Jim McCormack will be in the Northrim Bank Jewel Lake Branch at 9170 Jewel Lake Road tomorrow from 10 am-5 pm.
Have questions about purchasing or refinancing a home? Want to get started on either process? Stop in and talk with Jim.
NAHB Chief Economist Robert Dietz joins AHBA to discuss the National Association's economic forecast for the Homebuilding Industry and Alaska's market in particular.
This event is open to the public and is being held in place of the AHBA Annual Economic Summit.
TUE, SEP 29 AT 10:00 AM AKDT
NAHB Chief Economist Robert Dietz Economic Forecast Webinar
Today is National Voter Registration Day. If you haven't already, register to vote today to make sure your voice is heard in the upcoming election.
https://nationalvoterregistrationday.org/register-to-vote/
As an undeniable step in the traditional American dream, purchasing a home is something many hard-working professionals look forward to. If you have fantasized about posting one of those “I’m a home buyer!” photos on Instagram, read these words of wisdom—and caution—before diving into the sea of listings.
https://www.realsimple.com/work-life/money/money-planning/first-time-home-buyer-tips
REALSIMPLE.COM
First-Time Home Buyer Tips and Must-Knows
Season's change; so should your decor. Welcome the arrival of fall with gorgeous decorations both indoors and out.
https://www.hgtv.com/design/decorating/design-101/our-45-favorite-fall-decorating-ideas-pictures
HGTV.COM
Our Favorite Fall Decorating Ideas
If it all seems overwhelming one of our expert mortgage loan originators can answer all your questions, and will guide you through the process. Buying a home is a marathon, not a sprint, and you're not alone.
https://www.realsimple.com/work-life/money/money-planning/mortgage-must-knows
REALSIMPLE.COM
5 Things Every Aspiring Home Buyer Should Figure Out Before Applying for a Mortgage
Home improvement projects aren’t nearly as fun as those renovation projects you see on HGTV.
Planning in advance for all your home improvement needs (or wants) gives you time to save up for the costs you’ll face. Here are five things to consider when creating a home improvement budget.
THEPENNYHOARDER.COM
Here’s How to Budget for Home Improvements, Rather Than Rack Up More Debt
Jim McCormack will be in the Northrim Bank Jewel Lake Branch at 9170 Jewel Lake Road tomorrow from 10 am-5 pm.
Have questions about purchasing or refinancing a home? Want to get started on either process? Stop in and talk with Jim.
The home-buying process is complicated, but you can get through it with help. Your mortgage loan originator will be there throughout the process to guide you.
THEPENNYHOARDER.COM
Is It Your First Time? Here Are Our Best Home Buying Tips
Carrying a credit card balance is not a good thing. Don’t let your balance exceed 30% of your credit card’s limit; any higher and it will adversely affect your score (plus it costs you more in interest).
The American Bankers Association suggests the following for people haunted by credit card debt: Pay as much as you can, as soon as you can, and always pay by the due date. In a way, credit cards are just high-interest loans — and that means there’s a lot of money going to your creditor that could have been in your pocket.
Alaskans who have not registered to vote have until Sunday, Oct. 4, to register for the November General Election. The November ballot includes candidates for several public offices and important issues impacting our state.
You can register online, by paper form or in person. See the Alaska Division of Elections registration page for ways to register. Registering online at the DOE online registration page is quick and easy, and requires only an Alaska driver's license or state ID.
https://www.elections.alaska.gov/
For those living in the Fairbanks North Star Borough, the Interior Alaska Building Association Parade of Homes is this weekend!
Interior Alaska Building Association
October 1 at 5:15 AM ·
Get em while they’re hot! Pick up your IABA Parade of Homes 2020 magazine at Alaska Quality Insulators, Inc., Ventilation Solutions, Sourdough Fuel, Mt McKinley Bank, MacCheyne's Carpets Plus, Spenard Builders Supply, Denali State Bank and Florcraft Carpet One Floor & Home. And visit the homes, Saturday from 10 a.m. to 5 p.m and Sunday from 11 a.m. to 5 p.m. Or download the Arctic Dirtworks Inc IABA POH App to tour the homes from your couch!
Sponsored by: Residential Mortgage, LLC NMLS ID 167729 Fidelity Title Agency Of Alaska Fairbanks Daily News-Miner KIAK 102.5 FM Magic 101.1
Maintaining your home means nipping problems in the bud before they get to be monstrous. A dripping tap is merely annoying; a burst pipe can be a tragedy. Not only is there water everywhere, but now you have to worry about fixing the pipe, floor and subfloor damage, and possibly toxic mold. But there are other reasons to maintain your home as well. Equity in your home can be a significant portion of your overall net worth. And if you decide to sell your home, you’ll make a lot more off it if you don’t have to plow a ton of moolah into repairs before you even put it on the market.
Voting is your chance to stand up for the issues you care about, and there are plenty of early and weekend voting locations available.
South Restaurant + Coffeehouse
October 21 at 2:00 PM ·
Alaska's Early Voting has begun!
Our state is offering lots of early and weekend voting locations. Beat the crowds and hit any of these Alaska's Absentee Early and In-Person Voting Locations:
https://www.elections.alaska.gov/Core/avolocationsg.php
Happy Voting! ❤️🤍💙
Jim McCormack will be in the Northrim Bank Jewel Lake Branch at 9170 Jewel Lake Road tomorrow from 10 am-5 pm.
Have questions about purchasing or refinancing a home? Want to get started on either process? Stop in and talk with Jim.
Considering making the jump from renter to homeowner? This guide will help you figure out how much house you can afford and how to finance it, which are the first two steps to buying a home.
Ready to get started? Give us a call today to speak with an expert mortgage loan originator.
THEMORTGAGEREPORTS.COM
First-Time Home Buyer Guide | 23 Tips For First-Time Buyers
Shorter days, crisp mornings signal winter's approach. This Fall Cleaning Chore Checklist will help you prepare home and hearth for the coming of winter.
ORGANIZEDHOME.COM
Fall Cleaning Chore Checklist | Organized Home
The Annual Percentage Rate (APR) is a measure of how much it will cost you to borrow money. APR is used for credit cards and loans of all kinds, and it combines the interest you will pay throughout the year plus any fees, expressed as a percentage of your principal loan amount. APRs are useful when it comes to comparing offers from different lenders.
MONEY.COM
What is an APR?
It's always important to support our local, small businesses but it's even more important this year.
Anchorage Downtown Partnership, Ltd.
November 20 at 4:48 PM ·
Join us for Shop Small Week on November 28th through December 5th. We will celebrate our small, locally owned businesses. Participating businesses will provide specials and discounts for your holiday shopping that will make your wallet sing.
#shopsmall2020 #shopsmall #shoplocal #eatlocal #anchorage #alaska #downtown
If you're considering buying or refinancing a home, it’s time to seriously consider locking.
Rates are climbing in response to the one-two punch of Joe Biden’s successful bid for the White House and a promising COVID vaccine.
Read on for what these developments mean for home buyers and refinancing homeowners.
THEMORTGAGEREPORTS.COM
Mortgage Interest Rates Forecast | Will Rates Go Down In December?
As many of us continue to work from home, it may be hard to find the motivation to get to work some days — especially when your office also happens to be your bedroom, kitchen, dining room, or living room.
Check out these home office inspirations to make your home office look stylish, feel energizing, and promote productivity.
HOUSEBEAUTIFUL.COM
27 Stylish Home Office Ideas That Will Actually Make You More Productive
We join Justin's Alaska Eats and Northrim Bank in encouraging all Alaskans to support your local restaurants to help them through these tough times.
ALASKAPUBLIC.ORG
Anchorage man shares love for local take-out in viral video reviews - Alaska Public Media
Northrim Bank
November 19 at 1:15 PM ·
Get ideas for places to enjoy takeout food and support local restaurants by following Justin's Alaska Eats. Read more about Justin's' reviews and the strong following he has established in this Alaska Public Media interview. See https://bit.ly/3kolbsM
Northrim Bank
November 19 at 1:15 PM ·
Get ideas for places to enjoy takeout food and support local restaurants by following Justin's Alaska Eats. Read more about Justin's' reviews and the strong following he has established in this Alaska Public Media interview. See https://bit.ly/3kolbsM
Debt consolidation gathers debt from multiple sources and puts it in one place, which simplifies paying off what you owe. Consolidation can also allow you to reduce the interest rate or total amount of your debt.
Here’s everything you need to know about debt consolidation and whether it’s right for you.
MONEY.COM
What Is Debt Consolidation?
Clearly, skipping an inspection could come back to haunt you.
MONEY.COM
More Buyers Are Skipping Home Inspections. Tales of Bats, Termites and Asbestos Should Make You Think Twice
Your mortgage amortization schedule determines when your home will be paid off and how quickly you build home equity. It also comes into play if you want to pay off the loan early. So it’s important to understand how your amortization schedule works.
THEMORTGAGEREPORTS.COM
How Mortgage Amortization Works, And Why It Matters
Has your temporary work from home space become permanent? Having an organized workspace can help boost productivity. Check out these desk organizers for a clutter-free workspace.
HOUSEBEAUTIFUL.COM
11 Best Desk Organizers to De-Clutter to Your Workspace
Check out this list of seven key numbers you’ll need to know when buying a home — plus the details on how understanding these terms can help you land your dream home.
THEPENNYHOARDER.COM
Shopping for a House? Here are 7 Key Home-Buying Numbers to Know
Veteran homeowners tend to be targeted by refinance scams more often, because the VA’s lenient loan guidelines make it easier for lenders to ‘churn’ these loans and make money quickly.
The best thing you can do to avoid scammers is to be very wary of unsolicited refinance offers. Mortgage offers that come out of the blue and seem too good to be true, usually are.
If you do want to refinance your home give us a call.
THEMORTGAGEREPORTS.COM
VA Loan Refinance Scams And How To Avoid Them | 2021
It’s no surprise that we’re enjoying the great outdoors so much after a challenging year. Contact with nature is healing, studies show. Plan to spend more time outdoors in three ways in 2021.
THESPRUCE.COM
Move Over Hygge, Etsy Says 2021 Is the Year of Friluftsliv
If you’ve received a “report of available funds” letter, or one saying you “qualify for mortgage insurance premium reduction,” it's not from Residential Mortgage, it’s just an ad trying to get you to refinance.
You might qualify for a refi. But you shouldn’t take this type of letter at face value. If you want to cash-out equity or lower your interest rate, throw that letter in the trash and call us.
THEMORTGAGEREPORTS.COM
What Is A 'Report Of Available Funds' Letter? Is It A Scam?