We are a mortgage lender specializing in residential home purchase and refinance loans in the greater San Diego area and all of California. Our goal is to offer expert advice along with a superior level of customer service to close loans quickly. As a mortgage advisor I offer a wide variety of competitively priced home loan products ranging from Conventional/JUMBO, FHA, VA, and many more. I also offer several rehabilitation loan programs as well. We are a direct lender & broker focusing on 1-4 unit residential properties. I also offer many specialty brokered programs that are unavailable at most banks. These include: Bank Statement Programs (requires no tax returns; for self-employed borrowers), Assets as Income, 90% Jumbo Financing with NO MI(80/10 Combo), Non Warrantable Condos, Interest Only Loans, 1yr Tax Returns (lite doc), Programs for minimal seasoning on Short Sales, Foreclosures, & Bankruptcy, Investor Loans (allows for unlimited properties financed).