If you are on the fence about refinancing, watch this quick video... then call me for a no-obligation estimate! 207-321-5307
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5 Reasons… No… 1 Reason Mortgage Rates Will Rise In 2021! 📈
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New Home Sales Crush Forecasts, Soaring to 14-Year Highs
There are millions of potential U.S. homebuyers sitting on the sidelines wondering if it is smart to buy their first house in the midst of a global pandemic. Unemployment is the highest it's ever been, COVID-19 cases are still rising in many places, and home prices remain steep. And yet, great o...
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First Financial Mortgage
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What Will The Fed Do to Mortgage Rates?
If you're on the fence about refinancing... read this.
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Getting a Mortgage Soon? Read This Now!
A conventional mortgage loan requires a 20% down payment. If you are a first-time homebuyer however, saving up tens of thousands of dollars can seem like an impossible task. Of course, there are loan programs, like FHA mortgages, that allow for low down payments, but they often have stricter require...
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First Financial Mortgage
Buying a house is a straightforward process, right? You line up a lender, you find the right house and you get a mortgage to buy it. While this is the case in much of the country, there are plenty of regions where the home prices are too low for traditional home loans. How can a loan be “too small?”...
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First Financial Mortgage
Still considering a refinance? The experts are predicting more market volatility as we approach the election. What happens after that is anyone's guess. Lock in now at these historically low rates before it's too late! Call me today for a free quote. www.homeloansmaine.com
MORTGAGENEWSDAILY.COM
Mortgage Rates Moving Higher
In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how they are going to make their payments again. For homeo...
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First Financial Mortgage
The COVID-19 crisis has left millions of Americans unemployed and uncertain of how to make their mortgage payments and other debt obligations. In response to the need for emergency funds, the government created the Coronavirus Aid, Relief, and Economic Security (CARES) Act which provided stimulus ch...
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First Financial Mortgage
At the beginning of the coronavirus pandemic, the U.S. government declared a six-month moratorium on all rental evictions, in an effort to prevent mass homelessness as millions lost their jobs. That moratorium has since been renewed by the Trump Administration and the Centers for Disease Control and...
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First Financial Mortgage
2020 has been a crazy year for all of us, but as we celebrate Thanksgiving this year we'd like you to know how much you mean to us. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage financing needs.All of us at First Financial Mortgage would like to wish you a safe, Covid-Free and Happy Thanksgiving. We sincerely hope that your Thanksgiving is filled with great food, great people and great memories.All the Best,First Financial Mortgage
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First Financial Mortgage
With interest rates near all-time lows, now is a perfect time to get a good deal on a mortgage. Of course, every refinance or home purchase loan has borrower requirements to be met, including a decent credit score. How do you know if your credit score is good enough for a mortgage?What is a cred...
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First Financial Mortgage
Give me a call and I'll give you a nice low rate for Christmas! 207-321-5307
www.rickairey.com
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Refi Rates Are Finally Back to All-Time Lows
Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential questions to ask your lender before you sign on t...
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First Financial Mortgage
All of us at First Financial Mortgage would like to wish you a Merry Christmas and a Happy New Year!We hope that 2021 is a year full of happiness, health and prosperity for you and your loved ones.All the Best,First Financial Mortgage
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First Financial Mortgage
When you buy a home or refinance, your lender will talk about setting up an “escrow” account. They may also refer to the charges in that account at “impounds.” If you are new to mortgage loans, you may not understand what these terms mean. And even if you’ve been around the mortgage block a few time...
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First Financial Mortgage
The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year hold as the country continues to fight its way through this crisis? The experts at the National Association of Real Estate Editors co...
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First Financial Mortgage
Homeownership is the American Dream, and yet with house prices on the rise, it can sometimes feel unattainable if you’re still trying to make a rent payment each month. The average U.S. rent for a two-bedroom apartment as of June 2020 was $1,917, according to Rent.com, an increase of $39 over 2019. ...
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First Financial Mortgage
A conventional mortgage loan requires a 20% down payment. If you are a first-time homebuyer however, saving up tens of thousands of dollars can seem like an impossible task. Of course, there are loan programs, like FHA mortgages, that allow for low down payments, but they often have stricter require...
RICKAIREY.COM
First Financial Mortgage
Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they check, can you still buy a home?Credit Score...
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First Financial Mortgage
