Before you sign up for a company that specializes in roadside assistance for breakdowns, check your insurance policy. Most policies include these services as an incentive for potential clients.
The greater the passenger protection and the more extensive the anti-theft protection that is installed on your car, the lower your insurance premiums will be.
Are you having trouble deciding what kind of car you’re going to get? We’re always happy to run the numbers to tell you if one of the cars you have in mind is less expensive to insure.
Do you know the 5 types of car insurance coverage? They are Collision and Comprehensive, Bodily Liability, Property Damage liability, Medical Payments liability, and Uninsured Motorist liability.
Once you turn twenty-five, you should be able to qualify for a reduction in your auto insurance rate, so let your agent know when this important date arrives. Also, married people have lower premiums than those who are single, so notify us after you speak your “I do’s.”
Automobile insurance companies have access to your driving records and will review any tickets you have received. They do this to evaluate your risk as a driver and will adjust your rates to match their assessment.
Cars are one of the more expensive pieces of equipment that we buy, which means that car accidents can get really expensive really quickly. This is also why it's important to make sure you're properly covered with car insurance so you don't have to worry.
What is the difference between an auto and a car? Auto is short for automobile and is a general term that includes all land vehicles like cars, buses, and trucks. When the word auto comes up however, a car first comes to mind because it is the most common vehicle seen on roads.
Multiple options are available for paying your car insurance premium, monthly, semi-annually, or annually and each has its benefits. If you are not sure which is best for you, arrange a visit with your agent.
Comprehensive and collision auto insurance policies are particularly impacted by the type of car that the insured drives. Auto insurance agents will look at information including the engine’s size, body type, value, and the car’s safety features.
Not interested in an extended warranty from the dealership for your new car? Then consider adding mechanical breakdown insurance to your policy in case something happens. It can usually be added anytime up to a year or 15,000 miles after buying the car.
The first person to combine the words “auto” and “mobile” to describe a four-wheeled powered vehicle was Italian painter and engineer Martini. It seems fair to say that without the ingenious Italians, we wouldn’t have “automobiles.”
While car insurance won't prevent accidents, it does protect you from financial ruin due to property damage, medical bills, lost income, and legal fees. Do you have the protection you need?
Many auto insurance policyholders recommend shopping around for a car insurance before buying a car. This allows the policyholder to account for premiums when budgeting for car-related expenses.
We would like to talk to you personally to review your rating information. These rating factors include driver’s age, driving records, insurance scores, type of vehicle, use of car, previous insurance. Our goal is to find you the most economical car insurance.
We realize that the first question anyone shopping for car insurance usually has in mind is whether they can afford the policy. Let’s talk about your insurance needs and whether we can help to tailor a policy that will meet your needs and budget.
If your car is damaged by a flood, it won’t be covered by flood insurance for your home, even though those policies cover personal property. In this case, it’s the comprehensive coverage part of your automobile insurance that takes care of it.
If you are in an accident, we advise that you never admit fault to the other driver or witnesses. It is best not to discuss the accident with anyone other than your insurance agent, your legal counsel, or the police.
A new car insurance policy can make a big difference, but you want to make sure you don't just stop payment on your old one. This could reflect badly on your credit. Instead, you'll want to go through the cancellation process, which an auto insurance expert can help you with.
While we all like to think that our employees are acting responsibly when behind the wheel of one of our vehicles, this isn’t always the case. Having the right commercial auto policy is an excellent way to protect your vehicle and business.
In addition to lower rates for vehicles with good safety ratings, insurance companies also give discounts for cars considered “low profile.” That means cars that are less likely to be stolen.
If you're adding extras to your car insurance (towing, rental car reimbursement, etc.) check to make sure you see it in writing on the policy before you sign. Also, never sign a contract that has blank spaces anywhere above the signature line.
