Your living space is doing double duty. Make it work for you by creating the office you need in the home you love. Check out our ideas for projects and how you can finance them. https://bit.ly/33hNlAm
The general goals of a home renovation are to modernize your lifestyle and increase the home’s value. Whether it’s a new kitchen, bathroom or addition, the first step is to budget accordingly. https://bit.ly/3ilX6ly
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Smart Budgeting for Home Renovations | CrossCountry Mortgage
Getting your documents together is the first step of the mortgage process. Here’s a checklist of everything you need to apply for a home loan, followed by details about the other five steps of the process. https://bit.ly/3iO84Rx
Even homes with major structural and non-structural problems need owners. A long list of those problems can be fixed with the funds from an FHA 203(k) Standard Loan. https://bit.ly/35Hhj2t
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Home Purchase & Repair Financing | Loan Program
Ready to remodel the bathroom or revamp the kitchen? Taking on a home renovation is a big decision that requires research. Carefully evaluate and engage the people you’ll trust to make it happen. https://bit.ly/2Ruq3k4
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There are several loan programs that not only have lower down payment requirements, but also give you options regarding your closing costs. Learn more about three of them. https://bit.ly/2RnXDIz
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How To Buy A Home & Hang Onto Your Cash | CrossCountry Mortgage
Closing day is arguably the most exciting step in the mortgage process. This is why it’s important to ensure you’re prepared and know what to expect. https://bit.ly/2GAul7R
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Closing on Your Home Loan | CrossCountry Mortgage
So you’ve decided to buy a place of your own! There are many motivations for purchasing a home, and we offer a broad portfolio of purchase programs to support those various goals. https://bit.ly/33K0WRe
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Buying a Home or Refinancing a Loan | CrossCountry Mortgage
During one of the most important financial decisions of your life, you want to be informed and reassured every step of the way. You will be when you work with us! https://bit.ly/2I56OvT
DIY projects and renovations are a great solution when you want to create the home of your dreams. Find out if a fixer-upper is right for you! https://bit.ly/2I8mApZ
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Financing a Fixer-Upper | CrossCountry Mortgage
Certain important aspects of your financial standing need to remain consistent during the mortgage review process, otherwise the details of your loan could change. Even worse, your loan could be canceled. Don’t let this happen to you! https://bit.ly/3n8m1fM
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What To Do When Applying for a Mortgage I CrossCountry Mortgage
Now even more homebuyers can qualify for a mortgage with our new proprietary products! We have lower down payment and credit score requirements as well as higher loan limits for our Asset Qualifier and Bank Statement programs. We’ve also added programs that allow you to qualify with your 1099s and investor cash flow. Contact us for more details or to get started on the road to homeownership!
Owning a home is exciting and fulfilling, and your home financing experience should be positive and memorable. Check out our overview of the mortgage process so you know how to prepare and what to expect. https://bit.ly/355oS0X
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How The Mortgage Process Works | CrossCountry Mortgage
If home is now your office, you need a real office at home! Whether that requires small changes or major renovations, these ideas can help you be your best while you’re on the clock. https://bit.ly/31xML00
When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals and looking online. https://bit.ly/31Hb9g3
Whether you need to pay for college or pop for a new car, major expenses can arise unexpectedly. In these situations, an FHA Cash-Out Refinance might be a good option. https://bit.ly/3k7KLmz
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7 Questions | Is An FHA Cash-Out Refinance For You
You probably prefer to do online research about a major purchase before speaking to someone personally. We understand, so we’ve provided this list of tips for first-time homebuyers. https://bit.ly/2H9sUwT
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Tips for First-Time Homebuyers | CrossCountry Mortgage
Many people delay or avoid applying for a #mortgage because they don’t have enough money to cover the up-front costs. Don’t disqualify yourself without first exploring these options. https://bit.ly/35x2Ggg
Sleep in, get a head start on errands, or catch up on your most binge-worthy show. Whichever way you spend the extra hour, we hope you’re able to maximize the time doing something you love!
There’s no better way to spend a fall weekend than indulging in the annual celebration of ghouls, goblins, costumes, and candy! We hope your Halloween is safe, fun, and full of treats!
The decision to refinance your mortgage usually leads back to achieving your financial goals. That's why it’s important to consider all of the available options and ask yourself these questions. https://bit.ly/37WiQCP
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Questions About Mortgage Refinancing | CrossCountry Mortgage
Buying a home is one of the most important purchasing decisions you’ll ever make. As with any large investment, it’s smart to compare as many mortgage products and lenders as possible. https://bit.ly/31Tx2bR
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Shopping Around For A Home Loan | CrossCountry Mortgage
You’ve applied for a new home loan or have decided to refinance your existing mortgage. Congratulations! Now all you have to do is wait, right? Not quite. Find out how you can keep the process moving along smoothly. https://bit.ly/2GZ1Qkk
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What To Do When Applying for a Mortgage I CrossCountry Mortgage
We are taking the time today to honor those who have selflessly served our country in the Military. Our heartfelt gratitude goes out to all Veterans and Active-Duty Members of our Armed Forces and Reserves.
Do you think you’re restricted on how to use the loan proceeds from a Home Equity Conversion Mortgage, or that only low-income borrowers need HECMs? Here is the reality. https://bit.ly/36hPEDP
Closing on a home that needs work and then applying for a separate renovation loan is enough to make you move on from a potential dream home. An FHA 203(k) loan could be the solution. https://bit.ly/38mKRUs
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Home Purchase & Repair Financing | Loan Program
Owning a home should be easy for those who have served our country in the military. VA loans do not require a down payment, and at CrossCountry Mortgage, the advantages don’t end there. We don’t put additional restrictions on our VA loans, and we work with borrowers who have low credit scores and complex credit histories. Contact us today to get the mortgage benefits you deserve for your service.
The more knowledgeable you are about everything that’s involved with purchasing a home, the more confident you’ll feel as you move through the steps of securing a home loan. Prepare to be empowered! https://bit.ly/3kMjrK6
Serving your country in the Military gives you advantages when it’s time to buy a home. Unlike conventional loans, VA loans offer up to 100% financing with no mortgage insurance, no loan limits, and limited closing costs. Contact us today to get the mortgage benefits you deserve for your Military Service. https://bit.ly/2KizXFa
Buying a home is fun, exciting and validating. It can also become a competition when there are more buyers than sellers. In a market with a tight housing inventory, we have the best solution. https://bit.ly/2H77b9m
When you’re considering a #mortgage, you can’t put a price on trust and feeling comfortable with the process. Finding someone who can provide the best financing for your situation is key. https://bit.ly/2J80iVQ
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Shopping Around For A Home Loan | CrossCountry Mortgage
Everyone should be able to take advantage of historically low mortgage rates — especially veterans. With a VA Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA Streamline Refinance, you can reduce your monthly payments with no appraisal or underwriting required, and your loan fees can be financed or waived. Contact us today to get the mortgage benefits you deserve for your service.
A mortgage allows you to pay for your home over time, but two out-of-pocket costs are due at closing. Find out what they are and how you can buy a home with the least amount of cash. https://bit.ly/2J0Oncy
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How To Buy A Home & Hang Onto Your Cash | CrossCountry Mortgage
If you’ve never had one before, you may be wondering what benefits come with an FHA #mortgage - especially when you’re faced with a major expense. Here’s what you need to know. https://bit.ly/2Ktj1vJ
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7 Questions | Is An FHA Cash-Out Refinance For You
Buying a home is generally considered to be one of the best investments you can make. That’s why it’s important to have options so you can get a mortgage that’s best for you. https://bit.ly/2HK7RSa
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Buying a Home or Refinancing a Loan | CrossCountry Mortgage
Your credit score is a very important factor in getting approved for your first mortgage. Cleaning up your credit is the first of several helpful tips you’ll find in this informative article. https://bit.ly/3qaj2Vw
As 2020 winds down and the holiday season begins, let’s all remember to be grateful for the good things in our lives. Happiest Thanksgiving from the CrossCountry Mortgage family to yours!
Found a fixer-upper? An FHA 203(k) Standard Loan could be a more affordable solution to finance repairs than home equity lines of credit, credit cards or personal loans. https://bit.ly/33J8gMn
CROSSCOUNTRYMORTGAGE.COM
Home Purchase & Repair Financing | Loan Program
So you’re feeling pretty confident that your mortgage will be approved. Now is NOT the time to finance a new set of living room furniture or buy a car to put in your new garage. Find out why so you don’t put your loan at risk. https://bit.ly/3a5l8kc
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What To Do When Applying for a Mortgage I CrossCountry Mortgage
Knowledge is power, especially when it comes to your mortgage. Familiarize yourself with the loan process so you know what’s required and what you need to do to get from application to closing. https://bit.ly/37Q7Q8o
Following last month’s announcement of higher conforming loan limits for next year, the Federal Housing Administration has set new 2021 limits for FHA loans as well! What does this mean for homebuyers? They’ll have more home choices with a low down payment loan.
Read more: https://bit.ly/3qMfp8z
It’s always exciting to unwrap presents, but nothing makes us smile more than the joy our loved ones bring to our hearts. Happy Holidays from the CCM family to yours!
The ability to refinance the loan on a home that has accumulated equity is a financial advantage that means different things to different people. Here’s how to weigh your options. https://bit.ly/39749f9
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Questions About Mortgage Refinancing | CrossCountry Mortgage
If you can show a healthy cash flow from your rental properties, you should be able to use that income to qualify for a mortgage. Makes sense, doesn’t it? So does our Signature Investor Cash Flow Loan. Read more about it and our other exclusive Signature Series Loans. https://bit.ly/2MpO0K0
Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!
Before you envision your new home with updated appliances and fresh paint colors, the appraiser that evaluates the property will be making sure everything is compliant with HUD’s minimum property standards. Follow this checklist ahead of time to determine if these items need to be included in your repair list. https://bit.ly/3nwpnbv
First-time homebuyers should know their budget, their debt-to-income ratio, and the difference between a pre-qualification and a pre-approval. If you don’t, this article is for you. https://bit.ly/3bmlnbk
On January 18, we celebrate the life and legacy of Dr. Martin Luther King, Jr.: pastor, civil rights leader, advocate of nonviolence. His words are as meaningful today as they were more than 50 years ago. Let’s take a moment today to remember, “The time is always right to do what is right.”
Becoming a first-time homebuyer is one of life’s most exciting and rewarding moments. Before closing day arrives, create a sound budget and financial plan to navigate the new responsibilities of homeownership. https://bit.ly/35MwF4M
Renovation loans aren't just for homes in disrepair. Whether you're buying or refinancing, we'll match you up with the perfect loan so you can make a huge variety of improvements and additions. https://bit.ly/3c6xn0Y
Not all mortgages are ideal for every borrower, but a product that is well-suited for your situation could help you achieve your financial goals better than others. One of them is a HECM. https://bit.ly/2MbAZDQ
Your home office should be as convenient as your commute - going from one room to another. We have ideas for creating an ideal workspace and the financing options to make them happen. https://bit.ly/3r0kYQg
Whether you’re shopping on Amazon or deciding what to have delivered for dinner from DoorDash, it’s good to have choices. It’s even better when you’re considering a mortgage. https://bit.ly/39lFYL7
This calculator will help you weed through the fees, taxes and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/36fHKvp
Not all mortgages are ideal for every borrower, but a product that is well-suited for your situation could help you achieve your financial goals better than others. One of them is a HECM. https://bit.ly/2MbAZDQ
The point of any refinancing strategy is to successfully identify and meet specific financial goals, which owning a home helps you do. Answering these questions is a great way to start. https://bit.ly/3jfPinc
One of the biggest misconceptions about a Home Equity Conversion Mortgage is that the lender owns your home. It’s one of 5 HECM myths that get a dose of reality in this article. https://bit.ly/2YAKAal
In December 2020, the average rate on a 30-year-fixed mortgage dropped to its lowest level in history. So far in 2021, rates have remained close to that all-time low. Don’t miss this opportunity to get a super-low rate. Contact us today to see if a refi is right for you!
Finding the best vendors to achieve the home renovation of your dreams is straightforward and simple: Talk to them, talk to the people you know and see what they’ve done in the past. https://bit.ly/3ozDKfy
Your home office should be as convenient as your commute - going from one room to another. We have ideas for creating an ideal workspace and the financing options to make them happen. https://bit.ly/3r0kYQg
Whether you’re shopping on Amazon or deciding what to have delivered for dinner from DoorDash, it’s good to have choices. It’s even better when you’re considering a mortgage. https://bit.ly/39lFYL7
Buying your first home is a huge life decision, and understanding your complete financial picture lets you proceed with confidence. Homebuyer programs and sound practices help you budget effectively for the big buy. Read more here: https://bit.ly/2LDyvOC
The point of any refinancing strategy is to successfully identify and meet specific financial goals, which owning a home helps you do. Answering these questions is a great way to start. https://bit.ly/3jfPinc
One of the biggest misconceptions about a Home Equity Conversion Mortgage is that the lender owns your home. It’s one of 5 HECM myths that get a dose of reality in this article. https://bit.ly/2YAKAal
In December 2020, the average rate on a 30-year-fixed mortgage dropped to its lowest level in history. So far in 2021, rates have remained close to that all-time low. Don’t miss this opportunity to get a super-low rate. Contact us today to see if a refi is right for you!
Finding the best vendors to achieve the home renovation of your dreams is straightforward and simple: Talk to them, talk to the people you know and see what they’ve done in the past. https://bit.ly/3ozDKfy
Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with the steps in this article. https://bit.ly/37lemV5
Happy Valentine’s Day to our families, friends, co-workers, business partners, pets - and yes, our love interests! You make us feel like home.
Does that tiny bathroom, musty basement, or outdated kitchen need an upgrade? When it’s time to remodel, start with this checklist of contractors and consultants. https://bit.ly/3b1f2jI
At CrossCountry Mortgage, we go beyond the ordinary with loans that recognize different ways to measure your ability to pay. We have options for self-employed borrowers, real-estate investors, and high-net-worth individuals. Read more about our exclusive Signature Series loans. https://bit.ly/2N0RLGv
Buying your first home is a huge life decision, and understanding your complete financial picture lets you proceed with confidence. Homebuyer programs and sound practices help you budget effectively for the big buy. Read more here: https://bit.ly/2LDyvOC
Why put off until tomorrow what you can do today? Refinance your mortgage and possibly save on your monthly payments! Contact us today to see if a refi is right for you.
Depending on the scope, timing and quality of work, renovating your home can be an exciting or exhausting process. Make it easier on yourself by establishing a realistic budget from the beginning. Read more here: https://bit.ly/2NBhoxq
Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with the steps in this article. https://bit.ly/37lemV5
Happy Valentine’s Day to our families, friends, co-workers, business partners, pets - and yes, our love interests! You make us feel like home.
Does that tiny bathroom, musty basement, or outdated kitchen need an upgrade? When it’s time to remodel, start with this checklist of contractors and consultants. https://bit.ly/3b1f2jI
At CrossCountry Mortgage, we go beyond the ordinary with loans that recognize different ways to measure your ability to pay. We have options for self-employed borrowers, real-estate investors, and high-net-worth individuals. Read more about our exclusive Signature Series loans. https://bit.ly/2N0RLGv
We can show you what your home is worth in today's market and go over your options for purchasing a new home. Contact us today to get started!
Why put off until tomorrow what you can do today? Refinance your mortgage and possibly save on your monthly payments! Contact us today to see if a refi is right for you.
Depending on the scope, timing and quality of work, renovating your home can be an exciting or exhausting process. Make it easier on yourself by establishing a realistic budget from the beginning. Read more here: https://bit.ly/2NBhoxq
Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with the steps in this article. https://bit.ly/37lemV5
Happy Valentine’s Day to our families, friends, co-workers, business partners, pets - and yes, our love interests! You make us feel like home.
Does that tiny bathroom, musty basement, or outdated kitchen need an upgrade? When it’s time to remodel, start with this checklist of contractors and consultants. https://bit.ly/3b1f2jI
We can show you what your home is worth in today's market and go over your options for purchasing a new home. Contact us today to get started!
Why put off until tomorrow what you can do today? Refinance your mortgage and possibly save on your monthly payments! Contact us today to see if a refi is right for you.
Depending on the scope, timing and quality of work, renovating your home can be an exciting or exhausting process. Make it easier on yourself by establishing a realistic budget from the beginning. Read more here: https://bit.ly/2NBhoxq
Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with the steps in this article. https://bit.ly/37lemV5
Happy Valentine’s Day to our families, friends, co-workers, business partners, pets - and yes, our love interests! You make us feel like home.
Does that tiny bathroom, musty basement, or outdated kitchen need an upgrade? When it’s time to remodel, start with this checklist of contractors and consultants. https://bit.ly/3b1f2jI
Deciding to renovate your home is a big deal. It’s important to find the right person to pull it off. When researching professional contractors and vendors, quality comes first and cost comes last. Read more here: https://bit.ly/3cjS08l
Owning a home should be easy for those who have served our country in the Military. VA loans do not require a down payment, and at CrossCountry Mortgage, the advantages don’t end there. We don’t put additional restrictions on our VA loans, and we work with borrowers who have lower credit scores and complex credit histories. Contact us today to get the mortgage benefits you deserve for your Military Service.
No matter how much you get back, more money for a down payment means you can:
✅Borrow less on your mortgage.
✅Improve your negotiating power.
✅Get a better interest rate with a lower down payment
Call or e-mail today so you're ready when your refund arrives!
We can show you what your home is worth in today's market and go over your options for purchasing a new home. Contact us today to get started!
Why put off until tomorrow what you can do today? Refinance your mortgage and possibly save on your monthly payments! Contact us today to see if a refi is right for you.
Depending on the scope, timing and quality of work, renovating your home can be an exciting or exhausting process. Make it easier on yourself by establishing a realistic budget from the beginning. Read more here: https://bit.ly/2NBhoxq
You probably know March 17 by its more common name, St. Patrick’s Day. Either way, it’s that time of year when we set traps in hopes of catching a little green man who will grant our wishes and share his pot of gold. Here’s to good cheer and good fortune on the greenest of holidays. Sláinte!
There’s no reason to stress the big homebuying test - even if you have student loan debt! With these helpful strategies and insights, you’ll have all the knowledge you need to ace your home purchase. https://bit.ly/30OqKcF
I love hearing from my customers! Your feedback is important in helping me deliver the best mortgage experience to all of my clients.
Let me know about your experience!
https://bddy.me/3lovqPL
It’s important to establish how much home you can afford before you start your search! Nothing hurts more than falling in love with a house that’s out of your price range. Lucky for you, we’re here to help you figure that out in advance, so you know just the right price-range to look for.
While we are going to rely on you to account for some of your monthly budget (entertainment, food, school loans), our loan originators can help you estimate some home-ownership fees that you are unsure about, such as:
✔️ Insurance
✔️ Bills
✔️ Property Taxes
✔️HOA Fees
Remember, we are here to make this process as easy as possible for you. You can always reach out to your loan officer for help any step of the way!
Will you gladly go out of your way to get the best deal on a gallon of gas, but also accept the first offer you get from a mortgage lender? Maybe you should reconsider your approach. Read more here: https://bit.ly/3tg3eBw
Here’s your annual reminder that daylight saving time begins Sunday, March 14. Don’t forget to set your clocks ahead one hour. Remember, it’s almost spring. Go forward, not backward!
So, you’ve gotten pre-qualified by a loan originator and established a homebuying budget, what’s next? It’s time for you to get pre-approved!
A pre-approval is a written commitment from your lender that verifies your eligibility to take out a mortgage for a specific time period. We determine this by allowing an underwriter to assess and verify your information.
Pre-Approval is essential in the homebuying process for several reasons:
✅ Confidence when negotiating with a seller
✅ Shows sellers and realtors that you are serious about making a deal
✅ Makes for an easier homebuying process
If you’re ready to start looking for homes, give me a call! I’m happy to help you get started.
You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project.
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We can help you win in a seller's market. Contact us for a free value analysis and find out what your home is worth!
Remember to hold off on those big purchases until AFTER you close on your home loan 🤦♂ 🤦♂
Happy Friday everyone!
A VA IRRRL, also known as a VA Streamline Refinance, can help you lower your interest rate and monthly payments. Already have a VA home loan? Contact us today to get started! https://bit.ly/2Qdfoga
Once your loan is closed, you’ll start receiving snail mail offers for services you didn’t ask for and may not want. We don’t sell your information, but when your deed is recorded, certain items become public record. The good news is, there are ways you can opt out! Learn more here: https://bit.ly/3rUSl7X
Once you’re pre-approved you’re probably itching to get out there and start house-hunting. As excited as you may be to start your search, you’re going to want to find the right realtor to help you!
It’s a seller’s market right now, making buying a house extremely competitive. The right realtor is going to be able to guide you through your home search, making the process easier for you! When looking for a realtor:
🟢 DO
Interview several realtors to find the best one to fit your needs! Be sure to ask them questions about their experience in the area you are looking for houses and their accomplishments as an agent
🔴 DON’T
Opt for a dual agent UNLESS it’s somebody you really trust. Since dual agents work for the buyer and the seller, they may work against the buyer’s best interest because of the commission they are making off of the seller’s home sale.
You’re almost ready to start your house search but be sure you take the proper steps when choosing your realtor. Remember, I’m just a phone call away if you have any questions.
As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. Read more here: https://bit.ly/3spw0Q6
One of the best parts about homebuying is picturing how you could decorate your dream home 🏠
When it comes to your kitchen, do you prefer to keep it rustic, or would you rather go for a more contemporary design?
In a seller’s market, home bidding wars are inevitable. Don’t go in unprepared: With this guide, first-time homebuyers can learn about the team, techniques, and attitude required to come out on top.
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crosscountrymortgage.com
Do you know the difference between pre-approval and pre-qualification? Both are important steps in the mortgage process that may give you a leg up compared to other buyers. Still, it’s important to understand the differences between these two steps!
Remember, I’m always here for you to answer and mortgage questions you may have! Just give me a call.
Veterans: get the benefits you deserve for your service. We’re honored to offer you this fast, easy way to make your existing VA mortgage more affordable. See why a VA Interest Rate Reduction Refinance Loan might be right for you! Contact me today to get started!
