.
https://www.businessinsider.com/what-is-estate-planning
BUSINESSINSIDER.COM
What is estate planning? A strategy to safeguard your family and your finances, and ensure your plans for them get carried out as you wish
People often find excuses to put off estate planning, but these documents can help save your family time, expenses and heartache. https://www.rgeyerlaw.com/blog/2021/02/seven-bad-reasons-to-put-off-estate-planning/
The events of 2020 spurred many Millennials to prioritize estate planning. ThinkAdvisor shares details from a new estate planning survey of people ages 25-40 and their reasons for acting now.
https://www.thinkadvisor.com/2021/02/04/millennial-estate-planning-surges-during-pandemic-survey/
THINKADVISOR.COM
Millennial Estate Planning Surges During Pandemic: Survey | ThinkAdvisor
The COVID-19 pandemic has caused many people to revisit their estate planning. We can help you make any updates to your documents to ensure your wishes are followed. https://www.rgeyerlaw.com/blog/2021/02/does-your-estate-plan-cover-a-pandemic/
Don’t wait until your health declines to start the estate planning process. Kiplinger shares 5 things you should do today to ensure you leave the legacy you want. https://www.kiplinger.com/retirement/estate-planning/602219/estate-planning-checklist-5-tasks-to-do-now-while-youre-still
KIPLINGER.COM
Estate Planning Checklist: 5 Tasks to Do Now, While You’re Still Well | Kiplinger
Do you have questions about the probate process? We can help you determine what planning tools are best for you. Learn more: https://www.rgeyerlaw.com/blog/2021/02/what-is-the-probate-process/
Do you have questions about estate planning? Business Insider explains what estate planning is, its importance, and why you need to involve an attorney.
https://www.businessinsider.com/what-is-estate-planning
BUSINESSINSIDER.COM
What is estate planning? A strategy to safeguard your family and your finances, and ensure your plans for them get carried out as you wish
People often find excuses to put off estate planning, but these documents can help save your family time, expenses and heartache. https://www.rgeyerlaw.com/blog/2021/02/seven-bad-reasons-to-put-off-estate-planning/
Long-term care costs increased dramatically in 2020 due to a mix of factors related to COVID-19, including a shortage of workers. The Genworth 17th annual Cost of Care Survey breaks down why rates are on the rise and what providers see for 2021. https://newsroom.genworth.com/2020-12-02-Genworth-17th-Annual-Cost-of-Care-Survey-COVID-19-Exacerbates-Already-Rising-Long-Term-Care-Costs-Care-Providers-Foresee-Additional-Rate-Hikes-in-2021
NEWSROOM.GENWORTH.COM
Genworth 17th Annual Cost of Care Survey: COVID-19 Exacerbates Already Rising Long Term Care Costs; Care Providers Foresee Additional Rate Hikes in 2021
Long-term care can be costly. Our latest blog looks at how you can pay for it and whether you should purchase long-term care insurance. https://www.rgeyerlaw.com/blog/2021/03/who-should-purchase-long-term-care-insurance/
Rebecca Geyer was recently the guest on Christie Freeze’s “Resources within Reach” Series. The two discussed many topics involving elder care, including the importance pre-planning to make things easier for your family in a crisis situation. Watch the complete interview: https://youtu.be/S2nZrv20Y-w
YOUTUBE.COM
'Resources within Reach' Series; Rebecca Geyer Elder Law Attorney
The events of 2020 spurred many Millennials to prioritize estate planning. ThinkAdvisor shares details from a new estate planning survey of people ages 25-40 and their reasons for acting now.
https://www.thinkadvisor.com/2021/02/04/millennial-estate-planning-surges-during-pandemic-survey/
THINKADVISOR.COM
Millennial Estate Planning Surges During Pandemic: Survey | ThinkAdvisor
The COVID-19 pandemic has caused many people to revisit their estate planning. We can help you make any updates to your documents to ensure your wishes are followed. https://www.rgeyerlaw.com/blog/2021/02/does-your-estate-plan-cover-a-pandemic/
Don’t wait until your health declines to start the estate planning process. Kiplinger shares 5 things you should do today to ensure you leave the legacy you want. https://www.kiplinger.com/retirement/estate-planning/602219/estate-planning-checklist-5-tasks-to-do-now-while-youre-still
KIPLINGER.COM
Estate Planning Checklist: 5 Tasks to Do Now, While You’re Still Well | Kiplinger
Continuing care retirement communities are gaining in popularity in the U.S. We share helpful tips on how to find the right community for your loved one. https://www.rgeyerlaw.com/blog/2021/03/finding-a-continuing-care-retirement-community/
Collaborating on a business is risky, but here are six rewarding traits that a partner can add.
RGEYERLAW.COM
Finding A Trusted Partner
Rebecca Geyer has been selected to three Indiana Super Lawyers lists for 2021: Top 50, Top 25 Women, and for Estate Planning. Congratulations, Rebecca!
Long-term care costs increased dramatically in 2020 due to a mix of factors related to COVID-19, including a shortage of workers. The Genworth 17th annual Cost of Care Survey breaks down why rates are on the rise and what providers see for 2021. https://newsroom.genworth.com/2020-12-02-Genworth-17th-Annual-Cost-of-Care-Survey-COVID-19-Exacerbates-Already-Rising-Long-Term-Care-Costs-Care-Providers-Foresee-Additional-Rate-Hikes-in-2021
NEWSROOM.GENWORTH.COM
Genworth 17th Annual Cost of Care Survey: COVID-19 Exacerbates Already Rising Long Term Care Costs; Care Providers Foresee Additional Rate Hikes in 2021
Long-term care can be costly. Our latest blog looks at how you can pay for it and whether you should purchase long-term care insurance. https://www.rgeyerlaw.com/blog/2021/03/who-should-purchase-long-term-care-insurance/
Rebecca Geyer was recently the guest on Christie Freeze’s “Resources within Reach” Series. The two discussed many topics involving elder care, including the importance pre-planning to make things easier for your family in a crisis situation. Watch the complete interview: https://youtu.be/S2nZrv20Y-w
YOUTUBE.COM
'Resources within Reach' Series; Rebecca Geyer Elder Law Attorney
Did you know you can deduct some of your long-term care insurance premium on your taxes? Here’s more on the deductibility limits for the 2021 tax year and what is consider a “qualified” policy. https://www.rgeyerlaw.com/blog/2021/03/irs-long-term-care-premium-deductibility-limits-for-2021/
Continuing care retirement communities are gaining in popularity in the U.S. We share helpful tips on how to find the right community for your loved one. https://www.rgeyerlaw.com/blog/2021/03/finding-a-continuing-care-retirement-community/
Collaborating on a business is risky, but here are six rewarding traits that a partner can add.
RGEYERLAW.COM
Finding A Trusted Partner
Rebecca Geyer has been selected to three Indiana Super Lawyers lists for 2021: Top 50, Top 25 Women, and for Estate Planning. Congratulations, Rebecca!
Long-term care costs increased dramatically in 2020 due to a mix of factors related to COVID-19, including a shortage of workers. The Genworth 17th annual Cost of Care Survey breaks down why rates are on the rise and what providers see for 2021. https://newsroom.genworth.com/2020-12-02-Genworth-17th-Annual-Cost-of-Care-Survey-COVID-19-Exacerbates-Already-Rising-Long-Term-Care-Costs-Care-Providers-Foresee-Additional-Rate-Hikes-in-2021
NEWSROOM.GENWORTH.COM
Genworth 17th Annual Cost of Care Survey: COVID-19 Exacerbates Already Rising Long Term Care Costs; Care Providers Foresee Additional Rate Hikes in 2021
Long-term care can be costly. Our latest blog looks at how you can pay for it and whether you should purchase long-term care insurance. https://www.rgeyerlaw.com/blog/2021/03/who-should-purchase-long-term-care-insurance/
More older Americans are moving in with their children, a trend that began before the pandemic. We share key considerations before you move your loved one into your home. https://www.rgeyerlaw.com/blog/2021/03/should-my-loved-one-needing-care-live-with-me/
More than half of Americans are expected to need some type of long-term care assistance in retirement. Business Insider provides a look the types and cost of long-term care insurance and the importance of planning ahead.
https://www.businessinsider.com/personal-finance/hybrid-long-term-care-insurance-vs-long-term-care-insurance#the-cost-of-long-term-care-insurance
BUSINESSINSIDER.COM
Most Americans will need assisted living or other care, and a hybrid insurance policy can help cover the cost
Did you know you can deduct some of your long-term care insurance premium on your taxes? Here’s more on the deductibility limits for the 2021 tax year and what is consider a “qualified” policy. https://www.rgeyerlaw.com/blog/2021/03/irs-long-term-care-premium-deductibility-limits-for-2021/
Continuing care retirement communities are gaining in popularity in the U.S. We share helpful tips on how to find the right community for your loved one. https://www.rgeyerlaw.com/blog/2021/03/finding-a-continuing-care-retirement-community/
Collaborating on a business is risky, but here are six rewarding traits that a partner can add.
RGEYERLAW.COM
Finding A Trusted Partner
Rebecca Geyer has been selected to three Indiana Super Lawyers lists for 2021: Top 50, Top 25 Women, and for Estate Planning. Congratulations, Rebecca!
