S. Renee Guidaboni - CrossCountry Mortgage updated their phone number.
When it’s your home, it’s your rules. Contact us today to start living on your own terms as a homeowner!
One of the biggest misconceptions about a Home Equity Conversion Mortgage is that the lender owns your home. It’s one of 5 HECM myths that get a dose of reality in this article.
CROSSCOUNTRYMORTGAGE.COM
Myths & Realities of HECM Loans I CrossCountry Mortgage, Inc.
We may not be in the office, but we're only a few clicks away. For home loan help or a friendly talk, let's connect while we stay safe at home.
We all know your dog calls the shots. We’ll help you find the perfect home, secure the perfect financing, and make your pup happy.
Contact us today for an easy mortgage process and a fast closing!
Make yourself at home in a house you own. You worry about the paint. We’ll worry about everything else. Get in touch with us today to find out your home buying options.
Contact me to start your home buying journey today! All contact info located in my bio🙋🏼♀️
#mortgage #mortgageloanofficer #home #homebuyers
CrossCountry Mortgage, LLC
Yesterday at 11:05 AM ·
People need a lender they can depend on when it’s time to buy a home or refinance a loan. We’re privileged to have been that lender for so many individuals and families in 2020.
The year isn’t finished yet, and neither are we. Make CCM your first call for home financing. We’ll be here for you.
In July, the average U.S. rate for a 30-year fixed mortgage fell beneath the 3% threshold for the first time in almost five decades. You may be wondering what is causing these historic rate drops lately. You may just care that the result has been the lowest average mortgage rates we’ve ever seen. Either way, I’d love to tell you all about it and help you benefit. Contact me today!
CrossCountry Mortgage, Inc. - Wilmington
November 17 at 12:53 PM ·
A second location, but still the same #CCMCrazyGood team! Follow our Andover page CrossCountry Mortgage - Andover, MA to make sure you are never missing out!
We are taking the time today to honor those who have selflessly served our country in the Military. Our heartfelt gratitude goes out to all Veterans and Active-Duty Members of our Armed Forces and Reserves.
Working from home? Transform your space! Contact me to learn how
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Don’t let down payments scare you! Contact me to find out just how much you need to put down and which loan is best for you
#mortgage #mortgagebroker #mortgageloanofficer #downpayment #homebuyers
S. Renee Guidaboni - CrossCountry Mortgage updated their website address.
Thank you so much for the kind words Amy! It’s always great helping my clients achieve a little more financial freedom during these already stressful times ❤️🏡
CrossCountry Mortgage, Inc. - Wilmington
January 26 at 9:00 AM ·
Way to go Renee, we're so proud of you! 🙌
S. Renee Guidaboni - CrossCountry Mortgage has been educating consumers about home financing options since 2012. Whether you are a first-time homebuyer, or looking to upsize or downsize, Renee can help you before you ever make an offer on a property. There are many factors to consider with a home loan, with interest rates being only one of them, and Renee is devoted to finding a viable mortgage option for you. She can sit with you and look over your budget, income, and savings, helping you get a clear picture of what program is realistic. Renee will help you consider all your options, so you can make the best decision for your needs.
#testimonialtuesday #crazygood #mortgagelender #refinance
Contact Renee Today!
📲 (978) 737-7489
📧 renee.guidaboni@myccmortgage.com
💻 https://bddy.me/3onpV3M
Step 6️⃣ on the Road to Homeownership 🏡
✨Closing✨
It’s time to celebrate🎉🥳! After all of the paperwork is signed, you’ll receive the keys to your new home!
Arrive prepared:
🔹Plan to review the final documents to confirm the rate and loan amount.
🔹Bring a cashier’s check to cover the closing costs and down payment.
🔹Bring your photo ID and possibly a Social Security card to confirm your identity.
Step 5️⃣ on the Road to Homeownership 🏡
✨Underwriting & Appraisal✨
We’ll verify your application information, assess your credit and collateral, and order an appraisal to ensure you’re not overpaying.
The Underwriting Process:
🔹An underwriter will complete an initial review within 48 hours.
🔹If any conditions are required, we will work with you to clear conditions within 2 days.
🔹Your loan will return to an underwriter for final review and a clear to close (CTC).
🔹The processor will inform all parties of the CTC and verify the closing date and time.
Step 4️⃣ on the Road to Homeownership 🏡
✨Apply For A Mortgage✨
Your application will provide us with any remaining financial information we'll need and lock your interest rate until the closing date.
Here is a list of documentation we'll need to get started processing your loan:
🔹 A copy of your photo ID
🔹 Two most recent pay stubs
🔹 Two most recent and complete bank statements
🔹 Two most recent and complete tax returns
🔹 Two most recent W2's*
*Self employed borrowers may need to provide additional documentation
Step 3️⃣ on the Road to Homeownership 🏡
✨Make an Offer✨
Once you’ve found your dream home, work with your agent to negotiate a price and schedule a home inspection.
🔸Your agent will know how much other homes are selling for in the neighborhood and will fight for the fairest price.
🔸The inspection will confirm there aren’t any hidden problems with the foundation, plumbing, heating, cooling and electrical systems.
🔸If you want anything that’s not nailed down to be included in the sale, especially the appliances, it must be stated in the contract.
