Take these seven steps to prepare yourself for the home search ahead:
CONSUMERAFFAIRS.COM
7 helpful steps to take when house hunting
A new baby in your home is an exciting milestone. But as the baby grows and begins to move around on their own more, it's important make sure your home is safe! Babyproofing your home is crucial to minimize the risks. Check out these tips!
FIRSTHOME.COM
Tips for Babyproofing Your Home - First Home Mortgage
If you are interested in low interest rates on a 30-year, fixed interest mortgage and lower monthly payments for the life of loan, learn more about the Preferred Rate Program.
FIRSTHOME.COM
Maryland Mortgage Program: The Flex Program - First Home Mortgage
Be ready for your next home search with this helpful guide.
ROBMERCER.MYHOMEHQ.BIZ
Do you have a house-hunting checklist?
With 2020 being filled with uncertainties, it’s a good time to take into account what real estate can expect throughout the remainder of the year. Forbes interviewed 15 entrepreneurs and gathered their opinions on the current state of the market and what we can expect for the end of 2020. Here’s what they said.
FORBES.COM
Council Post: 15 Predictions For The Real Estate Market In The Second Half Of 2020
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Home maintenance doesn't have to be difficult. Have these nine basics up your sleeve to fix things around the house.
REALSIMPLE.COM
9 Basic Home Maintenance How-tos Everyone Should Know
Are you thinking about making some changes to your home? Get in touch for financing options.
APARTMENTTHERAPY.COM
7 Finishes and Materials That’ll Impact Your Resale Value, According to Experts
As we all know, Halloween is going to look and feel a little different. Here are some tips to help you prepare for the spookiest day of the year.
FIRSTHOME.COM
5 Tips for a Safe & Spooky 2020 Halloween - First Home Mortgage
Buying a home may seem like a daunting process but being prepared can ease your mind. It is important to understand what to expect when preparing to buy a home, and what to expect during the home buying process. Here is a short outline of the five main milestones of the home buying process!
FIRSTHOME.COM
Home Loan Milestones - First Home Mortgage
This is just one of many methods you can use to save up for a new place.
BUSINESSINSIDER.COM
If you're an aspiring homeowner, use the 30/30/3 rule to figure out what kind of house you can afford
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Reap the benefits of your homeownership by keeping your finances in good shape.
HGTV.COM
Financial Strategizing for New Homeowners
There may be a lot of questions you have when buying a home, especially if it’s your first time. One question may be whether or not homeowners insurance is required and the reasons why. Realtor.com has put together a Home Buyer’s Guide to Home Insurance which will walk you through what you need to know!
REALTOR.COM
Is Home Insurance Required When You Buy a House?
Mortgage rate locks could be an option if you're worried about interest rates rising before you close.
ROBMERCER.MYHOMEHQ.BIZ
Do you know about rate locks?
Location, location, location isn’t necessarily what is driving buyers in this new post-pandemic world. School is virtual and most are working from home so being closer to the bus stop or needing a time saving commute isn’t as important as it once was. Here’s why good deals are trumping good locations.
FORBES.COM
The Covid Effect On Real Estate: Why Good Deals Have Replaced Good Locations
Thinking about purchasing a second home? There are a lot of questions to consider before you make up your mind.
CONSIDERABLE.COM
5 questions to ask yourself before buying a vacation home | Considerable
There are many different mortgage types and it's important to know what options are available. To find out more information and which loan type is right for you, contact one of our loan officers today!
FIRSTHOME.COM
Types of Mortgage Loans - First Home Mortgage
Home upgrades can bring a fresh, new feel into your home as well as build equity! There are several smaller update options that can save you time and money but still breathe new life into your home. Check out these 7 ways to upgrade your living spaces!
REDFIN.COM
7 Home Upgrades to Transform Your Space Without Remodeling - Redfin
No matter which material you choose, the most important thing is that it stays consistent throughout your home.
RD.COM
This Is the Absolute Best Flooring for Increasing Home Value
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Keep these six tips in mind when decorating each room in your home.
HOUSEBEAUTIFUL.COM
The Overlooked Element That Makes a Room "Just Look Right"
Have you factored closing costs into your homebuying budget?
READYNEST.COM
Who pays closing costs when you purchase a home? | Readynest
Your credit score determines many factors when applying for a mortgage. But don't be afraid! There are many ways to improve your score to set you up for successful homeownership!
FIRSTHOME.COM
Does Your Credit Score Spook You? - First Home Mortgage
Maybe you consider adjustable-rate mortgages risky, but they may be beneficial for some people. Read more:
ROBMERCER.MYHOMEHQ.BIZ
Does an adjustable rate make sense for you?
For the fourth month in a row, home sales have increased due to low interest rates. Compared to this time last year, home sales are up 21% which experts were not anticipating. Check out this article from realtor.com to see if now is a good time to sell your home!
REALTOR.COM
Existing-Home Sales Soared in September—7 in 10 Homes Sold in Less Than a Month
Ever heard of the Flex 4% Grant Assist Program? If not, this incentive offers a 4% grant of the MMP loan amount to apply towards closing costs and down payment assistance. If you are interested in learning more about the program, and if you qualify, contact me to set up a time to chat.
FIRSTHOME.COM
Flex 4% Grant - First Home Mortgage
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Now more than ever you may be considering a move from the city, but it’s important to consider the costs associated with moving to suburban areas. When moving to the suburbs you may have a bigger home, more furniture, a yard to maintain, or even need a car now, all of which will impact your finances. The Washington Post shares more info and things to consider when moving from city to suburbs!
WASHINGTONPOST.COM
Costs to consider before moving to the suburbs
Thinking of redecorating your home? Use these interior designers' tips to create the perfect living space.
VERANDA.COM
6 Common Decorating Mistakes And How To Avoid Them, According to Top Interior Designers
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Get in touch for guidance if you're unsure whether refinancing is the right choice for you.
APARTMENTTHERAPY.COM
5 Things I Had to Google While Refinancing My Home
Do you know the key differences between a home equity loan, a cash-out refinance and a home equity line of credit? Reach out with any questions.
FORBES.COM
HELOC and Home Equity Loans Vs. Cash-Out Refinance
When you begin the mortgage application process, you will want to be cautious of certain actions that can pose as a risk to your pre-qualification and eventually your closing. Avoiding mortgage delaying actions can lead to a smoother transaction in the end. Check out these 5 things you should avoid before your loan closes.
FIRSTHOME.COM
5 Things to Avoid During the Home Loan Process - First Home Mortgage
Most homebuyers think saving for a down payment will be the toughest obstacle when buying a home, but that doesn’t have to be the case. There are many programs across the country that are specifically designed to assist buyers when it comes to down payments.
REDFIN.COM
Down Payment Assistance: Make Your Dream of Homeownership a Reality
You can gain a lot from your home equity. Read this for ways to increase your stake in your property.
ROBMERCER.MYHOMEHQ.BIZ
5 Tips for Building Equity
The 1st Time Advantage 5000 provides eligible home buyers a $5,000 loan for down payment assistance and closing cost with 30-year deferred, 0% interest. Get into your dream home for less than you thought! Contact me today to get started.
FIRSTHOME.COM
Maryland 1st Time Advantage 3% Down Payment Assistance (DPA) - First Home Mortgage
Having an inventory of your belongings for insurance purposes is an essential part of being a homeowner.
THEBALANCE.COM
Your Guide for Making a Home Inventory and Why You Need One
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Use these nine tips to make each room in your home look its best.
THESPRUCE.COM
9 Tips to Beautify Any Room in Your Home
Choosing a real estate agent is a significant aspect of buying a home. Not all agents are created equal so it is important to do research, ask family and friends for referrals, and interview to find who is going to have your best interest at heart and get you into the home of your dreams! Check out our recent blog post with more tips and tricks on finding an agent!
FIRSTHOME.COM
How to Choose a Real Estate Agent - First Home Mortgage
Appraisals are a must when you're buying or refinancing a home. Learn more about them here:
FOOL.COM
How Much Does a Home Appraisal Cost?
Is there anything I can help you with? Please reach out if you or someone you know could use my services right now or in the near future.
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You don't need to make huge changes to increase your savings.
THEBALANCE.COM
8 Ways to Trim Your Household Expenses
Competing in today’s real estate market can be stressful and daunting. During your home search you will want to be as proactive as possible for a greater chance to snag your dream home. Take these tips into consideration if you’re looking to buy! http://firsthome.com/2020/11/27/how-to-compete-in-todays-market/?utm_source=Facebook&utm_medium=social
FIRSTHOME.COM
How to Compete in Today’s Market - First Home Mortgage
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These four tips could help you create better spending and saving habits.
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Accomplish Your Financial Goals
An important aspect of buying a home is your home inspection. You will want to make sure you hire a professional to complete your home inspection so that there are no surprises once you move in. Not all inspections are guaranteed to include a pest inspection, but it may be in your best interest to have one done. Check out these top 3 reasons why pest inspections are important!
HOMIFY.COM
3 Reasons To Conduct Pest Inspections Before Buying A New Home | homify
This year, the Federal Housing Finance Agency (FHFA) increased annual loan limits by 7.42% for 2021 based on changes to the national median home prices. To learn more, read the full press release here:
HUD.GOV
FHA Announces New Single Family Loan Limits for 2021 | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
Real estate has been successful for most of 2020. Read three reasons why:
BUILDERONLINE.COM
Today’s Unbelievably Good Housing Market, Explained
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We are so excited to announce that the new First Home Mortgage website is live! Some of the great new features on the site include:
Simpler, cleaner form fills including our new and improved contact us form
New and improved Loan Officer pages with personalized social media feeds to showcase their latest posts
The ability to search throughout the site using our new search bar
Borrower portal login with a new sign on interface
We encourage you to check it out for yourself! Please visit www.firsthome.com.
Is your home ready for winter? If not, now is the time to do these checkups.
BLOG.RISMEDIA.COM
Preparing Your Home to Stand Against the Cold, Snow and Ice of Winter
If you are thinking it's time to sell your home you may want to get started on the prep work that is needed. Repairs and updates such as touching up the paint, replacing the carpet, and repairing the drywall can make a difference. Some of these projects may require more time or knowledge then you have to offer. Maybe hiring a handyman is right for you, check out this article to learn more!
REDFIN.COM
Prepping Your Home for Sale? Why You Should Hire a Handyman - Redfin
If your silverware is spotted with rust, try this method for removing it.
HUNKER.COM
How to Remove Rust Stains From Utensils Cleaned in the Dishwasher | Hunker
Real estate has been successful for most of 2020. Read three reasons why:
BUILDERONLINE.COM
Today’s Unbelievably Good Housing Market, Explained
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No one could have predicted the year 2020 turned out to be, but with 2021 on the horizon real estate professionals are predicting what home trends they think we will see. COVID-19 shook up our world, including how we live and what we consider most important in our homes. Check out the home trend predictions for 2021 in this latest article from Apartment Therapy!
APARTMENTTHERAPY.COM
The Home Trends We’ll See in 2021, As Predicted by Real Estate Pros
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A recent study showed that only 30% of homeowners with garages use them to store their vehicles, because they are just too full! If your garage is cluttered, the good news is that this is a project you can tackle yourself at little to no cost to you. Check out these 4 easy steps to organizing your garage!
FIRSTHOME.COM
4 Easy Steps to an Organized Garage | First Home Mortgage
If you are thinking it's time to sell your home you may want to get started on the prep work that is needed. Repairs and updates such as touching up the paint, replacing the carpet, and repairing the drywall can make a difference. Some of these projects may require more time or knowledge then you have to offer. Maybe hiring a handyman is right for you, check out this article to learn more!
REDFIN.COM
Prepping Your Home for Sale? Why You Should Hire a Handyman - Redfin
If your silverware is spotted with rust, try this method for removing it.
HUNKER.COM
How to Remove Rust Stains From Utensils Cleaned in the Dishwasher | Hunker
“Applications to refinance a home loan, which are most sensitive to mortgage rate fluctuations, increased 1% for the week but were a strong 105% higher than the same week one year ago... Refinancing now would give anyone who refinanced last year substantial savings on their monthly payments.”
CNBC.COM
Refinance demand jumps 105% annually, as mortgage rates set 15th record low of 2020
Do you think of homeownership as a way to build wealth?
READYNEST.COM
Move-up homebuyer turns moxie into money | Readynest
Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
Winter doesn’t have to be an undesirable time to sell your home. If you know what to expect, you can have just as much success selling your home during winter than you would any other time of year. Read our latest blog on why you don’t be afraid to list during wintertime!
FIRSTHOME.COM
Selling Your Home During Winter | First Home Mortgage
No one could have predicted the year 2020 turned out to be, but with 2021 on the horizon real estate professionals are predicting what home trends they think we will see. COVID-19 shook up our world, including how we live and what we consider most important in our homes. Check out the home trend predictions for 2021 in this latest article from Apartment Therapy!
APARTMENTTHERAPY.COM
The Home Trends We’ll See in 2021, As Predicted by Real Estate Pros
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One of the smartest things to do to get ahead of the competition and be best prepared is getting pre-qualified for a mortgage. Check out our latest blog to learn more!
FIRSTHOME.COM
Why Pre-Qualifying for a Loan is Important | First Home Mortgage
No matter what needs to be done around the house, you want to be sure you can find a professional you trust.
FAMILYHANDYMAN.COM
The 6 Best Ways to Find a Handyman
If any of these noises seem familiar, you may want to call in a professional.
BOBVILA.COM
7 House Sounds You Never Want to Ignore
“Applications to refinance a home loan, which are most sensitive to mortgage rate fluctuations, increased 1% for the week but were a strong 105% higher than the same week one year ago... Refinancing now would give anyone who refinanced last year substantial savings on their monthly payments.”
CNBC.COM
Refinance demand jumps 105% annually, as mortgage rates set 15th record low of 2020
Do you think of homeownership as a way to build wealth?
READYNEST.COM
Move-up homebuyer turns moxie into money | Readynest
Stay comfortable at home with chairs, sectionals and even bean bags.
HOUSEBEAUTIFUL.COM
16 of the Most Nap-Worthy Couches and Chairs You Can Buy Online
Reach out if you need assistance with your home loan.
MAGAZINE.REALTOR
Millennials Underestimate Down Payment Needs
Our relationship with our living spaces have drastically changed this year. Indoor and outdoor, we’ve all spent more time at home this year then ever before. Check out this article from Forbes that discusses the two main factors to consider if you want to renovate your home in 2021!
FORBES.COM
Interior Designers Share The Best Home Renovation Ideas For 2021
Using money gifted from loved ones is a common way to add to your homebuying funds.
ROBMERCER.MYHOMEHQ.BIZ
A Popular Down Payment Option
One of the smartest things to do to get ahead of the competition and be best prepared is getting pre-qualified for a mortgage. Check out our latest blog to learn more!
FIRSTHOME.COM
Why Pre-Qualifying for a Loan is Important | First Home Mortgage
No matter what needs to be done around the house, you want to be sure you can find a professional you trust.
FAMILYHANDYMAN.COM
The 6 Best Ways to Find a Handyman
If any of these noises seem familiar, you may want to call in a professional.
BOBVILA.COM
7 House Sounds You Never Want to Ignore
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Your homebuying must-haves and wishlist can be used strategically to find the right fit, even if it isn't perfect.
APARTMENTTHERAPY.COM
One Realtor’s “85 Percent Rule” Will Help You Decide Which House to Buy
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The Federal Housing Finance Agency has announced the Fannie Mae and Freddie Mac conforming loan limits for mortgages for 2021. Read more about it on our latest blog!
FIRSTHOME.COM
New Conforming Loan Limits for 2021 | First Home Mortgage
Ready to give your home a new look? Here's what's expected to trend for the next year -- or more.
HUNKER.COM
The Decor Styles You'll See Everywhere in 2021, According to Modsy | Hunker
Reach out if you need assistance with your home loan.
MAGAZINE.REALTOR
Millennials Underestimate Down Payment Needs
During a time where in-person tours may not be manageable, it’s important to take extra precautions when buying home sight unseen. Check out these 5 mistakes to avoid if you find yourself house hunting virtually!
REALTOR.COM
Avoid These 5 Mistakes When Buying a Home Sight Unseen
You could improve your finances and build wealth with these four tips:
ROBMERCER.MYHOMEHQ.BIZ
Make 2021 a Great Financial Year
If you think you may be ready to refinance, it's important to weigh the pros and cons and understand how it works. It may seem overwhelming, but it doesn't have to be! Check out our latest blog to learn more! http://firsthome.com/understanding-refinancing/
FIRSTHOME.COM
Understanding Refinancing | First Home Mortgage
This week on Mortgage Monday we’re talking closing costs. If you’re a first-time homebuyer or it has been some time since you’ve bought a home, you may not know what to expect at settlement. Doing research beforehand can eliminate the intimidation and prepare you for the mortgage process! Check out more need-to-know terms on our website: https://firsthome.com/mortgage-glossary/
Did you know that your bathroom could have an effect on your home's value? Learn more:
BLOG.RISMEDIA.COM
4 Ways Your Bathroom Can Impact the Value of Your Home
Learn the proper way to wash and dry your plush comforter to give it a longer lifetime.
ORGANIZED-HOME.COM
Domestic Science: How to Wash a Down Comforter - The Organized Home
Starting the mortgage application process can be intimidating. If you are a first-time homebuyer, you may not know the right questions to ask. Here are some of the questions that may prove helpful when pursuing a new mortgage!
FIRSTHOME.COM
Questions to Ask When Applying for a Mortgage | First Home Mortgage
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Trying to limit screen time? Make sure the kids don't get bored with these creative and fun ideas.
MARTHASTEWART.COM
Indoor Activities Guaranteed to Keep the Kids Busy at Home This Winter
One question lenders often face is whether or not a client qualifies as a first time homebuyer and the answer isn’t so black and white. If you’ve never bought a home before then you are considered a first time homebuyer. But there are circumstances where you may qualify even if you have purchased in the past! Contact a Loan Officer today to see what programs are available for you! https://firsthome.com/find-loan-officer/
Find out how certain credit checks can affect your score.
THEBALANCE.COM
What’s the Difference Between a Hard and Soft Credit Inquiry?
During a time where in-person tours may not be manageable, it’s important to take extra precautions when buying home sight unseen. Check out these 5 mistakes to avoid if you find yourself house hunting virtually!
REALTOR.COM
Avoid These 5 Mistakes When Buying a Home Sight Unseen
Today we are talking fixed rate mortgages! If you’re new to the homebuying scene or its been a while since you purchased, you may not know of the different options available to you. To learn more mortgage terms to get you up to speed, check out our website! https://firsthome.com/mortgage-glossary/
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Rising home equity and falling interest rates are two of the factors leading to the success of the housing market in the past year.
MAGAZINE.REALTOR
3 Trends Driving Hyperactivity in the Real Estate Market
Starting the mortgage application process can be intimidating. If you are a first-time homebuyer, you may not know the right questions to ask. Here are some of the questions that may prove helpful when pursuing a new mortgage!
FIRSTHOME.COM
Questions to Ask When Applying for a Mortgage | First Home Mortgage
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Trying to limit screen time? Make sure the kids don't get bored with these creative and fun ideas.
MARTHASTEWART.COM
Indoor Activities Guaranteed to Keep the Kids Busy at Home This Winter
Not sure if you’re financially ready to buy a home? This really is the key question, and it will affect your life every day after you close on your home. We can help you with some of these calculations, but it also helps to do your homework and prepare your personal budget. Keep ALL costs in mind when looking at your house budget: maintenance on a home, property taxes and insurance, and all your other bills. Contact us today to learn more!
Once you're done with the basics, here are some other ways to make the space look and feel better.
LIFEHACK.ORG
10 Small Changes To Make Your House Feel Like A Home
You have two main options when it comes to fixed mortgages: 15-year or 30-year. But what’s the difference between the two? How do you know which one is right for you and will meet your homebuying needs? Check out our recent blog to learn more!
FIRSTHOME.COM
15-Year Fixed vs. 30-Year Fixed Rate Mortgages | First Home Mortgage
Are you buying a new place this year? Use these tips to help you adjust to the changes.
ROBMERCER.MYHOMEHQ.BIZ
Make Your New House Feel Like Home
Today we are talking fixed rate mortgages! If you’re new to the homebuying scene or its been a while since you purchased, you may not know of the different options available to you. To learn more mortgage terms to get you up to speed, check out our website! https://firsthome.com/mortgage-glossary/
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Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
Not sure if a government loan would be right for you? We always recommend speaking to Loan Officer to find out more, but our latest blog post can give you better insight on the most common government loans!
FIRSTHOME.COM
Government Home Loan Basics | First Home Mortgage
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Do you have questions about getting a mortgage? Reach out to learn about the process from start to finish.
BLOG.RISMEDIA.COM
Know How and When to Apply for Home Loans in 2021
Not sure if you’re financially ready to buy a home? This really is the key question, and it will affect your life every day after you close on your home. We can help you with some of these calculations, but it also helps to do your homework and prepare your personal budget. Keep ALL costs in mind when looking at your house budget: maintenance on a home, property taxes and insurance, and all your other bills. Contact us today to learn more!
Are you aware of how and when you can deduct your property taxes?
INVESTOPEDIA.COM
Don't Miss Out on Property Tax Deductions
Our lives are becoming more virtual every day and the same goes for the mortgage application process. Much of the application can be done online and it’s important to take extra precautions to ensure your personal information stays out of the wrong hands. Check out these 5 tips we’ve compiled to keep in mind when applying for a mortgage electronically!
FIRSTHOME.COM
Protecting Your Personal Information Online When Applying for a Mortgage | First Home Mortgage
Homeownership comes with its share of perks. Read about five financial advantages you could get this tax season.
ROBMERCER.MYHOMEHQ.BIZ
How Homeowners Can Claim Tax Benefits
This week we are talking about Loan Estimates! Sometimes referred to as the LE, the Loan Estimate is a three page disclosure you receive after applying for a mortgage. It is an estimate of charges the borrower will likely incur in connection with the loan. Check out our Mortgage Glossary to explore more terms that can prepare you for your homebuying journey! https://firsthome.com/mortgage-glossary/
Your house can collect dirt and dust pretty quickly. Make sure it stays looking nice by sticking to a regular cleaning schedule.
BOBVILA.COM
10 Cleaning Chores You Should Be Doing Every Month
Locating the main water shut-off is an essential early step for homeowners.
THESPRUCE.COM
How to Find Your Home's Main Water Shut Off Valve
Making updates around your home can get you a better price when you decide to sell.
MARTHASTEWART.COM
Five Renovations That Can Increase the Selling Price of Your Home
Many people have fixed opinions about how to buy a house and what it takes to do it, but they aren’t always true. There are many universal myths surrounding the home buying process. Here we break down 5 of the most common home buying myths!
FIRSTHOME.COM
5 Misconceptions About Home Buying | First Home Mortgage
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If you can live with an undesirable home feature for at least one year, you may realize that it's not a deal breaker after all.
APARTMENTTHERAPY.COM
The One Question You Need to Ask Yourself Before Buying a House
This week we are defining “prequalification.” This mortgage term is an important step to the beginning of your home buying process. The more you familiarize yourself with mortgage lingo, the better prepared you will feel when it’s time for you to purchase or refinance! To learn more mortgage terms like this, visit our Mortgage Glossary! https://firsthome.com/mortgage-glossary/
Are you aware of how and when you can deduct your property taxes?
INVESTOPEDIA.COM
Don't Miss Out on Property Tax Deductions
You probably spend a lot of time in your kitchen. Keep these 2021 looks in mind when you update the space.
ROBMERCER.MYHOMEHQ.BIZ
Kitchen Trends to Inspire You
This week we are discussing Seller Financing. This is an agreement in which a seller provides financing needed by a buyer to purchase the seller’s home. The agreement often is reached when the buyer has insufficient funds for a down payment. If you want to learn more or see if this could be an option for you don’t hesitate to get started with us! For more terms, visit https://firsthome.com/mortgage-glossary/
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Making updates around your home can get you a better price when you decide to sell.
MARTHASTEWART.COM
Five Renovations That Can Increase the Selling Price of Your Home
Many people have fixed opinions about how to buy a house and what it takes to do it, but they aren’t always true. There are many universal myths surrounding the home buying process. Here we break down 5 of the most common home buying myths!
FIRSTHOME.COM
5 Misconceptions About Home Buying | First Home Mortgage
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Do you think you could benefit from co-buying a home?
REALSIMPLE.COM
How This Mom Saved Big Money By Buying a Home With Her Dad
Whether you’re a first time homebuyer or you’re refinancing, the mortgage process can be intimidating and filled with terms you are new to. This week on Mortgage Monday we define Underwriting. Now you know more of what you will hear about during your loan process! Check out our mortgage glossary for more! https://firsthome.com/mortgage-glossary/
Updating your kitchen doesn't have to mean a lot of work. See what a difference small changes can make:
APARTMENTTHERAPY.COM
Before and After: A Two Week, $900 Redo Gives a Dated Kitchen a New Life
You probably spend a lot of time in your kitchen. Keep these 2021 looks in mind when you update the space.
ROBMERCER.MYHOMEHQ.BIZ
Kitchen Trends to Inspire You
This week we are discussing Seller Financing. This is an agreement in which a seller provides financing needed by a buyer to purchase the seller’s home. The agreement often is reached when the buyer has insufficient funds for a down payment. If you want to learn more or see if this could be an option for you don’t hesitate to get started with us! For more terms, visit https://firsthome.com/mortgage-glossary/
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Find out where you should aim for your credit score to be -- and how to get it there.
EXPERIAN.COM
What Is a Good Credit Score?
Home ownership comes at a cost and can get expensive. Using these 15 tips can save you some serious dollars on your utility bills! Check them out in our latest blog post.
FIRSTHOME.COM
15 Tips to Reduce Your Utility Bills | First Home Mortgage
Click to see an infographic explaining how your credit score is calculated.
ROBMERCER.MYHOMEHQ.BIZ
What's behind your credit score?
Before settlement you will receive a Closing Disclosure (CD), this will be an important part of breaking down costs and terms set for your loan. When receiving your CD if you have any questions or concerns be sure to reach out to your Loan Officer! For more terms and helpful resources visit the resource center on our website https://firsthome.com/resources/
Here's what you need to know to get some stuff done around the house.
HUNKER.COM
6 Easy Home Repair Hacks Everyone Should Know | Hunker
Find out what an inspection can reveal -- as well as whether it's ever OK to skip one.
READYNEST.COM
How to put a home inspection to work for you
When it comes to your family's home, one size definitely does not fit all.
BLOG.RISMEDIA.COM
How to Decide on the Ideal Home Size for You
If you’re thinking it may be time to purchase a home, it’s important to take steps now to better prepare yourself financially. Check out our latest blog post to learn the best ways to prepare for your home loan!
FIRSTHOME.COM
Managing Your Finances Before Purchasing a Home | First Home Mortgage
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Are you thinking of updating any of the rooms around your home? Take inspiration from any (or all) of these styles.
HGTV.COM
The Top 2021 Home Trends
This week we discuss how long the homebuying process can take. While every home sale is different, there are typical timelines followed! For more homebuying tips and resources visit our website: www.firsthome.com/resources/
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Spring is finally here! Which means it’s time to shake off that winter dust and prepare our homes for the warmer months ahead. This can seem like a daunting task but check out our spring cleaning tips to get your home spick and span before the flowers bloom!
FIRSTHOME.COM
Spring Cleaning Tips | First Home Mortgage
Read this before deciding whether to pay off your home before the end of your loan term.
ROBMERCER.MYHOMEHQ.BIZ
Pros and Cons of Paying Off Your Mortgage Early
Do you know what an Adjustable Rate Mortgage is? The more you know, the better off you will be going into the home loan process. Check out our term of the week to learn more about ARMs! For more resources, visit our website: www.firsthome.com/resources!
If you want to find out about home financing and homeownership, don't miss out on this twice-monthly newsletter.
ROBMERCER.MYHOMEHQ.BIZ
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When it comes to your family's home, one size definitely does not fit all.
BLOG.RISMEDIA.COM
How to Decide on the Ideal Home Size for You
